ZIP Code 22655 in Stephens City, VA

Data Last Updated: October 1, 2025
City:Stephens City, Virginia
Counties:Frederick County [Primary]
Warren County
Timezone:Eastern (GMT -05:00)
Local Time:12:46:15 AM
Population:22,395 [See All]
Area Codes:540 / 826
Classification:Standard [Normal Street Delivery]
Coordinates:39.0482, -78.2387
Land Area:35.439 sq mi
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Population & Demographics


ZIP Code 22655 has 22,395 residents and 8,138 households (average 2.75 persons per household). The median age is 37.8 years, about the same as the state (38.7) and slightly younger than the nation (38.8). The gender split is 48.2% male and 51.8% female, which is about the same as the national male share (49.1%), making this a female-majority area. Largest groups are White (79.9%, much higher than the state average of 60.3% and well above the national average of 61.6%) and Hispanic or Latino (9.4%); Hispanic or Latino residents make up 9.4%, which is much lower than the national average (18.7%).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:22,395Source: Census DHC
2023 ACS Population Estimate:22,393Source: Census ACS
2025 ZC Population Estimate:24,472Source: ZIP-Codes.com
Population Density:631.9 people per sq mile
Average Income:$106,030Source: Census ACS
Households:8,138Source: Census DHC
Average House Value:$352,900Source: Census ACS
Persons Per Household:2.75Source: Census DHC
Average Family Size:2.84Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--18,97019,48119,44919,76719,95120,11520,45820,91621,98221,56722,48722,16122,393
Decennial Census19,328------------------22,395------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 37.8

Male Median Age: 36.7

Female Median Age: 38.9

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male76977687179058464871077363866974474263450143426914795
Female676741804799599706822832751758758771701603525393209153
Total1,4451,5171,6751,5891,1831,3541,5321,6051,3891,4271,5021,5131,3351,104959662356248
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:17,88778.98%
Black:1,1415.04%
Hispanic:*2,1029.28%
Asian:4752.10%
American Indian:880.39%
Hawaiian:180.08%
Other:9364.13%
Total:22,647100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:10,79448.20%36.7 years
Females:11,60151.80%38.9 years
Total:22,395100%37.8 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:20,32790.77%
Native, born in PR, Island Areas, or abroad:6082.72%
Foreign born, naturalized U.S. citizen:7053.15%
Foreign born, not a U.S. citizen:7536.51%
Total Population:22,393100%
Total Native Population:20,93593.49%
Total Foreign-born Population:1,4586.51%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $106,030, which is considerably higher than the national median ($78,538), is up $32,956 (45.1%) since 2011 and above its 2019 pre-pandemic level by $26,386. Family households earn a median of $117,269 versus $62,127 for nonfamily households (a difference of $55,142). By gender, male median income is $77,208 and female is $59,607, which is much higher than the national female median ($53,445), with a current gap of $17,601 that has widened from 2011 to 2023. The labor-force participation rate is 72.0%, which is far greater than the national rate (63.5%). The unemployment rate is 6.0%, which is markedly higher than the state rate (4.2%). The largest occupation group is Management (42.2%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$73,074$75,108$76,113$69,183$69,150$67,229$72,041$74,958$79,644$85,322$92,489$99,208$106,030
Median Family Income$75,060$76,186$80,683$83,178$83,239$80,990$85,255$87,714$90,452$93,807$97,022$109,389$117,269
Median NonFamily Income$46,571$42,415$41,747$39,842$41,488$41,910$43,415$48,345$50,578$54,664$58,031$61,324$62,127
Median Male Income$54,243$56,368$53,654$50,584$51,884$51,370$55,491$59,107$60,053$61,798$66,732$72,025$77,208
Median Female Income$39,657$41,623$41,151$41,468$41,148$40,285$41,311$42,670$45,580$48,270$51,369$57,264$59,607
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:11,53667.36%
Unemployed:7394.32%
Not In Labor Force:4,85128.33%
Total:17,126100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:4,86842.20%
Service:2,02517.55%
Sales and Office:2,40220.82%
Natural resources, construction, and maintenance:1,0128.77%
Production, transportation, and material moving:1,22910.65%
Total Civilian Employed Population:11,536100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $352,900, which is much higher than the national median ($303,400), is up $116,100 (49.03%) since 2011 and above its 2019 pre-pandemic level by $102,800. The median gross rent is $1,432, which is higher than the national median ($1,348), is up $322 (29.01%) since 2011 and above its 2019 pre-pandemic level by $273. Of occupied housing, owners make up 76.68% (74.25% with a mortgage, 25.75% free-and-clear) and renters 23.32% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 6.75%, which is considerably lower than the national rate (10.43%).

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$236,800$227,000$224,400$218,100$214,100$213,100$228,200$244,000$250,100$267,500$283,800$332,200$352,900
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:955.09%
$500 to $999:35619.06%
$1,000 to $1,499:54329.07%
$1,500 to $1,999:48525.96%
$2,000 to $2,499:19310.33%
$2,500 to $2,999:1196.37%
$3,000 or more:120.64%
No Rent:653.48%
Total:1,868100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$1,110$1,100$1,117$1,160$1,080$1,098$1,126$1,151$1,159$1,144$1,212$1,469$1,432
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):4,56156.93%
Owner Occupied (free and clear, no mortgage):1,58219.75%
Renter Occupied:1,86823.32%
Total Occupied Housing Units:8,011100%

Occupied Housing Units:8,01193.25%
Vacant Housing Units (not graphed):5806.75%
Total Housing Units:8,591100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:7,80690.86%
Multi-Family Units:6267.29%
Other Units:1591.85%
Total Housing Units:8,591100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 29.10% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (41.50%). High school or higher is 89.50%, which is on par with the state rate (91.30%). The uninsured rate is 4.90%, which is falls below the national rate (8.60%). The share of people in poverty is 3.50%, which is far lower than the national rate (8.70%), up 0.80 percentage points since 2011 and below its 2019 pre-pandemic level by 1.80 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (52.84%). College enrollment is 15.96%, which is markedly below the state rate (28.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:5663.73%
9th to 12th grade, no diploma:1,0246.74%
High school graduate (includes equivalency):4,60030.29%
Some college, no degree:3,39022.32%
Associate's degree:1,1817.78%
Bachelor's degree:2,72017.91%
Graduate or professional degree:1,70411.22%
Total:15,185100%
High school or higher:13,59589.53%
Bachelor's degree or higher:4,42429.13%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:17,11168.76%
Public Insurance:6,67926.84%
No Insurance:1,0964.40%
Total:24,886100%
Has Health Insurance:23,79095.60%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty2.7%2.6%3.4%2.4%4.1%4.0%3.5%4.3%5.3%3.5%3.6%3.4%3.5%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:2384.46%
Kindergarten:3085.77%
Elementary school (grades 1-8):2,82052.84%
High school (grades 9-12):1,11920.97%
College or graduate school:85215.96%
Total:5,337100%
Early Childhood:54610.23%
K-12 (Primary & Secondary School):4,24779.58%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 22655 supports both business and residential activity. According to the Business Census (2023), there are 262 business establishments, employing about 2,142 people with an annual payroll of $71,747,000. USPS data shows 8,899 residential mailboxes and 205 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:8,899Source: USPS
# Business Mailboxes:205Source: USPS
Total Delivery Receptacles:9,489Source: USPS
Single Family Delivery Units:5,913Source: USPS
Multi Family Delivery Units:7Source: USPS
# of Businesses:262Source: CBP
1st Quarter Payroll:$16,943,000Source: CBP
Annual Payroll:$71,747,000Source: CBP
# of Employees:2,142Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 22655 is located in Frederick County, Virginia, within the Winchester, VA-WV Metropolitan Statistical Area (CBSA 49020) and Virginia's 6th Congressional District. This Metro area has a population of 144,676 people, about 15.48% of whom live in ZIP Code 22655. It covers 35.439 sq mi of land and a water area of 0.13 sq mi.

CBSA Name:Winchester, VA-WVSource: Census
CBSA Number:49020Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:144,676Source: Census
MSA:Source: Census
Land Area:35.439 sq miSource: Census
Water Area:0.13 sq miSource: Census
Congressional District:06Source: USPS
Congressional Land Area:5930.02 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:5175344Source: Census
Place Name:Stephens City town; VirginiaSource: Census

Adjacent & Nearby ZIP Codes


22656 | | 22654

Schools in ZIP Code 22655


ZIP Code 22655 is in the Frederick County Public Schools, which serves grades Pre-Kindergarten thru 12th. There are 2 public schools and 2 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Sherando High 185 South Warrior Drive
Stephens City, VA 22655
District: Frederick County Public Schools
Bass-Hoover Elem 471 Aylor Road
Stephens City, VA 22655
District: Frederick County Public Schools
Eukarya Christian Academy 165 Agape Way
Stephens City, VA 22655
District: Private School
Legacy Christian Academy 5933 Valley Pike
Stephens City, VA 22655
District: Private School

Colleges & Post Secondary Schools near ZIP Code 22655


Laurel Ridge Community College 173 Skirmisher Lane
Middletown, VA 22645
Type: Post Secondary
Shenandoah University 1460 University Dr
Winchester, VA 22601-5195
Type: Post Secondary
American Public University System 111 W Congress St
Charles Town, WV 25414
Type: Post Secondary
Catholic Distance University 300 S. George Street
Charles Town, WV 25414
Type: Post Secondary
Blue Ridge Community And Technical College 13650 Apple Harvest Drive
Martinsburg, WV 25403
Type: Post Secondary
Patrick Henry College 10 Patrick Henry Circle
Purcellville, VA 20132
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov