ZIP Code 10981 in Sugar Loaf, NY

Data Last Updated: January 1, 2026
City:Sugar Loaf, New York
County:Orange County
Timezone:Eastern (GMT -05:00)
Local Time:11:31:28 PM
Population:No Population Data
Area Codes:329 / 845
Classification:PO Box
Coordinates:41.3208, -74.2859
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https://www.zip-codes.com/zip-code/10981/zip-code-10981.asp

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10981 Sugar Loaf, NY - Hudson Valley Arts Village

ZIP Code 10981, Sugar Loaf

Small Town Unique ZIP No Census Data
LocationOrange County, NY
Area0 sq mi Single Point
Delivery Points315 (1 homes, 64 businesses)
PO Boxes250
ZIP CreatedBefore Oct 2004
Enclosed InZIP Code 10918
Key Facts
  • Sugar Loaf has its own ZIP code (10981) but no geographic territory; it exists as a point location within ZIP 10918.
  • The post office maintains 250 PO Boxes, serving both the village and surrounding areas.
  • This is a PO Box Only Zone with no alternative mail delivery available.
  • Despite zero Census population in the ZCTA, 12 local businesses employ 102 workers.
  • Kings Highway is the only street address, with 41 delivery records for units along this road.
  • The 64 business delivery points reflect Sugar Loaf's identity as an artisan shopping village.

Community Overview

Sugar Loaf is a small arts village in New York's Hudson Valley, tucked into Orange County about 50 miles northwest of New York City. The 10981 ZIP doesn't have its own geographic territory. Instead, it's a point location contained within the larger 10918 (Greenwood Lake) ZIP. This setup is typical for small historic hamlets that have their own post office but share geographic boundaries with a surrounding community.

The Post Office as Community Hub

The Sugar Loaf post office maintains 250 PO Boxes and serves 64 businesses. With 12 business establishments employing 102 people, this tiny village punches above its weight commercially. That's because Sugar Loaf is known as an artists' colony, with galleries, craft shops, and artisan studios lining its main drag.

Postal Services

Kings Highway is the only street address in the ZIP, and all 41 street delivery records point there. This is designated a PO Box Only Zone, meaning there's no alternative mail delivery method available. Residents and businesses must use PO Boxes to receive mail. The post office serves as the community's mail hub, handling both the local artisan community and surrounding rural residents who come here for postal services.

Street Name Patterns

Commercial Corridor

Kings Highway serves as the village's main commercial strip, hosting artisan shops and galleries.

Business & Employment Statistics


ZIP Code 10981 supports both business and residential activity. According to the Business Census (2024), there are 10 business establishments, employing about 104 people with an annual payroll of $6,174,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:879Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:10Source: CBP
1st Quarter Payroll:$2,122,000Source: CBP
Annual Payroll:$6,174,000Source: CBP
# of Employees:104Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 10981 is located in Orange County, New York, within the Kiryas Joel-Poughkeepsie-Newburgh, NY Metropolitan Statistical Area (CBSA 28880) and New York's 18th Congressional District. This Metro area has a population of 700,984 people, about 0.00% of whom live in ZIP Code 10981. It covers 0 sq mi of land and a water area of 0 sq mi.

CBSA Name:Kiryas Joel-Poughkeepsie-Newburgh, NYSource: Census
CBSA Number:28880Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:700,984Source: Census
MSA:New York-Northern New Jersey-Long Island, NY-NJ-CT-PASource: Census
Land Area:--Source: Census
Water Area:--Source: Census
Congressional District:18Source: USPS
Congressional Land Area:1353.42 sq miSource: Census
PMSA:Newburgh, NY-PA PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


10982 | | 10980

Schools in ZIP Code 10981


We could not locate which school district 10981 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Chester Academy-Middle/High School 64 Hambletonian Ave
Chester, NY 10918
District: Chester Union Free School DistrictNearby
Chester Elementary School 2 Herbert Dr
Chester, NY 10918
District: Chester Union Free School DistrictNearby
S S Seward Institute 51 N Main St
Florida, NY 10921
District: Florida Union Free School DistrictNearby
Greenwood Lake Middle School 1247 Lakes Rd
Monroe, NY 10950
District: Greenwood Lake Union Free School DistrictNearby
Golden Hill Elementary 478 Round Hill Rd
Florida, NY 10921
District: Florida Union Free School DistrictNearby
Cedar Wood Christin School 5 Wisner Rd
Warwick, NY 10990
District: Private SchoolNearby
St Paul Christian Education Center 21 Still Rd
Monroe, NY 10950
District: Private SchoolNearby
Sacred Heart School 26 Still Rd 2
Monroe, NY 10950
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 10981


Yeshiva Of Nitra Rabbinical College 1425 Route 17 M
Chester, NY 10918
Type: Post Secondary
Orange Ulster Boces-Practical Nursing Program 4 Harriman Drive
Goshen, NY 10924
Type: Post Secondary
Derech Hachaim Seminary 5a Israel Zupnick Drive
Monroe, NY 10950-6300
Type: Post Secondary
Uta Mesivta Of Kiryas Joel 48 Bakertown Rd Suite 501
Monroe, NY 10950
Type: Post Secondary
Yeshivas Maharit D'satmar 475 County Route 105
Monroe, NY 10950
Type: Post Secondary
Orange County Community College 115 South St
Middletown, NY 10940
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on January 1, 2026.

  1. U.S. Postal Service [Last Updated: 1/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 1/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 1/1/2026], https://nces.ed.gov