| City: | Charlotte, North Carolina |
| County: | Mecklenburg County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 8:12:30 PM |
| Population: | 49,600 [See All] |
| Area Code: | 704 |
| Classification: | Standard [Normal Street Delivery] |
| Coordinates: | 35.2180, -80.7868 |
| Land Area: | 11.828 sq mi |
| Quick Link: |
ZIP Code 28205 has 49,600 residents and 22,776 households (average 2.16 persons per household). The median age is 33.5 years, younger than the state (39.4) and younger than the nation (38.8). The gender split is 49.6% male and 50.4% female, which is slightly higher than the state male share (48.5%). Largest groups are White (50.2%, much lower than the state average of 62.2% and well below the national average of 61.6%) and Black or African American (24.7%, much higher than the national average of 12.4%); Hispanic or Latino residents make up 19.4%, which is much higher than the state average (10.7%), and Black or African American share is much higher than the national average (12.4%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 49,600Source: Census DHC |
| 2023 ACS Population Estimate: | 51,297Source: Census ACS |
| 2025 ZC Population Estimate: | 56,008Source: ZIP-Codes.com |
| Population Density: | 4,193.4 people per sq mile |
| Average Income: | $72,479Source: Census ACS |
| Households: | 22,776Source: Census DHC |
| Average House Value: | $410,800Source: Census ACS |
| Persons Per Household: | 2.16Source: Census DHC |
| Average Family Size: | 3.65Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 42,087 | 43,299 | 45,160 | 46,071 | 46,904 | 46,507 | 46,771 | 48,539 | 48,798 | 50,461 | 51,418 | 51,160 | 51,297 |
| Decennial Census | 43,931 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 49,600 | -- | -- | -- |
Median Age: 33.5
Male Median Age: 33.6
Female Median Age: 33.5
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 1,746 | 1,319 | 1,233 | 961 | 1,419 | 3,172 | 3,288 | 2,549 | 1,872 | 1,522 | 1,353 | 1,177 | 1,054 | 807 | 492 | 305 | 155 | 159 |
| Female | 1,642 | 1,377 | 1,203 | 925 | 1,617 | 3,461 | 3,229 | 2,278 | 1,673 | 1,357 | 1,311 | 1,182 | 1,113 | 885 | 690 | 410 | 285 | 379 |
| Total | 3,388 | 2,696 | 2,436 | 1,886 | 3,036 | 6,633 | 6,517 | 4,827 | 3,545 | 2,879 | 2,664 | 2,359 | 2,167 | 1,692 | 1,182 | 715 | 440 | 538 |
| White: | 24,893 | 44.96% |
| Black: | 12,241 | 22.11% |
| Hispanic:* | 9,598 | 17.34% |
| Asian: | 1,987 | 3.59% |
| American Indian: | 367 | 0.66% |
| Hawaiian: | 29 | 0.05% |
| Other: | 6,248 | 11.29% |
| Total: | 55,363 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 24,583 | 49.56% | 33.6 years |
| Females: | 25,017 | 50.44% | 33.5 years |
| Total: | 49,600 | 100% | 33.5 years |
| Native, born in the United States: | 40,253 | 78.47% |
| Native, born in PR, Island Areas, or abroad: | 733 | 1.43% |
| Foreign born, naturalized U.S. citizen: | 3,016 | 5.88% |
| Foreign born, not a U.S. citizen: | 7,295 | 20.10% |
| Total Population: | 51,297 | 100% |
| Total Native Population: | 40,986 | 79.90% |
| Total Foreign-born Population: | 10,311 | 20.10% |
In 2023, the Median household income is $72,479, which is far less than the national median ($78,538), is up $35,349 (95.2%) since 2011 and above its 2019 pre-pandemic level by $19,713. Family households earn a median of $84,840 versus $61,196 for nonfamily households (a difference of $23,644). By gender, male median income is $63,464 and female is $54,455, which is markedly greater than the state female median ($49,054), with a current gap of $9,009 that has widened from 2011 to 2023. The labor-force participation rate is 79.1%, which is markedly above the state rate (62.7%). The unemployment rate is 4.7%, which is slightly lower than the national rate (5.2%). The largest occupation group is Management (47.1%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $37,130 | $34,783 | $35,310 | $37,039 | $38,777 | $40,996 | $45,202 | $49,378 | $52,766 | $56,196 | $61,525 | $68,418 | $72,479 |
| Median Family Income | $41,045 | $37,795 | $37,670 | $39,267 | $41,320 | $45,138 | $51,574 | $52,928 | $60,763 | $62,564 | $71,318 | $80,154 | $84,840 |
| Median NonFamily Income | $31,981 | $31,252 | $30,895 | $34,312 | $35,841 | $36,579 | $39,713 | $42,660 | $47,243 | $50,164 | $54,188 | $58,807 | $61,196 |
| Median Male Income | $35,578 | $35,260 | $36,066 | $35,197 | $33,410 | $35,266 | $36,988 | $40,704 | $43,799 | $49,347 | $52,645 | $59,222 | $63,464 |
| Median Female Income | $32,793 | $31,848 | $32,397 | $34,546 | $34,682 | $36,794 | $40,129 | $40,825 | $43,379 | $43,632 | $47,384 | $50,600 | $54,455 |
| Employed: | 30,872 | 75.07% |
| Unemployed: | 1,528 | 3.72% |
| Not In Labor Force: | 8,725 | 21.22% |
| Total: | 41,125 | 100% |
| Management, business, science, and arts: | 14,529 | 47.06% |
| Service: | 4,343 | 14.07% |
| Sales and Office: | 5,237 | 16.96% |
| Natural resources, construction, and maintenance: | 3,376 | 10.94% |
| Production, transportation, and material moving: | 3,387 | 10.97% |
| Total Civilian Employed Population: | 30,872 | 100% |
In 2023, the median home value is $410,800, which is much higher than the state median ($259,400), is up $247,800 (152.02%) since 2011 and above its 2019 pre-pandemic level by $162,700. The median gross rent is $1,376, which is markedly greater than the state median ($1,162), is up $629 (84.20%) since 2011 and above its 2019 pre-pandemic level by $372. Of occupied housing, owners make up 41.77% (76.16% with a mortgage, 23.84% free-and-clear) and renters 58.23% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 7.25%, which is far lower than the state rate (13.05%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $163,000 | $161,600 | $160,100 | $156,800 | $159,900 | $166,700 | $188,800 | $221,100 | $248,100 | $273,200 | $299,600 | $375,200 | $410,800 |
| Less than $500: | 284 | 2.14% |
| $500 to $999: | 2,097 | 15.78% |
| $1,000 to $1,499: | 5,527 | 41.60% |
| $1,500 to $1,999: | 3,709 | 27.91% |
| $2,000 to $2,499: | 832 | 6.26% |
| $2,500 to $2,999: | 209 | 1.57% |
| $3,000 or more: | 354 | 2.66% |
| No Rent: | 275 | 2.07% |
| Total: | 13,287 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $747 | $743 | $757 | $780 | $783 | $811 | $843 | $923 | $1,004 | $1,059 | $1,146 | $1,280 | $1,376 |
| Owner Occupied (with mortgage): | 7,260 | 31.81% |
| Owner Occupied (free and clear, no mortgage): | 2,273 | 9.96% |
| Renter Occupied: | 13,287 | 58.23% |
| Total Occupied Housing Units: | 22,820 | 100% |
| Occupied Housing Units: | 22,820 | 92.75% |
| Vacant Housing Units (not graphed): | 1,785 | 7.25% |
| Total Housing Units: | 24,605 | 100% |
| Single-Family Units: | 13,903 | 56.50% |
| Multi-Family Units: | 10,601 | 43.08% |
| Other Units: | 101 | 0.41% |
| Total Housing Units: | 24,605 | 100% |
In 2023, 46.50% of adults (25+) have a bachelor's degree or higher, which is markedly above the state rate (34.70%), well above both the state and national averages. High school or higher is 85.50%, which is generally lower than the state rate (89.70%). The uninsured rate is 18.70%, which is far higher than the national rate (8.60%). Public coverage is 25.70%, which is falls below the national rate (36.30%). The share of people in poverty is 12.80%, which is far higher than the national rate (8.70%), down 7.70 percentage points since 2011 and below its 2019 pre-pandemic level by 6.50 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (47.39%). College enrollment is 23.36%, which is on par with the state rate (27.10%), meaning the community mirrors broader higher-education participation.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 3,167 | 8.57% |
| 9th to 12th grade, no diploma: | 2,177 | 5.89% |
| High school graduate (includes equivalency): | 6,112 | 16.53% |
| Some college, no degree: | 6,256 | 16.92% |
| Associate's degree: | 2,082 | 5.63% |
| Bachelor's degree: | 11,391 | 30.81% |
| Graduate or professional degree: | 5,784 | 15.65% |
| Total: | 36,969 | 100% |
| High school or higher: | 31,625 | 85.54% |
| Bachelor's degree or higher: | 17,175 | 46.46% |
| Private Insurance: | 30,802 | 57.69% |
| Public Insurance: | 13,087 | 24.51% |
| No Insurance: | 9,503 | 17.80% |
| Total: | 53,392 | 100% |
| Has Health Insurance: | 43,889 | 82.20% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 20.5% | 23.7% | 26.3% | 26.3% | 26.5% | 22.3% | 21.8% | 19.7% | 19.3% | 15.3% | 15.6% | 14.5% | 12.8% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 872 | 8.68% |
| Kindergarten: | 368 | 3.66% |
| Elementary school (grades 1-8): | 4,763 | 47.39% |
| High school (grades 9-12): | 1,699 | 16.91% |
| College or graduate school: | 2,348 | 23.36% |
| Total: | 10,050 | 100% |
| Early Childhood: | 1,240 | 12.34% |
| K-12 (Primary & Secondary School): | 6,830 | 67.96% |
ZIP Code 28205 supports both business and residential activity. According to the Business Census (2023), there are 1,539 business establishments, employing about 13,424 people with an annual payroll of $647,026,000. USPS data shows 25,930 residential mailboxes and 1,740 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 25,930Source: USPS |
| # Business Mailboxes: | 1,740Source: USPS |
| Total Delivery Receptacles: | 28,665Source: USPS |
| Single Family Delivery Units: | 14,462Source: USPS |
| Multi Family Delivery Units: | 5,204Source: USPS |
| # of Businesses: | 1,539Source: CBP |
| 1st Quarter Payroll: | $158,929,000Source: CBP |
| Annual Payroll: | $647,026,000Source: CBP |
| # of Employees: | 13,424Source: CBP |
ZIP Code 28205 is located in Mecklenburg County, North Carolina, within the Charlotte-Concord-Gastonia, NC-SC Metropolitan Statistical Area (CBSA 16740) and North Carolina's 12nd and 14th Congressional Districts. This Metro area has a population of 2,712,818 people, about 1.83% of whom live in ZIP Code 28205. It covers 11.828 sq mi of land and a water area of 0.012 sq mi.
| CBSA Name: | Charlotte-Concord-Gastonia, NC-SCSource: Census |
| CBSA Number: | 16740Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 2,712,818Source: Census |
| MSA: | Charlotte-Gastonia-Rock Hill, NC-SC MSASource: Census |
| Land Area: | 11.828 sq miSource: Census |
| Water Area: | 0.012 sq miSource: Census |
| Congressional District: | 12,14Source: USPS |
| Congressional Land Area: | 549.66, 0 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3712000Source: Census |
| Place Name: | Charlotte city; North CarolinaSource: Census |
ZIP Code 28205 is in the Charlotte-Mecklenburg Schools, which serves grades Pre-Kindergarten thru 12th. There are 13 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.