| City: | Jersey City, New Jersey |
| County: | Hudson County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 9:08:15 PM |
| Population: | 48,681 [See All] |
| Area Codes: | 201 / 551 / 862 |
| Classification: | Standard [Normal Street Delivery] |
| Coordinates: | 40.7154, -74.0631 |
| Land Area: | 2.055 sq mi |
| Quick Link: |
ZIP Code 07304 has 48,681 residents and 19,093 households (average 2.54 persons per household). The median age is 34.3 years, younger than the state (39.9) and younger than the nation (38.8). The gender split is 47.9% male and 52.1% female, which is slightly lower than the national male share (49.1%), making this a female-majority area. Largest groups are Black or African American (32.2%, much higher than the state average of 13.1% and well above the national average of 12.4%) and Hispanic or Latino (29.9%); Hispanic or Latino residents make up 29.9%, which is much higher than the national average (18.7%), and Black or African American share is much higher than both the state (13.1%) and national averages (12.4%) and Asian share is much higher than the national average (6.0%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 48,681Source: Census DHC |
| 2023 ACS Population Estimate: | 49,260Source: Census ACS |
| 2025 ZC Population Estimate: | 52,420Source: ZIP-Codes.com |
| Population Density: | 23,689.1 people per sq mile |
| Average Income: | $68,432Source: Census ACS |
| Households: | 19,093Source: Census DHC |
| Average House Value: | $489,400Source: Census ACS |
| Persons Per Household: | 2.54Source: Census DHC |
| Average Family Size: | 3.78Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 39,346 | 39,886 | 40,750 | 41,821 | 42,935 | 42,798 | 43,290 | 44,233 | 43,327 | 43,554 | 50,444 | 50,805 | 49,260 |
| Decennial Census | 41,233 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 48,681 | -- | -- | -- |
Median Age: 34.3
Male Median Age: 33.9
Female Median Age: 34.7
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 1,555 | 1,481 | 1,444 | 1,334 | 1,531 | 2,345 | 2,472 | 2,100 | 1,626 | 1,416 | 1,438 | 1,376 | 1,180 | 811 | 594 | 315 | 214 | 107 |
| Female | 1,660 | 1,510 | 1,466 | 1,360 | 1,706 | 2,478 | 2,630 | 1,985 | 1,618 | 1,582 | 1,540 | 1,471 | 1,320 | 1,034 | 782 | 534 | 369 | 297 |
| Total | 3,215 | 2,991 | 2,910 | 2,694 | 3,237 | 4,823 | 5,102 | 4,085 | 3,244 | 2,998 | 2,978 | 2,847 | 2,500 | 1,845 | 1,376 | 849 | 583 | 404 |
| White: | 10,083 | 17.36% |
| Black: | 15,680 | 26.99% |
| Hispanic:* | 14,545 | 25.04% |
| Asian: | 8,666 | 14.92% |
| American Indian: | 426 | 0.73% |
| Hawaiian: | 67 | 0.12% |
| Other: | 8,623 | 14.84% |
| Total: | 58,090 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 23,339 | 47.94% | 33.9 years |
| Females: | 25,342 | 52.06% | 34.7 years |
| Total: | 48,681 | 100% | 34.3 years |
| Native, born in the United States: | 29,424 | 59.73% |
| Native, born in PR, Island Areas, or abroad: | 1,972 | 4.00% |
| Foreign born, naturalized U.S. citizen: | 10,280 | 20.87% |
| Foreign born, not a U.S. citizen: | 7,584 | 36.26% |
| Total Population: | 49,260 | 100% |
| Total Native Population: | 31,396 | 63.74% |
| Total Foreign-born Population: | 17,864 | 36.26% |
In 2023, the Median household income is $68,432, which is far less than the state median ($101,050), is up $25,476 (59.3%) since 2011 and above its 2019 pre-pandemic level by $20,072. Family households earn a median of $71,354 versus $61,296 for nonfamily households (a difference of $10,058). By gender, male median income is $65,938 and female is $56,624, which is much lower than the state female median ($66,569), with a current gap of $9,314 that has widened from 2011 to 2023. The labor-force participation rate is 66.6%, which is above the national rate (63.5%). The unemployment rate is 8.6%, which is far worse than the national rate (5.2%). The largest occupation group is Management (41.9%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $42,956 | $43,292 | $44,104 | $45,864 | $45,707 | $45,088 | $45,870 | $48,238 | $48,360 | $52,903 | $60,787 | $65,504 | $68,432 |
| Median Family Income | $50,836 | $53,208 | $53,839 | $54,700 | $55,113 | $55,228 | $56,024 | $57,613 | $58,092 | $58,569 | $67,117 | $69,622 | $71,354 |
| Median NonFamily Income | $24,863 | $26,566 | $26,849 | $28,035 | $28,333 | $29,644 | $27,456 | $29,827 | $27,385 | $30,773 | $39,976 | $52,005 | $61,296 |
| Median Male Income | $37,426 | $41,358 | $43,745 | $44,091 | $45,708 | $43,348 | $40,675 | $39,931 | $42,195 | $41,765 | $49,895 | $59,439 | $65,938 |
| Median Female Income | $35,952 | $36,900 | $36,787 | $37,952 | $38,860 | $38,300 | $37,002 | $39,153 | $39,290 | $42,181 | $48,211 | $53,200 | $56,624 |
| Employed: | 23,790 | 60.83% |
| Unemployed: | 2,243 | 5.74% |
| Not In Labor Force: | 13,075 | 33.43% |
| Total: | 39,108 | 100% |
| Management, business, science, and arts: | 9,962 | 41.87% |
| Service: | 4,507 | 18.94% |
| Sales and Office: | 4,030 | 16.94% |
| Natural resources, construction, and maintenance: | 1,697 | 7.13% |
| Production, transportation, and material moving: | 3,594 | 15.11% |
| Total Civilian Employed Population: | 23,790 | 100% |
In 2023, the median home value is $489,400, which is markedly greater than the national median ($303,400), is up $174,700 (55.51%) since 2011 and above its 2019 pre-pandemic level by $185,100. The median gross rent is $1,572, which is much higher than the national median ($1,348), is up $620 (65.13%) since 2011 and above its 2019 pre-pandemic level by $411. Of occupied housing, owners make up 26.01% (71.38% with a mortgage, 28.62% free-and-clear) and renters 73.99% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 6.46%, which is markedly below the national rate (10.43%).
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $314,700 | $295,900 | $288,900 | $275,100 | $273,100 | $284,700 | $283,800 | $297,500 | $304,300 | $361,900 | $377,600 | $466,000 | $489,400 |
| Less than $500: | 1,247 | 8.49% |
| $500 to $999: | 1,780 | 12.12% |
| $1,000 to $1,499: | 3,686 | 25.11% |
| $1,500 to $1,999: | 3,744 | 25.50% |
| $2,000 to $2,499: | 2,264 | 15.42% |
| $2,500 to $2,999: | 1,010 | 6.88% |
| $3,000 or more: | 766 | 5.22% |
| No Rent: | 184 | 1.25% |
| Total: | 14,681 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $952 | $1,007 | $1,009 | $1,017 | $1,022 | $1,069 | $1,078 | $1,113 | $1,161 | $1,204 | $1,320 | $1,500 | $1,572 |
| Owner Occupied (with mortgage): | 3,683 | 18.56% |
| Owner Occupied (free and clear, no mortgage): | 1,477 | 7.44% |
| Renter Occupied: | 14,681 | 73.99% |
| Total Occupied Housing Units: | 19,841 | 100% |
| Occupied Housing Units: | 19,841 | 93.54% |
| Vacant Housing Units (not graphed): | 1,370 | 6.46% |
| Total Housing Units: | 21,211 | 100% |
| Single-Family Units: | 4,102 | 19.34% |
| Multi-Family Units: | 17,082 | 80.53% |
| Other Units: | 27 | 0.13% |
| Total Housing Units: | 21,211 | 100% |
In 2023, 39.70% of adults (25+) have a bachelor's degree or higher, which is well above the national rate (35.00%). High school or higher is 89.70%, which is on par with the state rate (90.70%). The uninsured rate is 11.70%, which is markedly above the state rate (7.40%). Private coverage is 52.60%, which is generally lower than the state rate (71.10%). Public coverage is 41.70%, which is notably higher than the state rate (32.70%). The share of people in poverty is 18.20%, which is markedly above the state rate (7.00%), up 0.50 percentage points since 2011 and above its 2019 pre-pandemic level by 0.70 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (38.79%). College enrollment is 31.38%, which is markedly above the state rate (26.40%), indicating the community is likely a college hub with student-driven housing and services.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 1,575 | 4.59% |
| 9th to 12th grade, no diploma: | 1,956 | 5.70% |
| High school graduate (includes equivalency): | 9,880 | 28.81% |
| Some college, no degree: | 5,371 | 15.66% |
| Associate's degree: | 1,886 | 5.50% |
| Bachelor's degree: | 8,531 | 24.87% |
| Graduate or professional degree: | 5,100 | 14.87% |
| Total: | 34,299 | 100% |
| High school or higher: | 30,768 | 89.71% |
| Bachelor's degree or higher: | 13,631 | 39.74% |
| Private Insurance: | 25,903 | 49.65% |
| Public Insurance: | 20,512 | 39.32% |
| No Insurance: | 5,757 | 11.03% |
| Total: | 52,172 | 100% |
| Has Health Insurance: | 46,415 | 88.97% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 17.7% | 20.3% | 20.4% | 21.2% | 22.1% | 21.6% | 18.9% | 19.0% | 17.5% | 16.2% | 18.4% | 19.1% | 18.2% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 821 | 6.47% |
| Kindergarten: | 564 | 4.44% |
| Elementary school (grades 1-8): | 4,923 | 38.79% |
| High school (grades 9-12): | 2,401 | 18.92% |
| College or graduate school: | 3,983 | 31.38% |
| Total: | 12,692 | 100% |
| Early Childhood: | 1,385 | 10.91% |
| K-12 (Primary & Secondary School): | 7,888 | 62.15% |
ZIP Code 07304 supports both business and residential activity. According to the Business Census (2023), there are 609 business establishments, employing about 5,088 people with an annual payroll of $229,353,000. USPS data shows 20,638 residential mailboxes and 1,006 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 20,638Source: USPS |
| # Business Mailboxes: | 1,006Source: USPS |
| Total Delivery Receptacles: | 21,994Source: USPS |
| Single Family Delivery Units: | 6,959Source: USPS |
| Multi Family Delivery Units: | 10,928Source: USPS |
| # of Businesses: | 609Source: CBP |
| 1st Quarter Payroll: | $55,939,000Source: CBP |
| Annual Payroll: | $229,353,000Source: CBP |
| # of Employees: | 5,088Source: CBP |
ZIP Code 07304 is located in Hudson County, New Jersey, within the New York-Newark-Jersey City, NY-NJ Metropolitan Statistical Area (CBSA 35620) and New Jersey's 8th and 10th Congressional Districts. This Metro area has a population of 19,756,722 people, about 0.25% of whom live in ZIP Code 07304, and is subdivided into the New York-Jersey City-White Plains, NY-NJ division. It covers 2.055 sq mi of land and a water area of 0.135 sq mi.
| CBSA Name: | New York-Newark-Jersey City, NY-NJSource: Census |
| CBSA Number: | 35620Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | New York-Jersey City-White Plains, NY-NJ (CBSA Div 35614)Source: Census |
| CBSA Population: | 19,756,722Source: Census |
| MSA: | New York-Northern New Jersey-Long Island, NY-NJ-CT-PASource: Census |
| Land Area: | 2.055 sq miSource: Census |
| Water Area: | 0.135 sq miSource: Census |
| Congressional District: | 08,10Source: USPS |
| Congressional Land Area: | 54.69, 75.92 sq miSource: Census |
| PMSA: | Jersey City, NJ PMSASource: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3436000Source: Census |
| Place Name: | Jersey City city; New JerseySource: Census |
ZIP Code 07304 is in the Jersey City School District, which serves grades Kindergarten thru 12th. There are 11 public schools and 1 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.