ZIP Code 12749 in Kauneonga Lake, NY

Data Last Updated: February 1, 2026
City:Kauneonga Lake, New York
City Alias:Kauneonga Lk
County:Sullivan County
Timezone:Eastern (GMT -05:00)
Local Time:8:47:05 PM
Population:293 [See All]
Area Codes:329 / 845
Classification:PO Box
Coordinates:41.6897, -74.8284
Land Area:2.167 sq mi
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12749 - Kauneonga Lake, NY

ZIP Code 12749, Kauneonga Lake

Vacation Island
LocationSullivan County, NY
Area1.2 sq mi
Population293
Households140
PO Boxes311 Regional Hub (222%)
Median Age43.7 years
Seasonal Housing56%
ZIP CreatedBefore Oct 2004
Key Facts
  • Of 366 total housing units, 206 (56%) are seasonal vacation homes that sit vacant most of the year.
  • The post office maintains 311 PO Boxes to serve just 140 year-round households, an adoption rate of 2.22.
  • Median household income among permanent residents is $170,524, well above the national average.
  • Twenty-one percent of employed residents work from home, likely professionals with remote jobs.
  • Two rural carrier routes provide street delivery to 11 roads clustered around the lake, covering 1.17 square miles.
  • State Route 55 has the most delivery points, serving as the main thoroughfare through the community.

Mail Delivery Geography

The rural carrier routes serve 11 streets clustered near the water. State Route 55 has the most delivery points, followed by Horseshoe Lake Road and Royce Road. Lake Shore Drive, Lake Street, and Maple Avenue round out the waterfront addresses. Most properties sit on the 1.17 square miles of land surrounding the lake itself. There's no city delivery. Two rural routes handle what street service exists, supplemented by the 311 boxes at the post office.

Economic Profile

Median household income reaches $170,524 among year-round residents. The median age of 43.7 suggests established professionals rather than retirees. Thirty properties are registered as businesses, though only 15 employer establishments reported 41 employees total in the most recent data. Many of the "businesses" are likely property management companies, contractors serving the vacation homes, or small seasonal operations. Sixty-one people work from home. In a community this size, that's 21% of the employed population.

Why PO Box Adoption Is So High

The PO Box system solves a problem unique to vacation communities. A lakefront cottage worth maintaining needs a permanent mailing address whether the owners are present or not. Contractors, county offices, and utility companies won't wait for seasonal residents to check their mail. The boxes stay active year-round while the houses sit empty nine months. That's why the post office serves more than twice as many addresses as there are permanent households.

Street Name Patterns

Waterfront Names Lake References State Highway

Street names center on water features and lakefront geography. State Route 55 provides the main access corridor, while Lake Shore Drive, Lake Street, and Horseshoe Lake Road reveal the community's identity as a vacation lake settlement. The limited street count (just 11 named roads) reflects the compact geography around Kauneonga Lake.

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Population & Demographics


ZIP Code 12749 has 293 residents and 140 households (average 2.06 persons per household). The median age is 43.7 years, older than the state (39.0) and older than the nation (38.8). The gender split is 48.8% male and 51.2% female, which is about the same as the state male share (48.4%), making this a female-majority area. Largest groups are White (77.5%, much higher than the state average of 55.2% and well above the national average of 61.6%) and Hispanic or Latino (17.1%); Hispanic or Latino residents make up 17.1%, which is slightly lower than the state average (19.5%).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:293Source: Census DHC
2024 ACS Population Estimate:419Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:135.2 people per sq mile
Average Income:$175,083Source: Census ACS
Households:140Source: Census DHC
Average House Value:$170,800Source: Census ACS
Persons Per Household:2.06Source: Census DHC
Average Family Size:2.86Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--147206189337321314340331227393537539507419
Decennial Census300------------------293--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 43.7

Male Median Age: 48.3

Female Median Age: 43.2

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male13615085135494188206126
Female768831117812211419141469
Total2012238111630131611532273475815
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:22774.18%
Black:72.29%
Hispanic:*5016.34%
Asian:30.98%
American Indian:00%
Hawaiian:00%
Other:196.21%
Total:306100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:14348.81%48.3 years
Females:15051.19%43.2 years
Total:293100%43.7 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:39894.99%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:215.01%
Foreign born, not a U.S. citizen:05.01%
Total Population:419100%
Total Native Population:39894.99%
Total Foreign-born Population:215.01%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $175,083, which is much higher than the national median ($80,734), is up $109,439 (166.7%) since 2011 and above its 2019 pre-pandemic level by $175,083. Family households earn a median of $176,250 versus $0 for nonfamily households (a difference of $176,250). By gender, male median income is $88,813 and female is $65,333, which is markedly greater than the national female median ($55,274), with a current gap of $23,480 that has widened from 2011 to 2024. The labor-force participation rate is 66.1%, which is slightly above the national rate (63.5%). The unemployment rate is 0.0%, which is considerably lower than the national rate (5.2%). The largest occupation group is Management (49.3%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$65,644$65,488$37,120$39,239$46,313$48,421$52,829$55,563$0$74,286$0$0$170,524$175,083
Median Family Income$65,568$65,854$45,714$45,625$45,667$0$53,092$0$56,023$0$151,107$164,356$171,935$176,250
Median NonFamily Income$85,139$11,711$11,181$31,063$0$0$0$0$0$0$0$0$0$0
Median Male Income$0$0$0$40,982$42,188$41,932$42,219$42,049$57,917$48,281$0$0$0$88,813
Median Female Income$24,432$24,726$48,750$47,569$36,938$35,938$35,489$35,163$0$56,105$57,643$62,614$65,403$65,333
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:20366.12%
Unemployed:00.00%
Not In Labor Force:10433.88%
Total:307100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:10049.26%
Service:2311.33%
Sales and Office:5326.11%
Natural resources, construction, and maintenance:62.96%
Production, transportation, and material moving:2110.34%
Total Civilian Employed Population:203100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $170,800, which is well under the national median ($332,700), is down $522,400 (75.36%) since 2011 and above its 2019 pre-pandemic level by $170,800. The median gross rent is $0, which is well under the national median ($1,413), is down $906 (100.00%) since 2011 and below its 2019 pre-pandemic level by $787. Of occupied housing, owners make up 92.98% (47.17% with a mortgage, 52.83% free-and-clear) and renters 7.02% - making this ZIP Code under national rental averages. The vacancy rate is 69.27%, which is much higher than the national rate (10.12%).

