| City: | Silver Bay, New York |
| Names to Avoid: | Sabbath Day Point |
| County: | Warren County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 10:29:01 PM |
| Population: | 112 [See All] |
| Area Codes: | 518 / 838 |
| Classification: | Standard [Normal Street Delivery] |
| Coordinates: | 43.6919, -73.5511 |
| Land Area: | 21.256 sq mi |
| Quick Link: |
ZIP Code 12874 has 112 residents and 67 households (average 1.67 persons per household). The median age is 61.8 years, significantly older than the state (39.0) and significantly older than the nation (38.8). The gender split is 30.4% male and 69.6% female, which is much lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (94.6%, much higher than the state average of 55.2% and well above the national average of 61.6%) and Asian (0.9%, much lower than the state average of 9.6%); Hispanic or Latino residents make up 0.0%, which is much lower than the state average (19.5%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 112Source: Census DHC |
| 2023 ACS Population Estimate: | 154Source: Census ACS |
| 2025 ZC Population Estimate: | 230Source: ZIP-Codes.com |
| Population Density: | 5.3 people per sq mile |
| Average Income: | $0Source: Census ACS |
| Households: | 67Source: Census DHC |
| Average House Value: | $475,000Source: Census ACS |
| Persons Per Household: | 1.67Source: Census DHC |
| Average Family Size: | 2.20Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 154 | 155 | 167 | 139 | 142 | 159 | 148 | 153 | 156 | 173 | 138 | 155 | 154 |
| Decennial Census | 142 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 112 | -- | -- | -- |
Median Age: 61.8
Male Median Age: 73.7
Female Median Age: 60.6
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 0 | 0 | 1 | 0 | 0 | 0 | 2 | 4 | 0 | 1 | 2 | 2 | 1 | 1 | 4 | 4 | 10 | 2 |
| Female | 1 | 0 | 1 | 1 | 3 | 1 | 3 | 3 | 6 | 4 | 5 | 8 | 9 | 12 | 17 | 0 | 3 | 1 |
| Total | 1 | 0 | 2 | 1 | 3 | 1 | 5 | 7 | 6 | 5 | 7 | 10 | 10 | 13 | 21 | 4 | 13 | 3 |
| White: | 106 | 98.15% |
| Black: | 0 | 0% |
| Hispanic:* | 0 | 0% |
| Asian: | 1 | 0.93% |
| American Indian: | 1 | 0.93% |
| Hawaiian: | 0 | 0% |
| Other: | 0 | 0% |
| Total: | 108 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 34 | 30.36% | 73.7 years |
| Females: | 78 | 69.64% | 60.6 years |
| Total: | 112 | 100% | 61.8 years |
| Native, born in the United States: | 152 | 98.70% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 2 | 1.30% |
| Foreign born, not a U.S. citizen: | 0 | 1.30% |
| Total Population: | 154 | 100% |
| Total Native Population: | 152 | 98.70% |
| Total Foreign-born Population: | 2 | 1.30% |
In 2023, the Median household income is $0, which is far less than the state median ($84,578), is down $94,464 (100.0%) since 2011 and below its 2019 pre-pandemic level by $91,000. Family households earn a median of $160,441 versus $39,107 for nonfamily households (a difference of $121,334). By gender, male median income is $0 and female is $0, which is well under the state female median ($63,701), with a current gap of $0 that has widened from 2011 to 2023. The labor-force participation rate is 39.6%, which is considerably lower than the national rate (63.5%). The unemployment rate is 0.0%, which is far lower than the state rate (6.2%). The largest occupation group is Management (64.9%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $94,464 | $92,500 | $95,250 | $68,542 | $69,583 | $68,500 | $71,458 | $76,250 | $91,000 | $114,250 | $119,375 | $0 | $0 |
| Median Family Income | $105,417 | $96,875 | $96,250 | $69,583 | $69,375 | $85,250 | $73,750 | $89,375 | $100,250 | $124,821 | $140,588 | $152,647 | $160,441 |
| Median NonFamily Income | $62,500 | $61,964 | $66,250 | $65,938 | $0 | $65,417 | $70,417 | $71,250 | $73,750 | $75,833 | $0 | $38,672 | $39,107 |
| Median Male Income | $55,714 | $54,583 | $54,583 | $38,750 | $0 | $81,250 | $80,625 | $84,000 | $85,000 | $80,000 | $68,000 | $0 | $0 |
| Median Female Income | $70,357 | $71,042 | $73,500 | $73,750 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Employed: | 57 | 39.58% |
| Unemployed: | 0 | 0.00% |
| Not In Labor Force: | 87 | 60.42% |
| Total: | 144 | 100% |
| Management, business, science, and arts: | 37 | 64.91% |
| Service: | 18 | 31.58% |
| Sales and Office: | 0 | 0.00% |
| Natural resources, construction, and maintenance: | 0 | 0.00% |
| Production, transportation, and material moving: | 2 | 3.51% |
| Total Civilian Employed Population: | 57 | 100% |
In 2023, the median home value is $475,000, which is much higher than the national median ($303,400), is down $36,400 (7.12%) since 2011 and below its 2019 pre-pandemic level by $60,700. The median gross rent is $0, which is far less than the state median ($1,576), and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 77.38% (40.00% with a mortgage, 60.00% free-and-clear) and renters 22.62% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 77.30%, which is markedly above the state rate (10.19%).
