| City: | Dowell, Maryland |
| County: | Calvert County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 9:55:11 PM |
| Population: | 1,188 [See All] |
| Area Codes: | 410 / 443 / 667 |
| Classification: | PO Box |
| Coordinates: | 38.3371, -76.4537 |
| Land Area: | 0.839 sq mi |
| Quick Link: |
Dowell sits on the western shore of the Chesapeake Bay in Calvert County, Maryland. This small waterfront community of 1,188 residents skews heavily toward retirees, with a median age of 59.7 years. Despite its PO Box classification, Dowell actually has no PO boxes at the post office. Instead, all 491 households receive mail through street delivery, a combination of city and rural carrier routes serving 27 distinct streets across 0.61 square miles.
The waterfront character appears in street names like Oyster Bay Place, Shipyard Way, Riverwatch Drive, and Reef Way. HG Truman Road accounts for 24 delivery points, the most in the ZIP. About a quarter of workers (25.3%) work from home, well above national averages for this age demographic. Median home values of $459,500 and household incomes of $90,400 suggest a comfortable retirement setting.
Calvert County's shoreline location on the Chesapeay attracts retirees seeking water access without resort prices. The population is 84% white, with growing diversity (320 Hispanic residents, 95 Black residents, 32 Asian residents). Owner-occupancy is high at 78%. Group quarters house 131 people, split between 74 in institutionalized settings (likely a nursing facility) and 57 in noninstitutionalized settings.
The P classification doesn't match current reality. Street delivery operates through two city routes and one rural route. This is an administrative legacy from when USPS assigned these codes decades ago. The system never reclassified it, even after carrier routes were established. For mailing purposes, use standard street addresses.
Street names like Oyster Bay, Shipyard, and Riverwatch indicate a Chesapeake Bay waterfront community.
ZIP Code 20629 has 1,188 residents and 491 households (average 2.15 persons per household). The median age is 59.7 years, significantly older than the state (38.8) and significantly older than the nation (38.8). The gender split is 44.7% male and 55.3% female, which is lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (83.7%, much higher than the state average of 48.7% and well above the national average of 61.6%) and Black or African American (8.0%, much lower than the state average of 29.5%); Hispanic or Latino residents make up 2.4%, which is much lower than the national average (18.7%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 1,188Source: Census DHC |
| 2024 ACS Population Estimate: | 1,150Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 1,416.0 people per sq mile |
| Average Income: | $87,389Source: Census ACS |
| Households: | 491Source: Census DHC |
| Average House Value: | $403,100Source: Census ACS |
| Persons Per Household: | 2.15Source: Census DHC |
| Average Family Size: | 2.74Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 310 | 227 | 219 | 263 | 180 | 312 | 384 | 374 | 383 | 525 | 864 | 1,072 | 1,067 | 1,150 |
| Decennial Census | 535 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1,188 | -- | -- | -- | -- |
Median Age: 59.7
Male Median Age: 58.1
Female Median Age: 60.8
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 9 | 20 | 23 | 20 | 13 | 18 | 27 | 11 | 22 | 26 | 55 | 39 | 58 | 56 | 54 | 38 | 32 | 10 |
| Female | 5 | 26 | 28 | 23 | 29 | 22 | 20 | 18 | 23 | 37 | 30 | 59 | 53 | 65 | 73 | 41 | 34 | 71 |
| Total | 14 | 46 | 51 | 43 | 42 | 40 | 47 | 29 | 45 | 63 | 85 | 98 | 111 | 121 | 127 | 79 | 66 | 81 |
| White: | 994 | 85.91% |
| Black: | 95 | 8.21% |
| Hispanic:* | 29 | 2.51% |
| Asian: | 32 | 2.77% |
| American Indian: | 1 | 0.09% |
| Hawaiian: | 0 | 0% |
| Other: | 6 | 0.52% |
| Total: | 1,157 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 531 | 44.70% | 58.1 years |
| Females: | 657 | 55.30% | 60.8 years |
| Total: | 1,188 | 100% | 59.7 years |
| Native, born in the United States: | 1,019 | 88.61% |
| Native, born in PR, Island Areas, or abroad: | 6 | 0.52% |
| Foreign born, naturalized U.S. citizen: | 54 | 4.70% |
| Foreign born, not a U.S. citizen: | 71 | 10.87% |
| Total Population: | 1,150 | 100% |
| Total Native Population: | 1,025 | 89.13% |
| Total Foreign-born Population: | 125 | 10.87% |
In 2024, the Median household income is $87,389, which is much lower than the state median ($101,652), is down $23,057 (20.9%) since 2011 and above its 2019 pre-pandemic level by $31,472. Family households earn a median of $115,197 versus $62,232 for nonfamily households (a difference of $52,965). By gender, male median income is $0 and female is $61,367, which is far above the national female median ($53,445), with a current gap of $61,367 that has narrowed from 2011 to 2024. The labor-force participation rate is 55.7%, which is markedly below the state rate (67.2%). The unemployment rate is 0.0%, which is markedly below the national rate (5.2%). The largest occupation group is Management (71.0%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $110,446 | $93,821 | $143,523 | $120,833 | $88,194 | $76,635 | $91,375 | $0 | $55,917 | $50,598 | $76,618 | $86,861 | $90,400 | $87,389 |
| Median Family Income | $210,865 | $250,001 | $240,917 | $153,654 | $0 | $0 | $121,118 | $0 | $0 | $51,522 | $100,347 | $108,239 | $112,875 | $115,197 |
| Median NonFamily Income | $90,441 | $92,571 | $62,083 | $64,091 | $63,068 | $0 | $0 | $0 | $66,333 | $46,034 | $0 | $0 | $60,982 | $62,232 |
| Median Male Income | $90,993 | $93,286 | $92,054 | $93,269 | $0 | $0 | $100,197 | $0 | $0 | $0 | $110,438 | $113,836 | $118,625 | $0 |
| Median Female Income | $63,854 | $57,500 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $61,146 | $67,200 | $71,012 | $61,367 |
| Employed: | 552 | 52.92% |
| Unemployed: | 0 | 0.00% |
| Not In Labor Force: | 491 | 47.08% |
| Total: | 1,043 | 100% |
| Management, business, science, and arts: | 392 | 71.01% |
| Service: | 16 | 2.90% |
| Sales and Office: | 88 | 15.94% |
| Natural resources, construction, and maintenance: | 0 | 0.00% |
| Production, transportation, and material moving: | 56 | 10.14% |
| Total Civilian Employed Population: | 552 | 100% |
In 2024, the median home value is $403,100, which is considerably higher than the national median ($303,400), is down $51,800 (11.39%) since 2011 and above its 2019 pre-pandemic level by $8,800. The median gross rent is $0, which is far less than the state median ($1,662), is down $1,228 (100.00%) since 2011 and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 96.72% (82.83% with a mortgage, 17.17% free-and-clear) and renters 3.28% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 16.34%, which is much higher than the state rate (8.09%).
