| City: | Bedford, Virginia |
| County: | Bedford County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 10:18:35 PM |
| Population: | 18,992 [See All] |
| Area Codes: | 540 / 826 |
| Classification: | Standard [Normal Street Delivery] |
| Coordinates: | 37.3399, -79.5274 |
| Land Area: | 229.937 sq mi |
| Quick Link: |
ZIP Code 24523 has 18,992 residents and 8,110 households (average 2.29 persons per household). The median age is 48.3 years, significantly older than the state (38.7) and significantly older than the nation (38.8). The gender split is 47.9% male and 52.1% female, which is slightly lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (82.0%, much higher than the state average of 60.3% and well above the national average of 61.6%) and Black or African American (11.3%, much lower than the state average of 18.6%); Hispanic or Latino residents make up 2.2%, which is much lower than the national average (18.7%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 18,992Source: Census DHC |
| 2024 ACS Population Estimate: | 20,349Source: Census ACS |
| 2026 ZC Population Estimate: | 20,016Source: ZIP-Codes.com |
| Population Density: | 82.6 people per sq mile |
| Average Income: | $73,957Source: Census ACS |
| Households: | 8,110Source: Census DHC |
| Average House Value: | $239,800Source: Census ACS |
| Persons Per Household: | 2.29Source: Census DHC |
| Average Family Size: | 2.99Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 19,073 | 18,527 | 18,761 | 18,789 | 19,281 | 19,632 | 20,009 | 20,085 | 19,711 | 20,791 | 21,064 | 21,132 | 21,447 | 20,349 |
| Decennial Census | 18,952 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 18,992 | -- | -- | -- | -- |
Median Age: 48.3
Male Median Age: 46.4
Female Median Age: 49.7
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 468 | 539 | 499 | 509 | 444 | 510 | 524 | 420 | 475 | 553 | 564 | 733 | 732 | 663 | 595 | 407 | 257 | 208 |
| Female | 503 | 461 | 525 | 469 | 449 | 514 | 537 | 468 | 458 | 595 | 655 | 854 | 807 | 808 | 604 | 512 | 317 | 356 |
| Total | 971 | 1,000 | 1,024 | 978 | 893 | 1,024 | 1,061 | 888 | 933 | 1,148 | 1,219 | 1,587 | 1,539 | 1,471 | 1,199 | 919 | 574 | 564 |
| White: | 15,569 | 84.36% |
| Black: | 2,139 | 11.59% |
| Hispanic:* | 411 | 2.23% |
| Asian: | 82 | 0.44% |
| American Indian: | 43 | 0.23% |
| Hawaiian: | 5 | 0.03% |
| Other: | 207 | 1.12% |
| Total: | 18,456 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 9,100 | 47.91% | 46.4 years |
| Females: | 9,892 | 52.09% | 49.7 years |
| Total: | 18,992 | 100% | 48.3 years |
| Native, born in the United States: | 19,871 | 97.65% |
| Native, born in PR, Island Areas, or abroad: | 99 | 0.49% |
| Foreign born, naturalized U.S. citizen: | 243 | 1.19% |
| Foreign born, not a U.S. citizen: | 136 | 1.86% |
| Total Population: | 20,349 | 100% |
| Total Native Population: | 19,970 | 98.14% |
| Total Foreign-born Population: | 379 | 1.86% |
In 2024, the Median household income is $73,957, which is much lower than the state median ($90,974), is up $32,731 (79.4%) since 2011 and above its 2019 pre-pandemic level by $22,325. Family households earn a median of $83,224 versus $43,475 for nonfamily households (a difference of $39,749). By gender, male median income is $54,147 and female is $52,680, which is well under the state female median ($58,743), with a current gap of $1,467 that has narrowed from 2011 to 2024. The labor-force participation rate is 57.4%, which is considerably lower than the state rate (65.6%). The unemployment rate is 3.6%, which is generally lower than the national rate (5.2%). The largest occupation group is Management (35.7%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $41,226 | $41,926 | $42,685 | $44,131 | $46,250 | $47,586 | $49,769 | $51,255 | $51,632 | $55,896 | $57,184 | $62,095 | $70,074 | $73,957 |
| Median Family Income | $49,319 | $50,268 | $53,542 | $58,217 | $61,040 | $64,123 | $64,588 | $64,707 | $65,287 | $66,031 | $69,770 | $77,760 | $84,360 | $83,224 |
| Median NonFamily Income | $23,938 | $24,191 | $21,975 | $23,839 | $23,277 | $24,217 | $24,606 | $25,334 | $26,370 | $32,491 | $33,629 | $36,449 | $38,595 | $43,475 |
| Median Male Income | $37,668 | $39,001 | $40,904 | $43,022 | $45,296 | $46,068 | $45,697 | $44,980 | $44,672 | $45,771 | $44,663 | $51,286 | $52,700 | $54,147 |
| Median Female Income | $29,919 | $31,080 | $31,731 | $34,460 | $33,986 | $35,132 | $33,095 | $34,990 | $34,775 | $36,906 | $41,237 | $46,612 | $50,263 | $52,680 |
| Employed: | 9,178 | 55.23% |
| Unemployed: | 339 | 2.04% |
| Not In Labor Force: | 7,101 | 42.73% |
| Total: | 16,618 | 100% |
| Management, business, science, and arts: | 3,281 | 35.75% |
| Service: | 1,388 | 15.12% |
| Sales and Office: | 1,798 | 19.59% |
| Natural resources, construction, and maintenance: | 1,269 | 13.83% |
| Production, transportation, and material moving: | 1,442 | 15.71% |
| Total Civilian Employed Population: | 9,178 | 100% |
In 2024, the median home value is $239,800, which is considerably lower than the state median ($360,700), is up $83,600 (53.52%) since 2011 and above its 2019 pre-pandemic level by $69,700. The median gross rent is $810, which is considerably lower than the state median ($1,514), is up $107 (15.22%) since 2011 and above its 2019 pre-pandemic level by $22. Of occupied housing, owners make up 80.35% (56.22% with a mortgage, 43.78% free-and-clear) and renters 19.65% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 10.25%, which is markedly above the state rate (8.99%).
