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Population & Demographics

ZIP Code 38863 has 20,195 residents and 7,757 households (average 2.58 persons per household). The median age is 38.9 years, about the same as the state (39.0) and about the same as the nation (38.8). The gender split is 48.1% male and 51.9% female, which is slightly lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (76.4%, much higher than the state average of 56.0% and well above the national average of 61.6%) and Black or African American (13.8%, much lower than the state average of 36.6%); Hispanic or Latino residents make up 7.2%, which is much lower than the national average (18.7%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	20,195Source: Census DHC
2023 ACS Population Estimate:	18,849Source: Census ACS
2025 ZC Population Estimate:	23,772Source: ZIP-Codes.com
Population Density:	69.7 people per sq mile
Average Income:	$51,113Source: Census ACS

Households:	7,757Source: Census DHC
Average House Value:	$138,900Source: Census ACS
Persons Per Household:	2.58Source: Census DHC
Average Family Size:	3.06Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 38863 population estimates from 2011-2023, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Census ACS Population Estimate	--	20,299	20,871	20,306	20,350	20,191	20,922	20,734	21,115	20,560	20,526	18,692	18,465	18,849
Decennial Census	19,788	--	--	--	--	--	--	--	--	--	20,195	--	--	--

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 38.9

Male Median Age: 37.7

Female Median Age: 40.2

Line chart for ZIP 38863 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	642	681	758	715	551	590	571	580	637	594	650	696	587	499	431	252	162	112
Female	603	679	757	746	555	617	606	653	628	672	652	730	611	592	495	360	267	264
Total	1,245	1,360	1,515	1,461	1,106	1,207	1,177	1,233	1,265	1,266	1,302	1,426	1,198	1,091	926	612	429	376

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 38863. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	15,423	74.16%
Black:	2,792	13.43%
Hispanic:*	1,455	7.00%
Asian:	50	0.24%
American Indian:	109	0.52%
Hawaiian:	1	0.00%
Other:	966	4.65%
Total:	20,796	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 38863. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	9,708	48.07%	37.7 years
Females:	10,487	51.93%	40.2 years
Total:	20,195	100%	38.9 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 38863. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	18,136	96.22%
Native, born in PR, Island Areas, or abroad:	103	0.55%
Foreign born, naturalized U.S. citizen:	120	0.64%
Foreign born, not a U.S. citizen:	490	3.24%
Total Population:	18,849	100%
Total Native Population:	18,239	96.76%
Total Foreign-born Population:	610	3.24%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2023, the Median household income is $51,113, which is well under the national median ($78,538), is up $13,532 (36.0%) since 2011 and above its 2019 pre-pandemic level by $6,761. Family households earn a median of $67,368 versus $25,682 for nonfamily households (a difference of $41,686). By gender, male median income is $47,535 and female is $37,431, which is considerably lower than the national female median ($53,445), with a current gap of $10,104 that has widened from 2011 to 2023. The labor-force participation rate is 60.9%, which is well above the state rate (57.2%). The unemployment rate is 3.4%, which is considerably lower than the state rate (5.9%). The largest occupation group is Sales (26.7%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 38863 from 2011-2023 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Household Income	$37,581	$40,150	$41,305	$43,029	$41,191	$40,259	$41,612	$40,606	$44,352	$49,941	$52,500	$54,641	$51,113
Median Family Income	$49,427	$50,266	$51,806	$52,436	$51,652	$47,976	$50,837	$45,370	$52,977	$58,679	$64,536	$67,494	$67,368
Median NonFamily Income	$14,551	$15,189	$16,130	$17,532	$22,476	$24,318	$24,129	$24,173	$26,703	$26,692	$27,299	$25,295	$25,682
Median Male Income	$32,785	$34,660	$36,736	$38,218	$35,976	$36,415	$37,182	$37,289	$39,027	$41,559	$43,324	$46,116	$47,535
Median Female Income	$30,059	$30,303	$28,429	$27,441	$28,054	$27,219	$27,876	$28,896	$28,671	$31,057	$32,849	$36,569	$37,431

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 38863, city of Pontotoc, Pontotoc County, state of Mississippi, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 38863, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	8,505	58.85%
Unemployed:	302	2.09%
Not In Labor Force:	5,644	39.06%
Total:	14,451	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	2,100	24.69%
Service:	1,499	17.62%
Sales and Office:	2,275	26.75%
Natural resources, construction, and maintenance:	552	6.49%
Production, transportation, and material moving:	2,079	24.44%
Total Civilian Employed Population:	8,505	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2023, the median home value is $138,900, which is well under the national median ($303,400), is up $55,600 (66.75%) since 2011 and above its 2019 pre-pandemic level by $29,400. The median gross rent is $882, which is considerably lower than the national median ($1,348), is up $307 (53.39%) since 2011 and above its 2019 pre-pandemic level by $157. Of occupied housing, owners make up 67.56% (45.41% with a mortgage, 54.59% free-and-clear) and renters 32.44% - making this ZIP Code less home ownership than the state and under national rental averages. The vacancy rate is 16.01%, which is far higher than the national rate (10.43%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 38863, compared with Pontotoc, Pontotoc County, state of Mississippi, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 38863 across years 2011-2023 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Home Value	$83,300	$80,600	$87,600	$91,200	$88,500	$89,300	$104,100	$103,900	$109,500	$121,400	$124,200	$139,600	$138,900