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $511,400 | $543,800 | $583,300 | $562,500 | $589,800 | $560,000 | $575,000 | $516,700 | $535,700 | $470,400 | $371,400 | $400,000 | $475,000 |
| Less than $500: | 0 | 0.00% |
| $500 to $999: | 14 | 73.68% |
| $1,000 to $1,499: | 0 | 0.00% |
| $1,500 to $1,999: | 5 | 26.32% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 0 | 0.00% |
| Total: | 19 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Owner Occupied (with mortgage): | 26 | 30.95% |
| Owner Occupied (free and clear, no mortgage): | 39 | 46.43% |
| Renter Occupied: | 19 | 22.62% |
| Total Occupied Housing Units: | 84 | 100% |
| Occupied Housing Units: | 84 | 22.70% |
| Vacant Housing Units (not graphed): | 286 | 77.30% |
| Total Housing Units: | 370 | 100% |
| Single-Family Units: | 353 | 95.41% |
| Multi-Family Units: | 17 | 4.59% |
| Other Units: | 0 | 0.00% |
| Total Housing Units: | 370 | 100% |
In 2023, 77.40% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.00%), well above both the state and national averages. High school or higher is 100.00%, which is on par with the state rate (87.90%). The uninsured rate is 0.00%, which is comparable to the national rate (8.60%). Private coverage is 88.30%, which is notably higher than the state rate (66.20%). The share of people in poverty is 10.00%, which is comparable to the national rate (8.70%), up 2.70 percentage points since 2011 and above its 2019 pre-pandemic level by 10.00 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is college (58.33%). College enrollment is 58.33%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 0 | 0.00% |
| 9th to 12th grade, no diploma: | 0 | 0.00% |
| High school graduate (includes equivalency): | 9 | 7.83% |
| Some college, no degree: | 17 | 14.78% |
| Associate's degree: | 0 | 0.00% |
| Bachelor's degree: | 32 | 27.83% |
| Graduate or professional degree: | 57 | 49.57% |
| Total: | 115 | 100% |
| High school or higher: | 115 | 100.00% |
| Bachelor's degree or higher: | 89 | 77.39% |
| Private Insurance: | 136 | 71.58% |
| Public Insurance: | 54 | 28.42% |
| No Insurance: | 0 | 0.00% |
| Total: | 190 | 100% |
| Has Health Insurance: | 190 | 100.00% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 7.3% | 6.6% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 5.6% | 10.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0.00% |
| Kindergarten: | 0 | 0.00% |
| Elementary school (grades 1-8): | 4 | 16.67% |
| High school (grades 9-12): | 6 | 25.00% |
| College or graduate school: | 14 | 58.33% |
| Total: | 24 | 100% |
| Early Childhood: | 0 | 0.00% |
| K-12 (Primary & Secondary School): | 10 | 41.67% |
ZIP Code 12874 supports both business and residential activity. According to the Business Census (2023), there are 6 business establishments, employing about 129 people with an annual payroll of $8,213,000. USPS data shows 138 residential mailboxes and 8 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 138Source: USPS |
| # Business Mailboxes: | 8Source: USPS |
| Total Delivery Receptacles: | 227Source: USPS |
| Single Family Delivery Units: | 138Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 6Source: CBP |
| 1st Quarter Payroll: | $1,614,000Source: CBP |
| Annual Payroll: | $8,213,000Source: CBP |
| # of Employees: | 129Source: CBP |
ZIP Code 12874 is located in Warren County, New York, within the Glens Falls, NY Metropolitan Statistical Area (CBSA 24020) and New York's 21st Congressional District. This Metro area has a population of 126,443 people, about 0.09% of whom live in ZIP Code 12874. It covers 21.256 sq mi of land and a water area of 0.307 sq mi.
| CBSA Name: | Glens Falls, NYSource: Census |
| CBSA Number: | 24020Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 126,443Source: Census |
| MSA: | Glens Falls, NY MSASource: Census |
| Land Area: | 21.256 sq miSource: Census |
| Water Area: | 0.307 sq miSource: Census |
| Congressional District: | 21Source: USPS |
| Congressional Land Area: | 15114.76 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | --Source: Census |
| Place Name: | --Source: Census |
We could not locate which school district 12874 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.