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $156,200 | $153,900 | $160,100 | $163,900 | $160,400 | $165,900 | $167,900 | $170,200 | $170,100 | $173,600 | $186,800 | $210,800 | $227,600 | $239,800 |
| Less than $500: | 318 | 19.70% |
| $500 to $999: | 802 | 49.69% |
| $1,000 to $1,499: | 253 | 15.68% |
| $1,500 to $1,999: | 67 | 4.15% |
| $2,000 to $2,499: | 17 | 1.05% |
| $2,500 to $2,999: | 20 | 1.24% |
| $3,000 or more: | 9 | 0.56% |
| No Rent: | 128 | 7.93% |
| Total: | 1,614 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $703 | $682 | $685 | $676 | $677 | $690 | $721 | $772 | $788 | $827 | $823 | $864 | $839 | $810 |
| Owner Occupied (with mortgage): | 3,710 | 45.17% |
| Owner Occupied (free and clear, no mortgage): | 2,889 | 35.18% |
| Renter Occupied: | 1,614 | 19.65% |
| Total Occupied Housing Units: | 8,213 | 100% |
| Occupied Housing Units: | 8,213 | 89.75% |
| Vacant Housing Units (not graphed): | 938 | 10.25% |
| Total Housing Units: | 9,151 | 100% |
| Single-Family Units: | 7,444 | 81.35% |
| Multi-Family Units: | 647 | 7.07% |
| Other Units: | 1,060 | 11.58% |
| Total Housing Units: | 9,151 | 100% |
In 2024, 25.80% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (41.50%). High school or higher is 91.80%, which is modestly greater than the national rate (89.40%). The uninsured rate is 7.30%, which is comparable to the national rate (8.60%). Public coverage is 41.70%, which is notably higher than the state rate (32.60%). The share of people in poverty is 6.50%, which is comparable to the national rate (8.70%), down 3.40 percentage points since 2011 and below its 2019 pre-pandemic level by 2.50 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (52.02%). College enrollment is 14.48%, which is markedly below the state rate (28.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 350 | 2.32% |
| 9th to 12th grade, no diploma: | 886 | 5.86% |
| High school graduate (includes equivalency): | 5,658 | 37.44% |
| Some college, no degree: | 3,208 | 21.23% |
| Associate's degree: | 1,115 | 7.38% |
| Bachelor's degree: | 2,572 | 17.02% |
| Graduate or professional degree: | 1,325 | 8.77% |
| Total: | 15,114 | 100% |
| High school or higher: | 13,878 | 91.82% |
| Bachelor's degree or higher: | 3,897 | 25.78% |
| Private Insurance: | 13,318 | 57.60% |
| Public Insurance: | 8,347 | 36.10% |
| No Insurance: | 1,455 | 6.29% |
| Total: | 23,120 | 100% |
| Has Health Insurance: | 21,665 | 93.71% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 11.1% | 10.5% | 8.9% | 9.5% | 9.1% | 9.7% | 9.2% | 9.2% | 10.2% | 10.6% | 10.7% | 10.8% | 7.7% | 6.5% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 196 | 4.78% |
| Kindergarten: | 513 | 12.51% |
| Elementary school (grades 1-8): | 2,134 | 52.02% |
| High school (grades 9-12): | 665 | 16.21% |
| College or graduate school: | 594 | 14.48% |
| Total: | 4,102 | 100% |
| Early Childhood: | 709 | 17.28% |
| K-12 (Primary & Secondary School): | 3,312 | 80.74% |
ZIP Code 24523 supports both business and residential activity. According to the Business Census (2024), there are 486 business establishments, employing about 4,929 people with an annual payroll of $203,154,000. USPS data shows 8,741 residential mailboxes and 582 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 8,741Source: USPS |
| # Business Mailboxes: | 582Source: USPS |
| Total Delivery Receptacles: | 9,953Source: USPS |
| Single Family Delivery Units: | 7,987Source: USPS |
| Multi Family Delivery Units: | 437Source: USPS |
| # of Businesses: | 486Source: CBP |
| 1st Quarter Payroll: | $48,486,000Source: CBP |
| Annual Payroll: | $203,154,000Source: CBP |
| # of Employees: | 4,929Source: CBP |
ZIP Code 24523 is located in Bedford County, Virginia, within the Lynchburg, VA Metropolitan Statistical Area (CBSA 31340) and Virginia's 9th Congressional District. This Metro area has a population of 252,634 people, about 7.52% of whom live in ZIP Code 24523. It covers 229.937 sq mi of land and a water area of 0.741 sq mi.
| CBSA Name: | Lynchburg, VASource: Census |
| CBSA Number: | 31340Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 252,634Source: Census |
| MSA: | Lynchburg, VA MSASource: Census |
| Land Area: | 229.937 sq miSource: Census |
| Water Area: | 0.741 sq miSource: Census |
| Congressional District: | 09Source: USPS |
| Congressional Land Area: | 9113.87 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 5105544Source: Census |
| Place Name: | Bedford town; VirginiaSource: Census |
ZIP Code 24523 is in the Bedford County Public Schools, which serves grades Pre-Kindergarten thru 12th. There are 7 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.