| City: | Topsham, Maine |
| City Alias: | Pejepscot |
| County: | Sagadahoc County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 8:00:21 PM |
| Population: | 9,560 [See All] |
| Area Code: | 207 |
| Classification: | Standard [Normal Street Delivery] |
| Coordinates: | 43.9741, -69.9582 |
| Land Area: | 32.178 sq mi |
| Quick Link: |
ZIP Code 04086 has 9,560 residents and 4,138 households (average 2.27 persons per household). The median age is 48.6 years, older than the state (45.1) and significantly older than the nation (38.8). The gender split is 47.8% male and 52.2% female, which is slightly lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (93.3%, much higher than the national average of 61.6%) and Hispanic or Latino (1.8%); Hispanic or Latino residents make up 1.8%, which is much lower than the national average (18.7%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 9,560Source: Census DHC |
| 2024 ACS Population Estimate: | 9,706Source: Census ACS |
| 2026 ZC Population Estimate: | 10,423Source: ZIP-Codes.com |
| Population Density: | 297.1 people per sq mile |
| Average Income: | $91,028Source: Census ACS |
| Households: | 4,138Source: Census DHC |
| Average House Value: | $360,800Source: Census ACS |
| Persons Per Household: | 2.27Source: Census DHC |
| Average Family Size: | 2.80Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 8,869 | 8,819 | 8,750 | 8,728 | 8,734 | 8,731 | 8,737 | 8,763 | 8,810 | 8,888 | 9,431 | 9,566 | 9,644 | 9,706 |
| Decennial Census | 8,787 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 9,560 | -- | -- | -- | -- |
Median Age: 48.6
Male Median Age: 46
Female Median Age: 50.5
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 198 | 270 | 293 | 241 | 180 | 191 | 292 | 286 | 257 | 273 | 288 | 355 | 360 | 286 | 283 | 201 | 149 | 171 |
| Female | 205 | 236 | 234 | 245 | 161 | 212 | 295 | 307 | 273 | 288 | 316 | 379 | 375 | 367 | 337 | 266 | 206 | 284 |
| Total | 403 | 506 | 527 | 486 | 341 | 403 | 587 | 593 | 530 | 561 | 604 | 734 | 735 | 653 | 620 | 467 | 355 | 455 |
| White: | 8,916 | 95.44% |
| Black: | 79 | 0.85% |
| Hispanic:* | 169 | 1.81% |
| Asian: | 123 | 1.32% |
| American Indian: | 21 | 0.22% |
| Hawaiian: | 1 | 0.01% |
| Other: | 33 | 0.35% |
| Total: | 9,342 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 4,574 | 47.85% | 46.0 years |
| Females: | 4,986 | 52.15% | 50.5 years |
| Total: | 9,560 | 100% | 48.6 years |
| Native, born in the United States: | 9,286 | 95.67% |
| Native, born in PR, Island Areas, or abroad: | 114 | 1.17% |
| Foreign born, naturalized U.S. citizen: | 261 | 2.69% |
| Foreign born, not a U.S. citizen: | 45 | 3.15% |
| Total Population: | 9,706 | 100% |
| Total Native Population: | 9,400 | 96.85% |
| Total Foreign-born Population: | 306 | 3.15% |
In 2024, the Median household income is $91,028, which is much higher than the national median ($78,538), is up $27,115 (42.4%) since 2011 and above its 2019 pre-pandemic level by $16,060. Family households earn a median of $114,131 versus $55,238 for nonfamily households (a difference of $58,893). By gender, male median income is $71,641 and female is $57,009, which is notably higher than the national female median ($53,445), with a current gap of $14,632 that has widened from 2011 to 2024. The labor-force participation rate is 63.5%, which is comparable to the national rate (63.5%). The unemployment rate is 4.3%, which is lower than the national rate (5.2%). The largest occupation group is Management (44.4%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $63,913 | $59,391 | $61,607 | $64,327 | $62,404 | $69,132 | $73,937 | $74,653 | $74,968 | $74,227 | $73,345 | $75,978 | $82,356 | $91,028 |
| Median Family Income | $71,735 | $70,703 | $73,447 | $74,713 | $74,622 | $78,429 | $81,007 | $85,554 | $88,794 | $86,394 | $88,244 | $96,928 | $108,472 | $114,131 |
| Median NonFamily Income | $42,434 | $43,075 | $36,481 | $37,379 | $37,314 | $38,026 | $38,852 | $39,723 | $38,904 | $52,598 | $47,212 | $46,795 | $47,199 | $55,238 |
| Median Male Income | $49,988 | $51,071 | $55,417 | $52,263 | $51,146 | $51,838 | $53,879 | $54,872 | $55,795 | $47,350 | $48,819 | $53,321 | $62,738 | $71,641 |
| Median Female Income | $37,723 | $35,875 | $36,404 | $40,693 | $37,773 | $42,375 | $42,816 | $45,288 | $46,875 | $48,139 | $49,702 | $49,792 | $54,000 | $57,009 |
| Employed: | 4,942 | 60.73% |
| Unemployed: | 224 | 2.75% |
| Not In Labor Force: | 2,972 | 36.52% |
| Total: | 8,138 | 100% |
| Management, business, science, and arts: | 2,196 | 44.44% |
| Service: | 1,085 | 21.95% |
| Sales and Office: | 869 | 17.58% |
| Natural resources, construction, and maintenance: | 586 | 11.86% |
| Production, transportation, and material moving: | 206 | 4.17% |
| Total Civilian Employed Population: | 4,942 | 100% |
In 2024, the median home value is $360,800, which is much higher than the national median ($303,400), is up $152,800 (73.46%) since 2011 and above its 2019 pre-pandemic level by $128,800. The median gross rent is $1,355, which is on par with the national median ($1,348), is up $494 (57.38%) since 2011 and above its 2019 pre-pandemic level by $436. Of occupied housing, owners make up 78.86% (64.34% with a mortgage, 35.66% free-and-clear) and renters 21.14% - making this ZIP Code under national rental averages. The vacancy rate is 7.00%, which is much lower than the national rate (10.43%).
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $208,000 | $211,800 | $212,900 | $214,200 | $210,500 | $219,100 | $219,600 | $219,700 | $232,000 | $240,700 | $248,100 | $293,300 | $327,700 | $360,800 |
| Less than $500: | 134 | 15.80% |
| $500 to $999: | 116 | 13.68% |
| $1,000 to $1,499: | 181 | 21.34% |
| $1,500 to $1,999: | 30 | 3.54% |
| $2,000 to $2,499: | 236 | 27.83% |
| $2,500 to $2,999: | 94 | 11.08% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 57 | 6.72% |
| Total: | 848 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $861 | $767 | $746 | $798 | $831 | $876 | $910 | $971 | $919 | $948 | $1,021 | $1,174 | $1,191 | $1,355 |
| Owner Occupied (with mortgage): | 2,035 | 50.74% |
| Owner Occupied (free and clear, no mortgage): | 1,128 | 28.12% |
| Renter Occupied: | 848 | 21.14% |
| Total Occupied Housing Units: | 4,011 | 100% |
| Occupied Housing Units: | 4,011 | 93.00% |
| Vacant Housing Units (not graphed): | 302 | 7.00% |
| Total Housing Units: | 4,313 | 100% |
| Single-Family Units: | 3,331 | 77.23% |
| Multi-Family Units: | 690 | 16.00% |
| Other Units: | 292 | 6.77% |
| Total Housing Units: | 4,313 | 100% |
In 2024, 50.00% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.00%). High school or higher is 96.90%, which is far higher than the national rate (89.40%). The uninsured rate is 5.60%, which is falls below the national rate (8.60%). The share of people in poverty is 3.90%, which is far lower than the national rate (8.70%), up 4.40 percentage points since 2011 and above its 2019 pre-pandemic level by 0.50 percentage points. This signals a sharp increase in hardship - a shrinking consumer base, heavy pressure on public services, and job-market contraction risks. Among residents ages 3+, the largest enrollment group is elementary (37.92%). College enrollment is 21.96%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 102 | 1.40% |
| 9th to 12th grade, no diploma: | 124 | 1.70% |
| High school graduate (includes equivalency): | 1,749 | 24.00% |
| Some college, no degree: | 951 | 13.05% |
| Associate's degree: | 716 | 9.83% |
| Bachelor's degree: | 2,028 | 27.83% |
| Graduate or professional degree: | 1,617 | 22.19% |
| Total: | 7,287 | 100% |
| High school or higher: | 7,061 | 96.90% |
| Bachelor's degree or higher: | 3,645 | 50.02% |
| Private Insurance: | 7,031 | 64.22% |
| Public Insurance: | 3,382 | 30.89% |
| No Insurance: | 535 | 4.89% |
| Total: | 10,948 | 100% |
| Has Health Insurance: | 10,413 | 95.11% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 2.2% | 2.4% | 5.0% | 5.1% | 5.2% | 4.4% | 6.3% | 5.7% | 6.1% | 9.4% | 9.6% | 8.2% | 6.6% | 3.9% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 239 | 11.12% |
| Kindergarten: | 118 | 5.49% |
| Elementary school (grades 1-8): | 815 | 37.92% |
| High school (grades 9-12): | 505 | 23.50% |
| College or graduate school: | 472 | 21.96% |
| Total: | 2,149 | 100% |
| Early Childhood: | 357 | 16.61% |
| K-12 (Primary & Secondary School): | 1,438 | 66.91% |
ZIP Code 04086 supports both business and residential activity. According to the Business Census (2024), there are 306 business establishments, employing about 3,457 people with an annual payroll of $147,652,000. USPS data shows 4,592 residential mailboxes and 260 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 4,592Source: USPS |
| # Business Mailboxes: | 260Source: USPS |
| Total Delivery Receptacles: | 5,114Source: USPS |
| Single Family Delivery Units: | 3,479Source: USPS |
| Multi Family Delivery Units: | 299Source: USPS |
| # of Businesses: | 306Source: CBP |
| 1st Quarter Payroll: | $34,999,000Source: CBP |
| Annual Payroll: | $147,652,000Source: CBP |
| # of Employees: | 3,457Source: CBP |
ZIP Code 04086 is located in Sagadahoc County, Maine, within the Portland-South Portland, ME Metropolitan Statistical Area (CBSA 38860) and Maine's 1st Congressional District. This Metro area has a population of 514,098 people, about 1.86% of whom live in ZIP Code 04086. It covers 32.178 sq mi of land and a water area of 3.414 sq mi.
| CBSA Name: | Portland-South Portland, MESource: Census |
| CBSA Number: | 38860Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 514,098Source: Census |
| MSA: | Source: Census |
| Land Area: | 32.178 sq miSource: Census |
| Water Area: | 3.414 sq miSource: Census |
| Congressional District: | 01Source: USPS |
| Congressional Land Area: | 3285.52 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 2376925Source: Census |
| Place Name: | Topsham CDP; MaineSource: Census |
ZIP Code 04086 is in the School Administrative District 75, which serves grades Kindergarten thru 12th. There are 4 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.