ZIP Code 02557 in Oak Bluffs, MA

Data Last Updated: October 1, 2025
City:Oak Bluffs, Massachusetts
County:Dukes County
Timezone:Eastern (GMT -05:00)
Local Time:7:56:55 PM
Population:2,372 [See All]
Area Codes:508 / 774
Classification:PO Box
Coordinates:41.4451, -70.5647
Land Area:3.24 sq mi
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https://www.zip-codes.com/zip-code/02557/zip-code-02557.asp

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Population & Demographics


ZIP Code 02557 has 2,372 residents and 1,083 households (average 2.13 persons per household). The median age is 52.8 years, significantly older than the state (39.9) and significantly older than the nation (38.8). The gender split is 47.8% male and 52.2% female, which is slightly lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (72.4%, much higher than the national average of 61.6%) and Black or African American (9.4%, slightly lower than the national average of 12.4%); Hispanic or Latino residents make up 3.3%, which is much lower than the national average (18.7%).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:2,372Source: Census DHC
2023 ACS Population Estimate:1,849Source: Census ACS
2025 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:732.1 people per sq mile
Average Income:$95,287Source: Census ACS
Households:1,083Source: Census DHC
Average House Value:$1,006,000Source: Census ACS
Persons Per Household:2.13Source: Census DHC
Average Family Size:2.98Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--4,4494,5134,5634,5994,6264,6474,6754,6864,6654,7011,7621,9241,849
Decennial Census4,491------------------2,372------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 52.8

Male Median Age: 50.4

Female Median Age: 55.3

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male4253486848736253407376841028591544536
Female384645585663575851548684124127110716249
Total8099931261041361191119112716216822621220112510785
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:1,71878.56%
Black:22410.24%
Hispanic:*793.61%
Asian:311.42%
American Indian:291.33%
Hawaiian:60.27%
Other:1004.57%
Total:2,187100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:1,13347.77%50.4 years
Females:1,23952.23%55.3 years
Total:2,372100%52.8 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:1,72993.51%
Native, born in PR, Island Areas, or abroad:522.81%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:683.68%
Total Population:1,849100%
Total Native Population:1,78196.32%
Total Foreign-born Population:683.68%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $95,287, which is markedly greater than the national median ($78,538), is up $16,397 (20.8%) since 2011 and above its 2019 pre-pandemic level by $19,993. Family households earn a median of $126,536 versus $59,258 for nonfamily households (a difference of $67,278). By gender, male median income is $59,010 and female is $0, which is well under the state female median ($71,225), with a current gap of $59,010 that has widened from 2011 to 2023. The labor-force participation rate is 38.6%, which is far less than the state rate (67.2%). The unemployment rate is 22.3%, which is considerably above the state rate (5.1%). The largest occupation group is Management (37.2%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$78,890$76,389$69,844$80,225$75,242$57,773$66,091$82,045$75,294$90,313$67,703$92,022$95,287
Median Family Income$84,846$90,489$91,603$95,254$97,311$96,714$107,821$106,453$95,868$106,992$68,203$120,412$126,536
Median NonFamily Income$27,500$29,306$31,417$27,629$28,889$35,930$42,188$57,521$62,578$80,208$52,419$72,765$59,258
Median Male Income$55,250$52,289$52,106$65,212$0$68,792$70,825$66,620$63,162$57,866$53,601$56,402$59,010
Median Female Income$61,406$62,862$51,053$63,787$0$56,574$56,941$65,483$59,828$62,230$70,815$59,038$0
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:48930.04%
Unemployed:1408.60%
Not In Labor Force:99961.36%
Total:1,628100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:18237.22%
Service:12926.38%
Sales and Office:255.11%
Natural resources, construction, and maintenance:15331.29%
Production, transportation, and material moving:00.00%
Total Civilian Employed Population:489100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $1,006,000, which is considerably higher than the national median ($303,400), is up $395,200 (64.70%) since 2011 and above its 2019 pre-pandemic level by $422,200. The median gross rent is $0, which is far less than the state median ($1,687), is down $871 (100.00%) since 2011 and below its 2019 pre-pandemic level by $1,427. Of occupied housing, owners make up 67.21% (14.17% with a mortgage, 85.83% free-and-clear) and renters 32.79% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 66.88%, which is markedly above the state rate (8.38%).