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $454,900 | $467,400 | $444,900 | $481,800 | $540,800 | $558,500 | $563,700 | $552,100 | $394,300 | $375,000 | $408,800 | $471,300 | $459,500 | $403,100 |
| Less than $500: | 0 | 0.00% |
| $500 to $999: | 0 | 0.00% |
| $1,000 to $1,499: | 0 | 0.00% |
| $1,500 to $1,999: | 0 | 0.00% |
| $2,000 to $2,499: | 18 | 100.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 0 | 0.00% |
| Total: | 18 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $1,228 | $1,479 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Owner Occupied (with mortgage): | 439 | 80.11% |
| Owner Occupied (free and clear, no mortgage): | 91 | 16.61% |
| Renter Occupied: | 18 | 3.28% |
| Total Occupied Housing Units: | 548 | 100% |
| Occupied Housing Units: | 548 | 83.66% |
| Vacant Housing Units (not graphed): | 107 | 16.34% |
| Total Housing Units: | 655 | 100% |
| Single-Family Units: | 600 | 91.60% |
| Multi-Family Units: | 55 | 8.40% |
| Other Units: | 0 | 0.00% |
| Total Housing Units: | 655 | 100% |
In 2024, 41.00% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 92.20%, which is comparable to the national rate (89.40%). The uninsured rate is 0.00%, which is far lower than the national rate (8.60%). Private coverage is 85.30%, which is well above the national rate (67.30%). Public coverage is 49.20%, which is notably higher than the state rate (34.20%). The share of people in poverty is 0.00%, which is comparable to the national rate (8.70%). Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is college (53.29%). College enrollment is 53.29%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 72 | 6.90% |
| 9th to 12th grade, no diploma: | 9 | 0.86% |
| High school graduate (includes equivalency): | 325 | 31.13% |
| Some college, no degree: | 148 | 14.18% |
| Associate's degree: | 62 | 5.94% |
| Bachelor's degree: | 186 | 17.82% |
| Graduate or professional degree: | 242 | 23.18% |
| Total: | 1,044 | 100% |
| High school or higher: | 963 | 92.24% |
| Bachelor's degree or higher: | 428 | 41.00% |
| Private Insurance: | 906 | 63.40% |
| Public Insurance: | 523 | 36.60% |
| No Insurance: | 0 | 0.00% |
| Total: | 1,429 | 100% |
| Has Health Insurance: | 1,429 | 100.00% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0.00% |
| Kindergarten: | 0 | 0.00% |
| Elementary school (grades 1-8): | 78 | 46.71% |
| High school (grades 9-12): | 0 | 0.00% |
| College or graduate school: | 89 | 53.29% |
| Total: | 167 | 100% |
| Early Childhood: | 0 | 0.00% |
| K-12 (Primary & Secondary School): | 78 | 46.71% |
ZIP Code 20629 supports both business and residential activity. According to the Business Census (2024), there are 10 business establishments, employing about 116 people with an annual payroll of $4,946,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 0Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 10Source: CBP |
| 1st Quarter Payroll: | $1,012,000Source: CBP |
| Annual Payroll: | $4,946,000Source: CBP |
| # of Employees: | 116Source: CBP |
ZIP Code 20629 is located in Calvert County, Maryland, within the Lexington Park, MD Metropolitan Statistical Area (CBSA 30500) and Maryland's 5th Congressional District. This Metro area has a population of 105,151 people, about 1.13% of whom live in ZIP Code 20629. It covers 0.839 sq mi of land and a water area of 0.165 sq mi.
| CBSA Name: | Lexington Park, MDSource: Census |
| CBSA Number: | 30500Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 105,151Source: Census |
| MSA: | Washington-Baltimore, DC-MD-VA-WV CMSASource: Census |
| Land Area: | 0.839 sq miSource: Census |
| Water Area: | 0.165 sq miSource: Census |
| Congressional District: | 05Source: USPS |
| Congressional Land Area: | 1481.24 sq miSource: Census |
| PMSA: | Washington, DC-MD-VA-WV PMSASource: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | --Source: Census |
| Place Name: | --Source: Census |
We could not locate which school district 20629 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.