ZIP Code 41011 in Covington, KY

Data Last Updated: October 1, 2025
City:Covington, Kentucky
City Alias:Ft Mitchell, Ft Wright, Park Hills
Names to Avoid:
Cov, Decoursey, Fort Wright, Kenton Hills, Lookout Heights
County:Kenton County
Timezone:Eastern (GMT -05:00)
Local Time:11:30:28 PM
Population:26,470 [See All]
Area Code:859
Classification:Standard [Normal Street Delivery]
Coordinates:39.0652, -84.5295
Land Area:7.029 sq mi
Quick Link:
https://www.zip-codes.com/zip-code/41011/zip-code-41011.asp

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Population & Demographics


ZIP Code 41011 has 26,470 residents and 12,509 households (average 2.08 persons per household). The median age is 36.9 years, slightly younger than the state (39.4) and slightly younger than the nation (38.8). The gender split is 50.3% male and 49.7% female, which is slightly higher than the national male share (49.1%). Largest groups are White (74.6%, much lower than the state average of 82.4% and well above the national average of 61.6%) and Black or African American (12.4%, higher than the state average of 8.0%); Hispanic or Latino residents make up 8.2%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:26,470Source: Census DHC
2023 ACS Population Estimate:27,558Source: Census ACS
2025 ZC Population Estimate:29,169Source: ZIP-Codes.com
Population Density:3,765.8 people per sq mile
Average Income:$67,075Source: Census ACS
Households:12,509Source: Census DHC
Average House Value:$269,400Source: Census ACS
Persons Per Household:2.08Source: Census DHC
Average Family Size:3.84Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--25,48524,97425,51325,06825,09825,18826,06625,88626,55827,34227,11527,04427,558
Decennial Census25,872------------------26,470------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 36.9

Male Median Age: 36.4

Female Median Age: 37.5

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male8727666966727901,3231,214999804748790867919677543267194162
Female8027257075887921,3371,170927726658700891810728544382324356
Total1,6741,4911,4031,2601,5822,6602,3841,9261,5301,4061,4901,7581,7291,4051,087649518518
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:19,75673.66%
Black:3,28112.23%
Hispanic:*2,1708.09%
Asian:2590.97%
American Indian:1310.49%
Hawaiian:210.08%
Other:1,2024.48%
Total:26,820100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:13,30350.26%36.4 years
Females:13,16749.74%37.5 years
Total:26,470100%36.9 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:25,24491.60%
Native, born in PR, Island Areas, or abroad:4201.52%
Foreign born, naturalized U.S. citizen:4031.46%
Foreign born, not a U.S. citizen:1,4916.87%
Total Population:27,558100%
Total Native Population:25,66493.13%
Total Foreign-born Population:1,8946.87%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $67,075, which is well under the national median ($78,538), is up $28,832 (75.4%) since 2011 and above its 2019 pre-pandemic level by $19,020. Family households earn a median of $104,833 versus $43,376 for nonfamily households (a difference of $61,457). By gender, male median income is $59,798 and female is $59,544, which is much higher than the state female median ($45,769), with a current gap of $254 that has narrowed from 2011 to 2023. The labor-force participation rate is 69.1%, which is markedly above the state rate (59.6%). The unemployment rate is 4.1%, which is better than the national rate (5.2%). The largest occupation group is Management (48.7%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$38,243$39,132$39,397$38,762$37,432$40,076$42,323$45,532$48,055$49,317$53,836$59,684$67,075
Median Family Income$50,375$52,897$52,583$53,060$51,467$53,834$58,220$62,422$63,991$67,622$77,969$100,295$104,833
Median NonFamily Income$29,542$27,484$28,267$28,169$28,276$29,731$31,071$32,339$35,348$37,988$40,738$41,493$43,376
Median Male Income$43,644$45,250$44,802$46,140$45,304$45,137$46,775$49,024$50,841$50,949$54,022$58,741$59,798
Median Female Income$38,937$39,130$38,425$37,061$36,264$37,039$40,370$40,529$42,246$46,791$46,842$50,684$59,544
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:14,92266.28%
Unemployed:6332.81%
Not In Labor Force:6,95830.91%
Total:22,513100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:7,27148.73%
Service:2,30815.47%
Sales and Office:2,75518.46%
Natural resources, construction, and maintenance:1,0306.90%
Production, transportation, and material moving:1,55810.44%
Total Civilian Employed Population:14,922100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $269,400, which is much higher than the state median ($192,300), is up $107,900 (66.81%) since 2011 and above its 2019 pre-pandemic level by $90,400. The median gross rent is $1,011, which is well under the national median ($1,348), is up $383 (60.99%) since 2011 and above its 2019 pre-pandemic level by $276. Of occupied housing, owners make up 46.41% (68.54% with a mortgage, 31.46% free-and-clear) and renters 53.59% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 13.21%, which is far higher than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$161,500$158,900$152,800$150,300$157,400$161,500$162,900$171,800$179,000$192,300$208,900$245,100$269,400
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:72310.73%
$500 to $999:2,49637.03%
$1,000 to $1,499:1,96129.09%
$1,500 to $1,999:92613.74%
$2,000 to $2,499:1932.86%
$2,500 to $2,999:1482.20%
$3,000 or more:1031.53%
No Rent:1902.82%
Total:6,740100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$628$661$674$671$673$679$686$718$735$753$820$906$1,011
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):4,00031.81%
Owner Occupied (free and clear, no mortgage):1,83614.60%
Renter Occupied:6,74053.59%
Total Occupied Housing Units:12,576100%

Occupied Housing Units:12,57686.79%
Vacant Housing Units (not graphed):1,91413.21%
Total Housing Units:14,490100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:7,19449.65%
Multi-Family Units:7,24950.03%
Other Units:470.32%
Total Housing Units:14,490100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 43.70% of adults (25+) have a bachelor's degree or higher, which is markedly above the state rate (27.00%), well above both the state and national averages. High school or higher is 88.50%, which is comparable to the national rate (89.40%). The uninsured rate is 8.20%, which is notably higher than the state rate (5.90%). The share of people in poverty is 9.70%, which is on par with the state rate (11.80%), down 12.00 percentage points since 2011 and below its 2019 pre-pandemic level by 8.20 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (39.79%). College enrollment is 22.24%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:8564.37%
9th to 12th grade, no diploma:1,3967.12%
High school graduate (includes equivalency):4,36122.25%
Some college, no degree:2,83214.45%
Associate's degree:1,5888.10%
Bachelor's degree:4,89124.95%
Graduate or professional degree:3,68018.77%
Total:19,604100%
High school or higher:17,35288.51%
Bachelor's degree or higher:8,57143.72%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:16,64054.55%
Public Insurance:11,62238.10%
No Insurance:2,2427.35%
Total:30,504100%
Has Health Insurance:28,26292.65%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty21.7%19.2%20.7%21.5%22.3%20.5%20.0%19.1%17.9%18.3%15.7%13.3%9.7%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:4689.43%
Kindergarten:57711.63%
Elementary school (grades 1-8):1,97539.79%
High school (grades 9-12):83916.91%
College or graduate school:1,10422.24%
Total:4,963100%
Early Childhood:1,04521.06%
K-12 (Primary & Secondary School):3,39168.33%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 41011 supports both business and residential activity. According to the Business Census (2023), there are 773 business establishments, employing about 11,282 people with an annual payroll of $667,640,000. USPS data shows 14,024 residential mailboxes and 1,032 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:14,024Source: USPS
# Business Mailboxes:1,032Source: USPS
Total Delivery Receptacles:15,068Source: USPS
Single Family Delivery Units:8,724Source: USPS
Multi Family Delivery Units:3,740Source: USPS
# of Businesses:773Source: CBP
1st Quarter Payroll:$168,690,000Source: CBP
Annual Payroll:$667,640,000Source: CBP
# of Employees:11,282Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 41011 is located in Kenton County, Kentucky, within the Cincinnati, OH-KY-IN Metropolitan Statistical Area (CBSA 17140) and Kentucky's 4th Congressional District. This Metro area has a population of 2,255,257 people, about 1.17% of whom live in ZIP Code 41011. It covers 7.029 sq mi of land and a water area of 0.053 sq mi.

CBSA Name:Cincinnati, OH-KY-INSource: Census
CBSA Number:17140Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:2,255,257Source: Census
MSA:Cincinnati-Hamilton, OH-KY-IN CMSASource: Census
Land Area:7.029 sq miSource: Census
Water Area:0.053 sq miSource: Census
Congressional District:04Source: USPS
Congressional Land Area:4382.19 sq miSource: Census
PMSA:Cincinnati, OH-KY-IN PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2117848Source: Census
Place Name:Covington city; KentuckySource: Census

Adjacent & Nearby ZIP Codes


41012 | | 41010

Schools in ZIP Code 41011


ZIP Code 41011 is part of 2 school districts, including: Kenton County School District (Grades PK thru 12) and Covington Independent School District (Grades Pre-Kindergarten thru 12th). There are 6 public schools and 4 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Ft Wright Elementary School 501 Farrell Dr
Covington, KY 41011
District: Kenton County School District
Northern Ky Technical College 1025 Amsterdam Road
Covington, KY 41011
District: Kenton County School District
Northern Kentucky Tech 1025 Amsterdam Road
Covington, KY 41011
District: Kenton County School District
John G Carlisle Elementary 910 Holman St
Covington, KY 41011
District: Covington Independent School District
Biggs Early Childhood Education Ctr 1124 Scott Blvd
Covington, KY 41011
District: Covington Independent School District
Transformational Learning Center 200 Home Road
Covington, KY 41011
District: Covington Independent School District
St Agnes School 1322 Sleepy Hollow Rd
Ft Wright, KY 41011
District: Private School
Prince Of Peace Catholic Montessori 625 W Pike St
Covington, KY 41011
District: Private School
Notre Dame Academy 1699 Hilton Dr
Park Hills, KY 41011
District: Private School
Covington Catholic High School 1600 Dixie Hwy
Park Hills, KY 41011
District: Private School

Colleges & Post Secondary Schools near ZIP Code 41011


Brighton Center's Center For Employment Training 601 Washington Ave., Suite 140
Newport, KY 41071-1968
Type: Post Secondary
Interactive College Of Technology-Newport 76 Carothers Road
Newport, KY 41071
Type: Post Secondary
Art Academy Of Cincinnati 1212 Jackson Street
Cincinnati, OH 45202-1706
Type: Post Secondary
Thomas More University 333 Thomas More Parkway
Crestview Hills, KY 41017-3495
Type: Post Secondary
Gods Bible School And College 1810 Young Street
Cincinnati, OH 45202-6838
Type: Post Secondary
The Christ College Of Nursing And Health Sciences 2139 Auburn Avenue
Cincinnati, OH 45219-2989
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov