| City: | North Bay, New York |
| County: | Oneida County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 8:50:41 PM |
| Population: | 104 [See All] |
| Area Codes: | 315 / 680 |
| Classification: | PO Box |
| Coordinates: | 43.2303, -75.7486 |
| Land Area: | 0.287 sq mi |
| Quick Link: |
North Bay sits on the eastern edge of Oneida County with a population of 104 people spread across 46 households. The median age here is 59.5, nearly 20 years above the national average. That demographic pattern shows up in how mail gets delivered.
This is a PO Box ZIP code, meaning all 150 boxes serve both local residents and people from surrounding areas without carrier delivery. State Route 49 has the most delivery points with 8 ZIP+4 records, followed by West Lake Street with 4. Two rural carrier routes handle what limited street delivery exists. The post office maintains 3.26 PO Boxes for every occupied household, indicating it serves as a regional hub for nearby communities that lack their own postal facilities.
Street names reflect the lakeside location with West Lake Street and Lakeshore Road, while State Route 49 serves as the main thoroughfare through this small retirement community.
ZIP Code 13123 has 104 residents and 46 households (average 2.26 persons per household). The median age is 59.5 years, significantly older than the state (39.0) and significantly older than the nation (38.8). The gender split is 53.8% male and 46.2% female, which is higher than the state male share (48.4%), making this a male-majority area. Largest groups are White (99.0%, much higher than the state average of 55.2% and well above the national average of 61.6%) and Black or African American (0.0%, much lower than the state average of 14.8% and well below the national average of 12.4%); Hispanic or Latino residents make up 0.0%, which is much lower than the state average (19.5%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 104Source: Census DHC |
| 2024 ACS Population Estimate: | 90Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 362.4 people per sq mile |
| Average Income: | $0Source: Census ACS |
| Households: | 46Source: Census DHC |
| Average House Value: | $666,666,666Source: Census ACS |
| Persons Per Household: | 2.26Source: Census DHC |
| Average Family Size: | 2.06Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 83 | 84 | 94 | 184 | 229 | 527 | 491 | 511 | 451 | 485 | 0 | 32 | 35 | 90 |
| Decennial Census | 314 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 104 | -- | -- | -- | -- |
Median Age: 59.5
Male Median Age: 46
Female Median Age: 63.2
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 1 | 4 | 0 | 0 | 11 | 5 | 4 | 1 | 1 | 5 | 0 | 3 | 1 | 0 | 4 | 14 | 0 | 2 |
| Female | 6 | 2 | 0 | 0 | 0 | 0 | 2 | 4 | 0 | 2 | 0 | 3 | 10 | 2 | 7 | 9 | 1 | 0 |
| Total | 7 | 6 | 0 | 0 | 11 | 5 | 6 | 5 | 1 | 7 | 0 | 6 | 11 | 2 | 11 | 23 | 1 | 2 |
| White: | 103 | 100.00% |
| Black: | 0 | 0% |
| Hispanic:* | 0 | 0% |
| Asian: | 0 | 0% |
| American Indian: | 0 | 0% |
| Hawaiian: | 0 | 0% |
| Other: | 0 | 0% |
| Total: | 103 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 56 | 53.85% | 46.0 years |
| Females: | 48 | 46.15% | 63.2 years |
| Total: | 104 | 100% | 59.5 years |
| Native, born in the United States: | 90 | 100.00% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 0 | 0.00% |
| Total Population: | 90 | 100% |
| Total Native Population: | 90 | 100.00% |
| Total Foreign-born Population: | 0 | 0.00% |
In 2024, the Median household income is $0, which is well under the national median ($80,734), is down $19,038 (100.0%) since 2011 and above its 2019 pre-pandemic level by $0. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $0 and female is $0, which is considerably lower than the national female median ($55,274), with a current gap of $0 that has stayed about the same from 2011 to 2024. The labor-force participation rate is 0.0%, which is markedly below the national rate (63.5%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $19,038 | $66,250 | $66,333 | $88,250 | $66,875 | $56,793 | $55,825 | $58,431 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median Family Income | $42,734 | $66,250 | $66,333 | $88,250 | $66,875 | $50,179 | $36,580 | $39,216 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median NonFamily Income | $2,499 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median Male Income | $0 | $0 | $0 | $0 | $0 | $36,005 | $36,108 | $38,627 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median Female Income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Employed: | 0 | 0.00% |
| Unemployed: | 0 | 0.00% |
| Not In Labor Force: | 90 | 100.00% |
| Total: | 90 | 100% |
| Management, business, science, and arts: | 0 | 0% |
| Service: | 0 | 0% |
| Sales and Office: | 0 | 0% |
| Natural resources, construction, and maintenance: | 0 | 0% |
| Production, transportation, and material moving: | 0 | 0% |
| Total Civilian Employed Population: | 0 | 100% |
In 2024, the median home value is $0, which is much lower than the national median ($332,700), is down $159,600 (100.00%) since 2011 and above its 2019 pre-pandemic level by $0. The median gross rent is $0, which is well under the national median ($1,413), and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 100.00% (60.00% with a mortgage, 40.00% free-and-clear) and renters 0.00% - making this ZIP Code under national rental averages. Insufficient data for vacancy rate.
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $159,600 | $162,500 | $161,700 | $118,800 | $106,300 | $80,500 | $66,500 | $67,100 | $0 | $0 | $0 | $0 | $0 | $0 |
| Less than $500: | 0 | 0% |
| $500 to $999: | 0 | 0% |
| $1,000 to $1,499: | 0 | 0% |
| $1,500 to $1,999: | 0 | 0% |
| $2,000 to $2,499: | 0 | 0% |
| $2,500 to $2,999: | 0 | 0% |
| $3,000 or more: | 0 | 0% |
| No Rent: | 0 | 0% |
| Total: | 0 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Owner Occupied (with mortgage): | 39 | 60.00% |
| Owner Occupied (free and clear, no mortgage): | 26 | 40.00% |
| Renter Occupied: | 0 | 0.00% |
| Total Occupied Housing Units: | 65 | 100% |
| Occupied Housing Units: | 65 | 100.00% |
| Vacant Housing Units (not graphed): | 0 | 0.00% |
| Total Housing Units: | 65 | 100% |
| Single-Family Units: | 65 | 100.00% |
| Multi-Family Units: | 0 | 0.00% |
| Other Units: | 0 | 0.00% |
| Total Housing Units: | 65 | 100% |
In 2024, 0.00% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 56.70%, which is comparable to the national rate (89.60%). The uninsured rate is 0.00%, which is comparable to the national rate (8.40%). Private coverage is 0.00%, which is far lower than the national rate (67.10%). Public coverage is 100.00%, which is far higher than the national rate (36.70%). The share of people in poverty is -666,666,666.00%, which is far lower than the national rate (8.80%). Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Insufficient data for school enrollment.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 0 | 0.00% |
| 9th to 12th grade, no diploma: | 39 | 43.33% |
| High school graduate (includes equivalency): | 25 | 27.78% |
| Some college, no degree: | 0 | 0.00% |
| Associate's degree: | 26 | 28.89% |
| Bachelor's degree: | 0 | 0.00% |
| Graduate or professional degree: | 0 | 0.00% |
| Total: | 90 | 100% |
| High school or higher: | 51 | 56.67% |
| Bachelor's degree or higher: | 0 | 0.00% |
| Private Insurance: | 0 | 0.00% |
| Public Insurance: | 90 | 100.00% |
| No Insurance: | 0 | 0.00% |
| Total: | 90 | 100% |
| Has Health Insurance: | 90 | 100.00% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0% |
| Kindergarten: | 0 | 0% |
| Elementary school (grades 1-8): | 0 | 0% |
| High school (grades 9-12): | 0 | 0% |
| College or graduate school: | 0 | 0% |
| Total: | 0 | 100% |
| Early Childhood: | 0 | 0% |
| K-12 (Primary & Secondary School): | 0 | 0% |
ZIP Code 13123 supports both business and residential activity. According to the Business Census (2024), there are 4 business establishments, employing about 19 people with an annual payroll of $385,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 160Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 4Source: CBP |
| 1st Quarter Payroll: | $83,000Source: CBP |
| Annual Payroll: | $385,000Source: CBP |
| # of Employees: | 19Source: CBP |
ZIP Code 13123 is located in Oneida County, New York, within the Utica-Rome, NY Metropolitan Statistical Area (CBSA 46540) and New York's 22nd Congressional District. This Metro area has a population of 299,397 people, about 0.03% of whom live in ZIP Code 13123. It covers 0.287 sq mi of land and a water area of 0 sq mi.
| CBSA Name: | Utica-Rome, NYSource: Census |
| CBSA Number: | 46540Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 299,397Source: Census |
| MSA: | Utica-Rome, NY MSASource: Census |
| Land Area: | 0.287 sq miSource: Census |
| Water Area: | --Source: Census |
| Congressional District: | 22Source: USPS |
| Congressional Land Area: | 5077.45 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3651484Source: Census |
| Place Name: | North Bay CDP; New YorkSource: Census |
We could not locate which school district 13123 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.