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Population & Demographics

ZIP Code 28112 has 27,126 residents and 9,859 households (average 2.69 persons per household). The median age is 40.2 years, about the same as the state (39.4) and slightly older than the nation (38.8). The gender split is 49.3% male and 50.7% female, which is about the same as the state male share (48.5%), making this a female-majority area. Largest groups are White (61.7%, about the same as the state average of 62.2%) and Hispanic or Latino (19.6%); Hispanic or Latino residents make up 19.6%, which is much higher than the state average (10.7%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	27,126Source: Census DHC
2024 ACS Population Estimate:	28,461Source: Census ACS
2026 ZC Population Estimate:	31,112Source: ZIP-Codes.com
Population Density:	205.3 people per sq mile
Average Income:	$80,495Source: Census ACS

Households:	9,859Source: Census DHC
Average House Value:	$296,900Source: Census ACS
Persons Per Household:	2.69Source: Census DHC
Average Family Size:	3.05Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 28112 population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Census ACS Population Estimate	--	25,201	26,263	26,162	26,362	27,023	26,404	26,626	26,999	26,831	27,580	27,754	27,845	27,651	28,461
Decennial Census	26,311	--	--	--	--	--	--	--	--	--	27,126	--	--	--	--

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 40.2

Male Median Age: 38.5

Female Median Age: 42.1

Line chart for ZIP 28112 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	749	861	1,045	982	845	793	885	794	760	868	919	989	817	656	587	406	248	167
Female	759	819	914	861	784	808	793	792	828	921	925	935	915	784	720	501	322	374
Total	1,508	1,680	1,959	1,843	1,629	1,601	1,678	1,586	1,588	1,789	1,844	1,924	1,732	1,440	1,307	907	570	541

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 28112. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	16,744	55.23%
Black:	4,499	14.84%
Hispanic:*	5,320	17.55%
Asian:	190	0.63%
American Indian:	226	0.75%
Hawaiian:	5	0.02%
Other:	3,331	10.99%
Total:	30,315	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 28112. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	13,371	49.29%	38.5 years
Females:	13,755	50.71%	42.1 years
Total:	27,126	100%	40.2 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 28112. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	24,764	87.01%
Native, born in PR, Island Areas, or abroad:	455	1.60%
Foreign born, naturalized U.S. citizen:	1,499	5.27%
Foreign born, not a U.S. citizen:	1,743	11.39%
Total Population:	28,461	100%
Total Native Population:	25,219	88.61%
Total Foreign-born Population:	3,242	11.39%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2024, the Median household income is $80,495, which is modestly greater than the national median ($78,538), is up $33,229 (70.3%) since 2011 and above its 2019 pre-pandemic level by $26,193. Family households earn a median of $95,411 versus $38,899 for nonfamily households (a difference of $56,512). By gender, male median income is $51,590 and female is $46,845, which is well under the national female median ($53,445), with a current gap of $4,745 that has narrowed from 2011 to 2024. The labor-force participation rate is 64.0%, which is on par with the national rate (63.5%). The unemployment rate is 5.0%, which is on par with the national rate (5.2%). The largest occupation group is Management (34.5%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 28112 from 2011-2024 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Household Income	$47,266	$45,808	$47,781	$47,159	$50,326	$48,483	$49,993	$52,745	$54,302	$52,471	$61,111	$64,981	$74,853	$80,495
Median Family Income	$52,631	$50,912	$53,756	$53,405	$54,424	$52,130	$54,409	$58,265	$62,056	$63,703	$72,813	$82,871	$91,224	$95,411
Median NonFamily Income	$30,267	$26,724	$26,516	$26,194	$25,560	$25,535	$25,167	$27,617	$27,102	$28,895	$33,816	$32,151	$34,574	$38,899
Median Male Income	$43,207	$43,298	$41,550	$43,419	$41,815	$38,993	$38,798	$40,148	$41,486	$40,744	$44,958	$48,514	$50,230	$51,590
Median Female Income	$31,538	$31,051	$32,120	$32,482	$31,174	$31,950	$30,938	$32,965	$33,330	$35,259	$40,354	$44,530	$47,096	$46,845

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 28112, city of Monroe, Union County, state of North Carolina, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 28112, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	13,923	60.86%
Unemployed:	726	3.17%
Not In Labor Force:	8,228	35.97%
Total:	22,877	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	4,800	34.48%
Service:	2,164	15.54%
Sales and Office:	2,513	18.05%
Natural resources, construction, and maintenance:	2,115	15.19%
Production, transportation, and material moving:	2,331	16.74%
Total Civilian Employed Population:	13,923	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2024, the median home value is $296,900, which is modestly lower than the national median ($303,400), is up $140,900 (90.32%) since 2011 and above its 2019 pre-pandemic level by $129,300. The median gross rent is $1,155, which is well under the national median ($1,348), is up $397 (52.37%) since 2011 and above its 2019 pre-pandemic level by $272. Of occupied housing, owners make up 71.50% (68.57% with a mortgage, 31.43% free-and-clear) and renters 28.50% - making this ZIP Code under national rental averages. The vacancy rate is 6.34%, which is markedly below the national rate (10.43%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 28112, compared with Monroe, Union County, state of North Carolina, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 28112 across years 2011-2024 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Home Value	$156,000	$155,600	$153,500	$148,800	$148,600	$147,200	$150,800	$156,100	$167,600	$180,200	$194,600	$234,900	$272,300	$296,900

