| City: | Belmont, New Hampshire |
| Counties: | Belknap County [Primary] Merrimack County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 8:05:32 PM |
| Population: | 7,368 [See All] |
| Area Code: | 603 |
| Classification: | Standard [Normal Street Delivery] |
| Coordinates: | 43.4632, -71.4708 |
| Land Area: | 30.271 sq mi |
| Quick Link: |
ZIP Code 03220 has 7,368 residents and 3,009 households (average 2.45 persons per household). The median age is 45.4 years, slightly older than the state (43.6) and older than the nation (38.8). The gender split is 48.9% male and 51.1% female, which is about the same as the state male share (49.5%), making this a female-majority area. Largest groups are White (92.9%, much higher than the national average of 61.6%) and Hispanic or Latino (2.0%); Hispanic or Latino residents make up 2.0%, which is much lower than the national average (18.7%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 7,368Source: Census DHC |
| 2023 ACS Population Estimate: | 7,376Source: Census ACS |
| 2025 ZC Population Estimate: | 7,460Source: ZIP-Codes.com |
| Population Density: | 243.4 people per sq mile |
| Average Income: | $78,151Source: Census ACS |
| Households: | 3,009Source: Census DHC |
| Average House Value: | $265,000Source: Census ACS |
| Persons Per Household: | 2.45Source: Census DHC |
| Average Family Size: | 2.92Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 7,364 | 7,360 | 7,337 | 7,345 | 7,370 | 7,371 | 7,354 | 7,453 | 7,563 | 7,566 | 7,424 | 7,454 | 7,376 |
| Decennial Census | 7,430 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 7,368 | -- | -- | -- |
Median Age: 45.4
Male Median Age: 43.8
Female Median Age: 46.6
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 185 | 198 | 225 | 226 | 177 | 172 | 211 | 222 | 223 | 212 | 279 | 303 | 282 | 265 | 210 | 130 | 49 | 34 |
| Female | 163 | 200 | 228 | 197 | 154 | 199 | 218 | 253 | 204 | 229 | 275 | 313 | 330 | 300 | 228 | 136 | 72 | 66 |
| Total | 348 | 398 | 453 | 423 | 331 | 371 | 429 | 475 | 427 | 441 | 554 | 616 | 612 | 565 | 438 | 266 | 121 | 100 |
| White: | 6,842 | 95.77% |
| Black: | 32 | 0.45% |
| Hispanic:* | 148 | 2.07% |
| Asian: | 61 | 0.85% |
| American Indian: | 8 | 0.11% |
| Hawaiian: | 3 | 0.04% |
| Other: | 50 | 0.70% |
| Total: | 7,144 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 3,603 | 48.90% | 43.8 years |
| Females: | 3,765 | 51.10% | 46.6 years |
| Total: | 7,368 | 100% | 45.4 years |
| Native, born in the United States: | 7,179 | 97.33% |
| Native, born in PR, Island Areas, or abroad: | 66 | 0.89% |
| Foreign born, naturalized U.S. citizen: | 67 | 0.91% |
| Foreign born, not a U.S. citizen: | 64 | 1.78% |
| Total Population: | 7,376 | 100% |
| Total Native Population: | 7,245 | 98.22% |
| Total Foreign-born Population: | 131 | 1.78% |
In 2023, the Median household income is $78,151, which is far less than the state median ($95,628), is up $19,616 (33.5%) since 2011 and above its 2019 pre-pandemic level by $6,610. Family households earn a median of $102,349 versus $37,938 for nonfamily households (a difference of $64,411). By gender, male median income is $67,176 and female is $53,620, which is far less than the state female median ($59,229), with a current gap of $13,556 that has stayed about the same from 2011 to 2023. The labor-force participation rate is 64.0%, which is a bit lower than the state rate (66.4%). The unemployment rate is 1.2%, which is markedly below the national rate (5.2%). The largest occupation group is Management (30.9%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $58,535 | $62,767 | $61,174 | $65,352 | $65,383 | $61,587 | $64,926 | $69,792 | $71,541 | $61,515 | $67,697 | $72,642 | $78,151 |
| Median Family Income | $62,197 | $65,801 | $63,384 | $66,164 | $72,724 | $63,821 | $66,689 | $84,508 | $88,111 | $86,550 | $92,633 | $100,319 | $102,349 |
| Median NonFamily Income | $34,652 | $34,448 | $38,162 | $36,711 | $28,846 | $0 | $35,679 | $42,887 | $39,153 | $35,159 | $33,947 | $35,500 | $37,938 |
| Median Male Income | $49,556 | $50,911 | $48,527 | $48,556 | $45,650 | $43,935 | $42,425 | $51,789 | $53,782 | $56,420 | $59,966 | $70,129 | $67,176 |
| Median Female Income | $35,964 | $37,000 | $37,478 | $36,401 | $38,080 | $36,779 | $36,864 | $43,667 | $47,003 | $48,445 | $49,438 | $57,162 | $53,620 |
| Employed: | 3,930 | 63.26% |
| Unemployed: | 46 | 0.74% |
| Not In Labor Force: | 2,236 | 35.99% |
| Total: | 6,212 | 100% |
| Management, business, science, and arts: | 1,216 | 30.94% |
| Service: | 1,034 | 26.31% |
| Sales and Office: | 897 | 22.82% |
| Natural resources, construction, and maintenance: | 450 | 11.45% |
| Production, transportation, and material moving: | 333 | 8.47% |
| Total Civilian Employed Population: | 3,930 | 100% |
In 2023, the median home value is $265,000, which is well under the state median ($367,200), is up $79,700 (43.01%) since 2011 and above its 2019 pre-pandemic level by $73,000. The median gross rent is $1,151, which is much lower than the state median ($1,423), is up $229 (24.84%) since 2011 and above its 2019 pre-pandemic level by $142. Of occupied housing, owners make up 82.79% (56.46% with a mortgage, 43.54% free-and-clear) and renters 17.21% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 16.82%, which is far higher than the national rate (10.43%).
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $185,300 | $183,900 | $175,700 | $190,200 | $191,800 | $186,900 | $185,700 | $190,700 | $192,000 | $194,000 | $201,400 | $236,300 | $265,000 |
| Less than $500: | 86 | 16.86% |
| $500 to $999: | 123 | 24.12% |
| $1,000 to $1,499: | 160 | 31.37% |
| $1,500 to $1,999: | 101 | 19.80% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 40 | 7.84% |
| Total: | 510 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $922 | $982 | $889 | $990 | $964 | $892 | $825 | $854 | $1,009 | $885 | $856 | $902 | $1,151 |
| Owner Occupied (with mortgage): | 1,385 | 46.74% |
| Owner Occupied (free and clear, no mortgage): | 1,068 | 36.04% |
| Renter Occupied: | 510 | 17.21% |
| Total Occupied Housing Units: | 2,963 | 100% |
| Occupied Housing Units: | 2,963 | 83.18% |
| Vacant Housing Units (not graphed): | 599 | 16.82% |
| Total Housing Units: | 3,562 | 100% |
| Single-Family Units: | 2,384 | 66.93% |
| Multi-Family Units: | 306 | 8.59% |
| Other Units: | 872 | 24.48% |
| Total Housing Units: | 3,562 | 100% |
In 2023, 19.40% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (39.80%). High school or higher is 89.70%, which is generally lower than the state rate (94.10%). The uninsured rate is 6.80%, which is comparable to the national rate (8.60%). Public coverage is 43.10%, which is notably higher than the state rate (32.40%). The share of people in poverty is 11.00%, which is markedly above the state rate (4.40%), up 6.70 percentage points since 2011 and above its 2019 pre-pandemic level by 2.70 percentage points. This signals a sharp increase in hardship - a shrinking consumer base, heavy pressure on public services, and job-market contraction risks. Among residents ages 3+, the largest enrollment group is high school (38.89%). College enrollment is 14.84%, which is markedly below the state rate (28.40%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 119 | 2.14% |
| 9th to 12th grade, no diploma: | 457 | 8.21% |
| High school graduate (includes equivalency): | 2,170 | 38.98% |
| Some college, no degree: | 1,010 | 18.14% |
| Associate's degree: | 732 | 13.15% |
| Bachelor's degree: | 859 | 15.43% |
| Graduate or professional degree: | 220 | 3.95% |
| Total: | 5,567 | 100% |
| High school or higher: | 4,991 | 89.65% |
| Bachelor's degree or higher: | 1,079 | 19.38% |
| Private Insurance: | 4,795 | 56.58% |
| Public Insurance: | 3,178 | 37.50% |
| No Insurance: | 501 | 5.91% |
| Total: | 8,474 | 100% |
| Has Health Insurance: | 7,973 | 94.09% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 4.3% | 5.3% | 5.0% | 5.6% | 4.6% | 5.2% | 4.3% | 5.1% | 8.3% | 10.1% | 10.9% | 11.5% | 11.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 37 | 2.58% |
| Kindergarten: | 87 | 6.06% |
| Elementary school (grades 1-8): | 540 | 37.63% |
| High school (grades 9-12): | 558 | 38.89% |
| College or graduate school: | 213 | 14.84% |
| Total: | 1,435 | 100% |
| Early Childhood: | 124 | 8.64% |
| K-12 (Primary & Secondary School): | 1,185 | 82.58% |
ZIP Code 03220 supports both business and residential activity. According to the Business Census (2023), there are 177 business establishments, employing about 1,703 people with an annual payroll of $100,936,000. USPS data shows 3,045 residential mailboxes and 142 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 3,045Source: USPS |
| # Business Mailboxes: | 142Source: USPS |
| Total Delivery Receptacles: | 3,546Source: USPS |
| Single Family Delivery Units: | 2,384Source: USPS |
| Multi Family Delivery Units: | 210Source: USPS |
| # of Businesses: | 177Source: CBP |
| 1st Quarter Payroll: | $21,758,000Source: CBP |
| Annual Payroll: | $100,936,000Source: CBP |
| # of Employees: | 1,703Source: CBP |
ZIP Code 03220 is located in Belknap County, New Hampshire, within the Laconia, NH Metropolitan Statistical Area (CBSA 29060) and New Hampshire's 1st and 2nd Congressional Districts. This Micro area has a population of 64,300 people, about 11.46% of whom live in ZIP Code 03220. It covers 30.271 sq mi of land and a water area of 1.94 sq mi.
| CBSA Name: | Laconia, NHSource: Census |
| CBSA Number: | 29060Source: Census |
| CBSA Type: | MicroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 64,300Source: Census |
| MSA: | Source: Census |
| Land Area: | 30.271 sq miSource: Census |
| Water Area: | 1.94 sq miSource: Census |
| Congressional District: | 01,02Source: USPS |
| Congressional Land Area: | 2463.65, 6489 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3304660Source: Census |
| Place Name: | Belmont CDP; New HampshireSource: Census |
ZIP Code 03220 is in the Shaker Regional School District, which serves grades Kindergarten thru 12th. There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.