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 38863, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	251	10.98%
$500 to $999:	1,121	49.02%
$1,000 to $1,499:	546	23.87%
$1,500 to $1,999:	41	1.79%
$2,000 to $2,499:	0	0.00%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	0	0.00%
No Rent:	328	14.34%
Total:	2,287	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 38863 over the years 2011-2023 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Rent	$575	$580	$579	$607	$600	$643	$673	$674	$725	$731	$749	$814	$882

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 38863. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	2,163	30.68%
Owner Occupied (free and clear, no mortgage):	2,600	36.88%
Renter Occupied:	2,287	32.44%
Total Occupied Housing Units:	7,050	100%

Occupied Housing Units:	7,050	83.99%
Vacant Housing Units (not graphed):	1,344	16.01%
Total Housing Units:	8,394	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 38863. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	5,883	70.09%
Multi-Family Units:	572	6.81%
Other Units:	1,939	23.10%
Total Housing Units:	8,394	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2023, 19.10% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 81.60%, which is far lower than the national rate (89.40%). The uninsured rate is 12.10%, which is well above the national rate (8.60%). The share of people in poverty is 9.30%, which is generally lower than the state rate (14.30%), down 3.60 percentage points since 2011 and below its 2019 pre-pandemic level by 5.00 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (50.95%). College enrollment is 12.00%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 38863, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	1,004	7.94%
9th to 12th grade, no diploma:	1,326	10.48%
High school graduate (includes equivalency):	3,391	26.81%
Some college, no degree:	2,849	22.53%
Associate's degree:	1,657	13.10%
Bachelor's degree:	1,379	10.90%
Graduate or professional degree:	1,041	8.23%
Total:	12,647	100%
High school or higher:	10,317	81.58%
Bachelor's degree or higher:	2,420	19.13%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 38863. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	11,497	55.76%
Public Insurance:	6,864	33.29%
No Insurance:	2,256	10.94%
Total:	20,617	100%
Has Health Insurance:	18,361	89.06%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)

Line chart displaying the share of families and people in ZIP 38863 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2023. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
% of People in Poverty	12.9%	11.8%	9.8%	12.7%	14.1%	14.3%	12.6%	15.0%	14.3%	11.0%	11.5%	13.1%	9.3%

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	353	7.68%
Kindergarten:	276	6.00%
Elementary school (grades 1-8):	2,343	50.95%
High school (grades 9-12):	1,075	23.37%
College or graduate school:	552	12.00%
Total:	4,599	100%
Early Childhood:	629	13.68%
K-12 (Primary & Secondary School):	3,694	80.32%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Pontotoc, Mississippi
Names to Avoid:	Chiwapa, Furrs, Goodfood, Nixon, Plymouth, Possum Trot, Rough Edge, Springville, Troy, Zion
Counties:	Pontotoc County[Primary] Lafayette County
Timezone:	Central (GMT -06:00)
Local Time:	10:06:45 PM
Population:	20,195 [See All]
Area Code:	662
Classification:	Standard [Normal Street Delivery]
Coordinates:	34.2273, -89.0352
Land Area:	289.795 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/38863/zip-code-38863.asp

# Residential Mailboxes:	9,214Source: USPS
# Business Mailboxes:	593Source: USPS
Total Delivery Receptacles:	10,035Source: USPS
Single Family Delivery Units:	8,583Source: USPS
Multi Family Delivery Units:	69Source: USPS

# of Businesses:	407Source: CBP
1st Quarter Payroll:	$56,199,000Source: CBP
Annual Payroll:	$219,235,000Source: CBP
# of Employees:	6,289Source: CBP

CBSA Name:	--Source: Census
CBSA Number:	--Source: Census
CBSA Type:	--Source: Census
CBSA Division:	--Source: Census
CBSA Population:	0Source: Census
MSA:	Source: Census
Land Area:	289.795 sq miSource: Census
Water Area:	1.703 sq miSource: Census

Congressional District:	01Source: USPS
Congressional Land Area:	10572.8 sq miSource: Census
PMSA:	Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	2859160Source: Census
Place Name:	Pontotoc city; MississippiSource: Census

ZIP Code 38863 in Pontotoc, MS

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2023)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 38863

Colleges & Post Secondary Schools near ZIP Code 38863

Sources & References