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$610,800$583,600$627,300$594,800$604,900$578,800$577,900$561,100$583,800$673,800$713,200$760,000$1,006,000
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:5417.82%
$1,000 to $1,499:5518.15%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:3812.54%
$3,000 or more:6120.13%
No Rent:9531.35%
Total:303100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$871$1,082$1,142$1,427$1,511$1,326$1,386$1,530$1,427$1,724$1,736$0$0
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):889.52%
Owner Occupied (free and clear, no mortgage):53357.68%
Renter Occupied:30332.79%
Total Occupied Housing Units:924100%

Occupied Housing Units:92433.12%
Vacant Housing Units (not graphed):1,86666.88%
Total Housing Units:2,790100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:2,32383.26%
Multi-Family Units:46716.74%
Other Units:00.00%
Total Housing Units:2,790100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 41.90% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 97.00%, which is far higher than the national rate (89.40%). The uninsured rate is 9.10%, which is on par with the state rate (2.60%). Private coverage is 52.90%, which is generally lower than the state rate (73.80%). Public coverage is 64.90%, which is far higher than the national rate (36.30%). The share of people in poverty is 8.40%, which is on par with the state rate (6.60%), up 0.20 percentage points since 2011 and above its 2019 pre-pandemic level by 3.00 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (48.17%). College enrollment is 12.04%, which is on par with the state rate (32.70%), meaning the community mirrors broader higher-education participation.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:90.58%
9th to 12th grade, no diploma:382.45%
High school graduate (includes equivalency):36923.78%
Some college, no degree:26016.75%
Associate's degree:22614.56%
Bachelor's degree:29318.88%
Graduate or professional degree:35723.00%
Total:1,552100%
High school or higher:1,50596.97%
Bachelor's degree or higher:65041.88%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:95341.65%
Public Insurance:1,17151.18%
No Insurance:1647.17%
Total:2,288100%
Has Health Insurance:2,12492.83%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty8.2%8.6%9.9%10.9%11.5%10.9%8.7%5.2%5.4%3.4%10.4%7.3%8.4%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):9248.17%
High school (grades 9-12):7639.79%
College or graduate school:2312.04%
Total:191100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):16887.96%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 02557 supports both business and residential activity. According to the Business Census (2023), there are 264 business establishments, employing about 1,444 people with an annual payroll of $139,907,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:2,227Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:264Source: CBP
1st Quarter Payroll:$26,340,000Source: CBP
Annual Payroll:$139,907,000Source: CBP
# of Employees:1,444Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 02557 is located in Dukes County, Massachusetts, within the Vineyard Haven, MA Metropolitan Statistical Area (CBSA 47240) and Massachusetts's 9th Congressional District. This Micro area has a population of 20,751 people, about 11.43% of whom live in ZIP Code 02557. It covers 3.24 sq mi of land and a water area of 3.98 sq mi.

CBSA Name:Vineyard Haven, MASource: Census
CBSA Number:47240Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:20,751Source: Census
MSA:Source: Census
Land Area:3.24 sq miSource: Census
Water Area:3.98 sq miSource: Census
Congressional District:09Source: USPS
Congressional Land Area:1214.74 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2550425Source: Census
Place Name:Oak Bluffs CDP; MassachusettsSource: Census

Adjacent & Nearby ZIP Codes


02558 | | 02556

Schools in ZIP Code 02557


ZIP Code 02557 is part of 2 school districts, including: Oak Bluffs School District (Grades PK thru 08) and Martha's Vineyard School District (Grades 9th thru 12th). There are 2 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Oak Bluffs Elementary 50 Tradewinds Road
Oak Bluffs, MA 02557
District: Oak Bluffs School District
Martha's Vineyard Regional High 100 Edgartown-Vineyard Haven R
Oak Bluffs, MA 02557
District: Martha's Vineyard School District
Vineyard Montessori School 286 Main St
Vineyard Haven, MA 02568
District: Private SchoolNearby
Falmouth Academy 7 Highfield Dr
Falmouth, MA 25402
District: Private SchoolNearby
Montessori Academy-Cape Cod 81 Chester St
North Falmouth, MA 02556
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 02557


Massachusetts Maritime Academy 101 Academy Dr
Buzzards Bay, MA 02532-1803
Type: Post Secondary
Cape Cod Community College 2240 Iyannough Rd
West Barnstable, MA 02668-1599
Type: Post Secondary
Upper Cape Cod Regional Technical School 220 Sandwich Road
Bourne, MA 02532
Type: Post Secondary
Rob Roy Academy-New Bedford 1872 Acushnet Ave
New Bedford, MA 02720-3445
Type: Post Secondary
University Of Massachusetts-Dartmouth 285 Old Westport Rd
North Dartmouth, MA 02747-2300
Type: Post Secondary
Bristol Community College 777 Elsbree St
Fall River, MA 02720-7395
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov