| City: | Chippewa Bay, New York |
| County: | Saint Lawrence County |
| Timezone: | Eastern (GMT -05:00)%> |
| Local Time: | 12:18:02 AM |
| Population: | 45 [See All] |
| Area Codes: | 315 / 680 |
| Classification: | PO Box |
| Coordinates: | 44.4416, -75.7575 |
| Land Area: | 0.446 sq mi |
| Quick Link: |
Chippewa Bay sits in the Thousand Islands region of the Saint Lawrence River, where seasonal occupancy defines the postal landscape. Of 83 total housing units, 54 are seasonal or vacation properties. That's 65% of all housing, creating a community that swells in summer and quiets in winter.
This pattern drives PO Box adoption in a way that's distinct from rural isolation. The 65 active PO Boxes serve just 12 year-round households, producing an adoption rate of 5.42. That doesn't mean local residents are underserved. Instead, it reflects second-home owners who maintain year-round boxes for tax bills, property notices, and off-season correspondence while they're hundreds of miles away.
The median home value of $114,800 is modest compared to other vacation destinations, but the investment in permanent mailing addresses tells the real story. When you own property on an island accessible primarily by boat, a PO Box isn't an inconvenience. It's infrastructure. Seasonal residents need a reliable address that doesn't depend on whether someone's at the property to collect mail from a dock-side box or waterfront cabin.
County Route 6 provides the only street delivery in the ZIP4 system, serving a single address range. Everything else routes through the post office. The river geography makes traditional carrier routes impractical. Most properties sit along the shoreline or on small islands, where mail delivery by boat would be expensive and unreliable. The PO Box system works because it matches how people actually use these properties: intermittently, seasonally, and often from a distance.
The single street record for County Route 6 reflects the island geography where most properties are accessed by water rather than traditional roads. The dominance of rural carrier routes indicates scattered, low-density development typical of island communities.
ZIP Code 13623 has 45 residents and 12 households (average 3.75 persons per household). The median age is 48.5 years, significantly older than the state (39.0) and significantly older than the nation (38.8). The gender split is 68.9% male and 31.1% female, which is much higher than the state male share (48.4%), making this a male-majority area. Largest groups are White (86.7%, much higher than the state average of 55.2% and well above the national average of 61.6%) and Hispanic or Latino (4.4%); Hispanic or Latino residents make up 4.4%, which is much lower than the state average (19.5%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 45Source: Census DHC |
| 2024 ACS Population Estimate: | 76Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 100.9 people per sq mile |
| Average Income: | $43,977Source: Census ACS |
| Households: | 12Source: Census DHC |
| Average House Value: | $114,800Source: Census ACS |
| Persons Per Household: | 3.75Source: Census DHC |
| Average Family Size: | 4.20Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 107 | 106 | 101 | 48 | 43 | 22 | 18 | 13 | 18 | 13 | 45 | 51 | 76 |
| Decennial Census | 49 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 45 | -- | -- | -- |
Median Age: 48.5
Male Median Age: 34.5
Female Median Age: 65.2
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 0 | 0 | 2 | 0 | 1 | 3 | 12 | 0 | 0 | 2 | 0 | 0 | 2 | 6 | 0 | 2 | 0 | 1 |
| Female | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 2 | 7 | 0 | 0 | 1 | 0 |
| Total | 0 | 0 | 4 | 0 | 1 | 3 | 12 | 0 | 0 | 3 | 0 | 1 | 4 | 13 | 0 | 2 | 1 | 1 |
| White: | 39 | 95.12% |
| Black: | 0 | 0% |
| Hispanic:* | 2 | 4.88% |
| Asian: | 0 | 0% |
| American Indian: | 0 | 0% |
| Hawaiian: | 0 | 0% |
| Other: | 0 | 0% |
| Total: | 41 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 31 | 68.89% | 34.5 years |
| Females: | 14 | 31.11% | 65.2 years |
| Total: | 45 | 100% | 48.5 years |
| Native, born in the United States: | 76 | 100.00% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 0 | 0.00% |
| Total Population: | 76 | 100% |
| Total Native Population: | 76 | 100.00% |
| Total Foreign-born Population: | 0 | 0.00% |
In 2023, the Median household income is $43,977, which is far less than the state median ($84,578), is down $15,398 (25.9%) since 2011 and above its 2019 pre-pandemic level by $43,977. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $0 and female is $0, which is well under the state female median ($63,701), with a current gap of $0 that has narrowed from 2011 to 2023. The labor-force participation rate is 56.9%, which is lower than the national rate (63.5%). The unemployment rate is 0.0%, which is far lower than the state rate (6.2%). The largest occupation group is Sales (68.3%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $59,375 | $59,875 | $60,833 | $82,708 | $78,750 | $0 | $63,333 | $0 | $0 | $0 | $28,750 | $42,656 | $43,977 |
| Median Family Income | $59,125 | $59,750 | $59,125 | $74,167 | $0 | $0 | $0 | $0 | $0 | $0 | $38,875 | $43,594 | $0 |
| Median NonFamily Income | $80,500 | $80,250 | $0 | $0 | $62,083 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median Male Income | $60,250 | $58,750 | $60,417 | $62,708 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median Female Income | $25,375 | $26,125 | $26,000 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Employed: | 41 | 56.94% |
| Unemployed: | 0 | 0.00% |
| Not In Labor Force: | 31 | 43.06% |
| Total: | 72 | 100% |
| Management, business, science, and arts: | 4 | 9.76% |
| Service: | 9 | 21.95% |
| Sales and Office: | 28 | 68.29% |
| Natural resources, construction, and maintenance: | 0 | 0.00% |
| Production, transportation, and material moving: | 0 | 0.00% |
| Total Civilian Employed Population: | 41 | 100% |
In 2023, the median home value is $114,800, which is well under the state median ($403,000), is up $33,800 (41.73%) since 2011 and above its 2019 pre-pandemic level by $114,800. The median gross rent is $0, which is far less than the state median ($1,576), and above its 2019 pre-pandemic level by $0. Insufficient data for owner/renter mix. Insufficient data for vacancy rate.
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $81,000 | $81,000 | $78,500 | $84,200 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $114,800 |
| Less than $500: | 0 | 0% |
| $500 to $999: | 0 | 0% |
| $1,000 to $1,499: | 0 | 0% |
| $1,500 to $1,999: | 0 | 0% |
| $2,000 to $2,499: | 0 | 0% |
| $2,500 to $2,999: | 0 | 0% |
| $3,000 or more: | 0 | 0% |
| No Rent: | 0 | 0% |
| Total: | 0 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Owner Occupied (with mortgage): | 2 | 4.65% |
| Owner Occupied (free and clear, no mortgage): | 41 | 95.35% |
| Renter Occupied: | 0 | 0.00% |
| Total Occupied Housing Units: | 43 | 100% |
| Occupied Housing Units: | 43 | 81.13% |
| Vacant Housing Units (not graphed): | 10 | 18.87% |
| Total Housing Units: | 53 | 100% |
| Single-Family Units: | 47 | 88.68% |
| Multi-Family Units: | 0 | 0.00% |
| Other Units: | 6 | 11.32% |
| Total Housing Units: | 53 | 100% |
In 2023, 0.00% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (39.60%). High school or higher is 100.00%, which is on par with the state rate (87.90%). The uninsured rate is 13.20%, which is on par with the state rate (5.10%). The share of people in poverty is 0.00%, which is on par with the state rate (9.80%). Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is pre-K (100.00%). College enrollment is 0.00%, which is on par with the state rate (29.60%), meaning the community mirrors broader higher-education participation.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 0 | 0.00% |
| 9th to 12th grade, no diploma: | 0 | 0.00% |
| High school graduate (includes equivalency): | 29 | 40.28% |
| Some college, no degree: | 26 | 36.11% |
| Associate's degree: | 17 | 23.61% |
| Bachelor's degree: | 0 | 0.00% |
| Graduate or professional degree: | 0 | 0.00% |
| Total: | 72 | 100% |
| High school or higher: | 72 | 100.00% |
| Bachelor's degree or higher: | 0 | 0.00% |
| Private Insurance: | 62 | 54.39% |
| Public Insurance: | 42 | 36.84% |
| No Insurance: | 10 | 8.77% |
| Total: | 114 | 100% |
| Has Health Insurance: | 104 | 91.23% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 4 | 100.00% |
| Kindergarten: | 0 | 0.00% |
| Elementary school (grades 1-8): | 0 | 0.00% |
| High school (grades 9-12): | 0 | 0.00% |
| College or graduate school: | 0 | 0.00% |
| Total: | 4 | 100% |
| Early Childhood: | 4 | 100.00% |
| K-12 (Primary & Secondary School): | 0 | 0.00% |
ZIP Code 13623 is designated for PO Box delivery only; business establishment and employment data are not available.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 67Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 0Source: CBP |
| 1st Quarter Payroll: | $0Source: CBP |
| Annual Payroll: | $0Source: CBP |
| # of Employees: | 0Source: CBP |
ZIP Code 13623 is located in Saint Lawrence County, New York, within the Massena-Ogdensburg, NY Metropolitan Statistical Area (CBSA 32390) and New York's 21st Congressional District. This Micro area has a population of 107,796 people, about 0.04% of whom live in ZIP Code 13623. It covers 0.446 sq mi of land and a water area of 0 sq mi.
| CBSA Name: | Massena-Ogdensburg, NYSource: Census |
| CBSA Number: | 32390Source: Census |
| CBSA Type: | MicroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 107,796Source: Census |
| MSA: | Source: Census |
| Land Area: | 0.446 sq miSource: Census |
| Water Area: | --Source: Census |
| Congressional District: | 21Source: USPS |
| Congressional Land Area: | 15114.76 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | --Source: Census |
| Place Name: | --Source: Census |
We could not locate which school district 13623 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.