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 28112, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	241	8.28%
$500 to $999:	579	19.89%
$1,000 to $1,499:	1,316	45.21%
$1,500 to $1,999:	404	13.88%
$2,000 to $2,499:	100	3.44%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	40	1.37%
No Rent:	231	7.94%
Total:	2,911	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 28112 over the years 2011-2024 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Rent	$758	$761	$772	$787	$794	$842	$876	$888	$883	$864	$905	$985	$1,124	$1,155

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 28112. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	5,008	49.03%
Owner Occupied (free and clear, no mortgage):	2,296	22.48%
Renter Occupied:	2,911	28.50%
Total Occupied Housing Units:	10,215	100%

Occupied Housing Units:	10,215	93.66%
Vacant Housing Units (not graphed):	692	6.34%
Total Housing Units:	10,907	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 28112. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	8,685	79.63%
Multi-Family Units:	1,383	12.68%
Other Units:	839	7.69%
Total Housing Units:	10,907	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2024, 22.00% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 85.10%, which is falls below the national rate (89.40%). The uninsured rate is 14.70%, which is far higher than the national rate (8.60%). The share of people in poverty is 7.10%, which is comparable to the national rate (8.70%), down 4.30 percentage points since 2011 and below its 2019 pre-pandemic level by 0.90 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (48.92%). College enrollment is 15.00%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 28112, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	1,193	6.09%
9th to 12th grade, no diploma:	1,729	8.83%
High school graduate (includes equivalency):	6,252	31.91%
Some college, no degree:	4,037	20.61%
Associate's degree:	2,061	10.52%
Bachelor's degree:	3,002	15.32%
Graduate or professional degree:	1,316	6.72%
Total:	19,590	100%
High school or higher:	16,668	85.08%
Bachelor's degree or higher:	4,318	22.04%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 28112. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	16,755	53.38%
Public Insurance:	10,538	33.57%
No Insurance:	4,096	13.05%
Total:	31,389	100%
Has Health Insurance:	27,293	86.95%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)

Line chart displaying the share of families and people in ZIP 28112 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2024. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
% of People in Poverty	12.0%	14.5%	12.9%	15.1%	14.1%	12.6%	12.1%	10.4%	8.6%	7.9%	8.2%	8.5%	7.7%	7.1%

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	403	7.65%
Kindergarten:	305	5.79%
Elementary school (grades 1-8):	2,577	48.92%
High school (grades 9-12):	1,193	22.65%
College or graduate school:	790	15.00%
Total:	5,268	100%
Early Childhood:	708	13.44%
K-12 (Primary & Secondary School):	4,075	77.35%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Monroe, North Carolina
County:	Union County
Timezone:	Eastern (GMT -05:00)
Local Time:	7:57:17 PM
Population:	27,126 [See All]
Area Codes:	704 / 980
Classification:	Standard [Normal Street Delivery]
Coordinates:	34.9018, -80.5381
Land Area:	132.129 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/28112/zip-code-28112.asp

# Residential Mailboxes:	11,566Source: USPS
# Business Mailboxes:	658Source: USPS
Total Delivery Receptacles:	12,159Source: USPS
Single Family Delivery Units:	9,737Source: USPS
Multi Family Delivery Units:	127Source: USPS

# of Businesses:	569Source: CBP
1st Quarter Payroll:	$80,402,000Source: CBP
Annual Payroll:	$337,597,000Source: CBP
# of Employees:	5,865Source: CBP

CBSA Name:	Charlotte-Concord-Gastonia, NC-SCSource: Census
CBSA Number:	16740Source: Census
CBSA Type:	MetroSource: Census
CBSA Division:	--Source: Census
CBSA Population:	1,758,038Source: Census
MSA:	Charlotte-Gastonia-Rock Hill, NC-SC MSASource: Census
Land Area:	132.129 sq miSource: Census
Water Area:	1.531 sq miSource: Census

Congressional District:	07,08Source: USPS
Congressional Land Area:	6161.77, 4512.78 sq miSource: Census
PMSA:	--Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	3743920Source: Census
Place Name:	Monroe city; North CarolinaSource: Census

ZIP Code 28112 in Monroe, NC

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2024)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 28112

Colleges & Post Secondary Schools near ZIP Code 28112

Sources & References