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$693,200$664,600$228,600$228,600$0$215,400$0$0$0$136,900$122,900$0$0$170,800
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:8100.00%
$1,000 to $1,499:00.00%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:00.00%
Total:8100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$906$868$943$621$643$620$643$690$787$780$890$1,156$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):5043.86%
Owner Occupied (free and clear, no mortgage):5649.12%
Renter Occupied:87.02%
Total Occupied Housing Units:114100%

Occupied Housing Units:11430.73%
Vacant Housing Units (not graphed):25769.27%
Total Housing Units:371100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:30381.67%
Multi-Family Units:4512.13%
Other Units:236.20%
Total Housing Units:371100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 23.80% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.70%). High school or higher is 100.00%, which is comparable to the national rate (89.60%). The uninsured rate is 0.00%, which is comparable to the national rate (8.40%). The share of people in poverty is 0.00%, which is comparable to the national rate (8.80%), up 14.60 percentage points since 2011 and below its 2019 pre-pandemic level by 14.00 percentage points. This signals a sharp increase in hardship - a shrinking consumer base, heavy pressure on public services, and job-market contraction risks. Among residents ages 3+, the largest enrollment group is elementary (42.86%). College enrollment is 15.79%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:00.00%
High school graduate (includes equivalency):15048.86%
Some college, no degree:6320.52%
Associate's degree:216.84%
Bachelor's degree:7323.78%
Graduate or professional degree:00.00%
Total:307100%
High school or higher:307100.00%
Bachelor's degree or higher:7323.78%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:30960.12%
Public Insurance:20539.88%
No Insurance:00.00%
Total:514100%
Has Health Insurance:514100.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%28.6%11.4%10.3%15.7%14.6%0.0%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):5742.86%
High school (grades 9-12):5541.35%
College or graduate school:2115.79%
Total:133100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):11284.21%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 12749 supports both business and residential activity. According to the Business Census (2024), there are 15 business establishments, employing about 41 people with an annual payroll of $1,668,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:343Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:15Source: CBP
1st Quarter Payroll:$226,000Source: CBP
Annual Payroll:$1,668,000Source: CBP
# of Employees:41Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 12749 is located in Sullivan County, New York, within the Monticello, NY Metropolitan Statistical Area (CBSA 33910) and New York's 19th Congressional District. This Micro area has a population of 0 people, about 0.00% of whom live in ZIP Code 12749. It covers 2.167 sq mi of land and a water area of 0.014 sq mi.

CBSA Name:Monticello, NYSource: Census
CBSA Number:33910Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:0Source: Census
MSA:Source: Census
Land Area:2.167 sq miSource: Census
Water Area:0.014 sq miSource: Census
Congressional District:19Source: USPS
Congressional Land Area:7937.02 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:3638985Source: Census
Place Name:Kauneonga Lake CDP; New YorkSource: Census

Adjacent & Nearby ZIP Codes


12750 | | 12748

Schools in ZIP Code 12749


We could not locate which school district 12749 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Sullivan Boces 52 Ferndale Loomis Rd
Liberty, NY 12754
District: UnknownNearby
Monticello High School 39 Breakey Ave
Monticello, NY 12701
District: Monticello Central School DistrictNearby
Robert J Kaiser Middle School 45 Breakey Ave
Monticello, NY 12701
District: Monticello Central School DistrictNearby
Kenneth L Rutherford School 26 Patricia Pl
Monticello, NY 12701
District: Monticello Central School DistrictNearby
George L Cooke School 69 Richardson Ave
Monticello, NY 12701
District: Monticello Central School DistrictNearby
The Center For Discovery Benmosche Rd
Harris, NY 12742
District: Private SchoolNearby
Homestead School Sullivan-Cchs 202 Main St
Hurleyville, NY 12747
District: Private SchoolNearby
Hebrew Day School Of Sullivan & Ulster Counties 4718 State Route 42
Kiamesha Lake, NY 12751
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 12749


Sullivan County Community College 112 College Road
Loch Sheldrake, NY 12759-5151
Type: Post Secondary
Yeshivath Zichron Moshe 84 Zichron Moshe Way
South Fallsburg, NY 12779
Type: Post Secondary
Bard College - Woodbourne Correctional Facility 99 Prison Road
Woodbourne, NY 12788-1000
Type: Post Secondary
Yeshiva Of Ocean 7120 Highway 52
Greenfield Park, NY 12435-5308
Type: Post Secondary
Bard College - Eastern Ny Correctional Facility 30 Institution Road
Napanoch, NY 12458-0338
Type: Post Secondary
Orange County Community College 115 South St
Middletown, NY 10940
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov