ZIP Codes of Swain County, NC

Population & People
Population & People
Total Population
15,799
Household Income
Household Income
Median Income
$49,605
Housing
Housing
Total Housing Units
9,570
Business & Economy
Business & Economy
Total Businesses
402
Employment
Employment
Employment Rate
51.29%
Education
Education
Bachelor's Degree+
21.14%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 3 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:3 ZIP Codes (3 Standard, 0 PO Box, 0 Unique) [See All]
Area Code:828
Timezone:Eastern (GMT -05:00)
Local Time:2:13:00 PM
Population:15,799 [See All]
FIPS:37173
Land Area:414 sq mi
Water Area:14 sq mi
Coordinates:35.4667, -83.4708
Quick Link:
https://www.zip-codes.com/county/nc-swain.asp
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Notable population decline
Lost 11.6% of residents since 2014.
North Carolina's shortest commutes
20-minute avg commute — the shortest in the state.

Standout ZIPs in this County


Most Populous
Bryson City · 8,425 people
53.3% of county total
Highest Income
Cherokee · $60,658 median
1.2× county average
Largest Land Area
Bryson City · 233.6 sq mi
Spans the most ground
Fastest Growth
Bryson City · -4.1% (10-yr)
8,782 → 8,425 residents
Most Educated
Bryson City · 23.7% bachelor's+
1,529 of 6,460 adults 25+

Things worth knowing about Swain County


15,799 residents live across 3 ZIPs covering 414 sq mi, served by 3 distinct USPS-recognized cities.

Population moved from 17,873 to 15,799 from 2014 to 2024 — a -11.6% change. 0 ZIPs gained residents, 3 lost.

The county's wealthiest ZIP 28719 (Cherokee, $60,658 median) and poorest ZIP 28702 (Almond, $37,275) are 22.1 miles apart — a 1.6× income gap across local geography.

Median home values vary 1.8× across this county — from $188,400 in 28719 (Cherokee) to $332,300 in 28702 (Almond).

Density varies across the county — from 22 people/sq mi in 28702 (Almond) to 44 in 28719 (Cherokee).

Educational attainment ranges from 17.7% bachelor's+ in 28719 (Cherokee) to 23.7% in 28713 (Bryson City) — the breadth of educational profiles across the area.

Within North Carolina, this is the #85 most populous of 100 counties and ranks #89 for median household income .

Weighted by population, the typical household earns about $54,575 across the county — reflecting what a typical resident sees, not a simple ZIP average.

21.1% of adults age 25+ hold a bachelor's degree or higher (2,376 of 11,237 reporting).

3 Standard delivery, 0 PO Box only, 0 single-entity Unique ZIPs serve this county.

Stories about Swain County


Population decline

Swain County lost 11.6% of residents between 2014 and 2024. ZIPs that shed the largest share:

Cherokee
-19.7%
8,454 → 6,786 residents

All ZIP Codes in Swain County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
28713Bryson CityStandard8,425$50,882233.6-4.1%
28719CherokeeStandard6,786$60,658154.0-19.7%
28702AlmondStandard588$37,27526.7-7.7%

Adjacent & Nearby Counties