ZIP Code 59860 in Polson, MT

Data Last Updated: October 1, 2025
City:Polson, Montana
County:Lake County
Timezone:Mountain (GMT -07:00)
Local Time:6:27:04 AM
Population:11,309 [See All]
Area Code:406
Classification:Standard [Normal Street Delivery]
Coordinates:47.7332, -114.2628
Land Area:261.695 sq mi
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Population & Demographics


ZIP Code 59860 has 11,309 residents and 4,802 households (average 2.33 persons per household). The median age is 48.6 years, significantly older than the state (40.5) and significantly older than the nation (38.8). The gender split is 48.6% male and 51.4% female, which is slightly lower than the state male share (50.2%), making this a female-majority area. Largest groups are White (72.1%, much lower than the state average of 84.5% and well above the national average of 61.6%) and American Indian & Alaska Native (15.3%, much higher than the state average of 6.2% and well above the national average of 1.1%); Hispanic or Latino residents make up 3.9%, which is much lower than the national average (18.7%), and American Indian & Alaska Native share is much higher than the national average (1.1%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:11,309Source: Census DHC
2023 ACS Population Estimate:11,580Source: Census ACS
2025 ZC Population Estimate:11,724Source: ZIP-Codes.com
Population Density:43.2 people per sq mile
Average Income:$59,883Source: Census ACS
Households:4,802Source: Census DHC
Average House Value:$386,100Source: Census ACS
Persons Per Household:2.33Source: Census DHC
Average Family Size:2.99Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--9,3229,75610,08210,27110,3249,9309,7209,89510,50410,83411,46411,52811,580
Decennial Census9,913------------------11,309------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 48.6

Male Median Age: 46.5

Female Median Age: 50.1

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male281313358310263283305298265244294366421488423298162128
Female294325353275250264341264274260349428569522415242186198
Total5756387115855135476465625395046437949901,010838540348326
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:8,15777.57%
Black:320.30%
Hispanic:*4424.20%
Asian:480.46%
American Indian:1,72716.42%
Hawaiian:80.08%
Other:1010.96%
Total:10,515100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:5,50048.63%46.5 years
Females:5,80951.37%50.1 years
Total:11,309100%48.6 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:11,07295.61%
Native, born in PR, Island Areas, or abroad:1351.17%
Foreign born, naturalized U.S. citizen:1601.38%
Foreign born, not a U.S. citizen:2133.22%
Total Population:11,580100%
Total Native Population:11,20796.78%
Total Foreign-born Population:3733.22%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $59,883, which is far less than the national median ($78,538), is up $20,508 (52.1%) since 2011 and above its 2019 pre-pandemic level by $11,070. Family households earn a median of $75,252 versus $33,235 for nonfamily households (a difference of $42,017). By gender, male median income is $57,295 and female is $44,487, which is considerably lower than the national female median ($53,445), with a current gap of $12,808 that has stayed about the same from 2011 to 2023. The labor-force participation rate is 55.6%, which is far less than the national rate (63.5%). The unemployment rate is 4.6%, which is well above the state rate (3.7%). The largest occupation group is Management (41.6%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$39,375$35,143$34,871$37,645$37,948$38,205$40,764$45,064$48,813$53,559$55,521$57,204$59,883
Median Family Income$47,321$43,852$46,397$52,197$53,322$56,633$56,576$60,604$58,968$64,575$66,366$71,778$75,252
Median NonFamily Income$23,085$21,565$18,849$19,447$21,278$21,920$24,203$27,537$28,693$29,632$30,533$33,341$33,235
Median Male Income$41,910$49,957$45,000$40,734$40,319$39,385$40,000$41,503$42,130$53,250$55,844$54,701$57,295
Median Female Income$29,535$25,868$27,230$26,902$28,594$31,594$33,421$34,815$31,392$39,750$40,509$40,774$44,487
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:5,07653.04%
Unemployed:2422.53%
Not In Labor Force:4,25344.44%
Total:9,571100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:2,11341.63%
Service:1,00619.82%
Sales and Office:1,03220.33%
Natural resources, construction, and maintenance:3707.29%
Production, transportation, and material moving:55510.93%
Total Civilian Employed Population:5,076100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $386,100, which is considerably higher than the national median ($303,400), is up $161,800 (72.14%) since 2011 and above its 2019 pre-pandemic level by $129,000. The median gross rent is $932, which is much lower than the national median ($1,348), is up $281 (43.16%) since 2011 and above its 2019 pre-pandemic level by $193. Of occupied housing, owners make up 69.40% (59.06% with a mortgage, 40.94% free-and-clear) and renters 30.60% - making this ZIP Code less home ownership than the state and under national rental averages. The vacancy rate is 29.51%, which is considerably higher than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$224,300$234,700$225,700$227,600$226,500$233,000$225,800$239,500$257,100$281,400$304,100$357,600$386,100
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:18812.89%
$500 to $999:68847.19%
$1,000 to $1,499:44030.18%
$1,500 to $1,999:674.60%
$2,000 to $2,499:130.89%
$2,500 to $2,999:00.00%
$3,000 or more:130.89%
No Rent:493.36%
Total:1,458100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$651$666$673$643$633$650$665$690$739$784$791$882$932
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):1,95340.99%
Owner Occupied (free and clear, no mortgage):1,35428.42%
Renter Occupied:1,45830.60%
Total Occupied Housing Units:4,765100%

Occupied Housing Units:4,76570.49%
Vacant Housing Units (not graphed):1,99529.51%
Total Housing Units:6,760100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:5,35479.20%
Multi-Family Units:1,03615.33%
Other Units:3705.47%
Total Housing Units:6,760100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 33.00% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 93.40%, which is well above the national rate (89.40%). The uninsured rate is 11.60%, which is notably higher than the state rate (8.40%). Public coverage is 48.70%, which is well above the national rate (36.30%). The share of people in poverty is 10.40%, which is on par with the state rate (7.10%), down 2.40 percentage points since 2011 and above its 2019 pre-pandemic level by 2.20 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (47.89%). College enrollment is 18.22%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1101.32%
9th to 12th grade, no diploma:4395.27%
High school graduate (includes equivalency):2,09025.07%
Some college, no degree:2,04524.53%
Associate's degree:90410.84%
Bachelor's degree:1,66219.93%
Graduate or professional degree:1,08813.05%
Total:8,338100%
High school or higher:7,78993.42%
Bachelor's degree or higher:2,75032.98%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:6,60948.84%
Public Insurance:5,59741.36%
No Insurance:1,3279.81%
Total:13,533100%
Has Health Insurance:12,20690.19%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty12.8%19.4%16.1%13.4%14.0%13.1%10.4%8.9%8.2%4.3%8.0%10.5%10.4%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:883.67%
Kindergarten:482.00%
Elementary school (grades 1-8):1,14947.89%
High school (grades 9-12):67728.22%
College or graduate school:43718.22%
Total:2,399100%
Early Childhood:1365.67%
K-12 (Primary & Secondary School):1,87478.12%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 59860 supports both business and residential activity. According to the Business Census (2023), there are 471 business establishments, employing about 3,293 people with an annual payroll of $143,112,000. USPS data shows 5,032 residential mailboxes and 360 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:5,032Source: USPS
# Business Mailboxes:360Source: USPS
Total Delivery Receptacles:6,232Source: USPS
Single Family Delivery Units:1,937Source: USPS
Multi Family Delivery Units:124Source: USPS
# of Businesses:471Source: CBP
1st Quarter Payroll:$30,692,000Source: CBP
Annual Payroll:$143,112,000Source: CBP
# of Employees:3,293Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 59860 is located in Lake County, Montana, within the Metropolitan Statistical Area (CBSA ) and Montana's 1st Congressional District. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 59860. It covers 261.695 sq mi of land and a water area of 64.43 sq mi.

CBSA Name:--Source: Census
CBSA Number:--Source: Census
CBSA Type:--Source: Census
CBSA Division:--Source: Census
CBSA Population:0Source: Census
MSA:Source: Census
Land Area:261.695 sq miSource: Census
Water Area:64.43 sq miSource: Census
Congressional District:01Source: USPS
Congressional Land Area:0 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:3058750Source: Census
Place Name:Polson city; MontanaSource: Census

Adjacent & Nearby ZIP Codes


59863 | | 59859

Schools in ZIP Code 59860


ZIP Code 59860 is part of 3 school districts, including: Valley View Elementary School District (Grades PK thru 08), Polson Elementary School District (Grades PK thru 08) and Polson High School District (Grades 9th thru 12th). There are 5 public schools and 1 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Valley View School 42448 Valley View Road
Polson, MT 59860
District: Valley View Elementary School District
Cherry Valley School 107 8th Avenue West
Polson, MT 59860
District: Polson Elementary School District
Linderman School 312 4th Avenue East
Polson, MT 59860
District: Polson Elementary School District
Polson Middle School 1602 2nd Street West
Polson, MT 59860
District: Polson Elementary School District
Polson High School 1712 2nd Street West
Polson, MT 59860
District: Polson High School District
Mission Valley Christian Academy 38907 Mt Hwy 35
Polson, MT 59860
District: Private School

Colleges & Post Secondary Schools near ZIP Code 59860


Salish Kootenai College 58138 US Highway 93
Pablo, MT 59855
Type: Post Secondary
Crevier's Academy Of Cosmetology Arts 240 West Idaho
Kalispell, MT 59901
Type: Post Secondary
Flathead Valley Community College 777 Grandview Dr
Kalispell, MT 59901
Type: Post Secondary
The University Of Montana - Missoula College 1205 East Broadway Street
Missoula, MT 59802
Type: Post Secondary
The University Of Montana Missoula, Montana
Missoula, MT 59812
Type: Post Secondary
Blackfeet Community College 504 S.e. East Boundary
Browning, MT 59417-0819
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov