ZIP Codes of Clay County, KY

Population & People
Population & People
Total Population
19,895
Household Income
Household Income
Median Income
$31,851
Housing
Housing
Total Housing Units
8,736
Business & Economy
Business & Economy
Total Businesses
224
Employment
Employment
Employment Rate
38.37%
Education
Education
Bachelor's Degree+
15.31%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 8 ZIPs in this county.
Data Last Updated: July 1, 2026
ZIP Codes:8 ZIP Codes (4 Standard, 4 PO Box, 0 Unique) [See All]
Area Code:606
Timezone:Eastern (GMT -05:00)
Local Time:11:53:35 PM
Population:19,895 [See All]
FIPS:21051
CBSA:Corbin, KY
Land Area:476 sq mi
Water Area:2 sq mi
Coordinates:37.1729, -83.7108
Quick Link:
https://www.zip-codes.com/county/ky-clay.asp
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Notable income spread
Median income ranges $16,801 to $42,852 across ZIPs — a 2.6× gap.

Standout ZIPs in this County


Most Populous
Manchester · 17,310 people
87.0% of county total
Highest Income
Manchester · $42,852 median
1.3× county average
Largest Land Area
Manchester · 343.0 sq mi
Spans the most ground
Fastest Growth
Oneida · 4.4% (10-yr)
1,202 → 1,255 residents
Most Educated
Manchester · 16.4% bachelor's+
2,054 of 12,521 adults 25+

Things worth knowing about Clay County


19,895 residents live across 8 ZIPs covering 476 sq mi, served by 8 distinct USPS-recognized cities.

Population moved from 21,108 to 19,895 from 2014 to 2024 — a -5.7% change. 3 ZIPs gained residents, 2 lost.

The county's wealthiest ZIP 40962 (Manchester, $42,852 median) and poorest ZIP 40983 (Sextons Creek, $16,801) are 13.5 miles apart — a 2.6× income gap across local geography.

Median home values vary 2.2× across this county — from $47,200 in 40914 (Big Creek) to $103,000 in 40962 (Manchester).

Density varies across the county — from 16 people/sq mi in 40983 (Sextons Creek) to 50 in 40962 (Manchester).

Educational attainment ranges from 3.6% bachelor's+ in 40914 (Big Creek) to 16.4% in 40962 (Manchester) — the breadth of educational profiles across the area.

Within Kentucky, this is the #55 most populous of 120 counties and ranks #116 for median household income .

Weighted by population, the typical household earns about $41,747 across the county — reflecting what a typical resident sees, not a simple ZIP average.

15.3% of adults age 25+ hold a bachelor's degree or higher (2,212 of 14,445 reporting).

4 Standard delivery, 4 PO Box only, 0 single-entity Unique ZIPs serve this county.

Stories about Clay County


Single-ZIP anchor

One ZIP holds the majority of this county's population — a sign of a county built around a single city or town.

Manchester

Population decline

Clay County lost 5.7% of residents between 2014 and 2024. ZIPs that shed the largest share:

Sextons Creek
-68.3%
761 → 241 residents

All ZIP Codes in Clay County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
40962ManchesterStandard17,310$42,852343.0-7.0%
40972OneidaStandard1,255$41,25073.64.4%
40914Big CreekStandard820$26,50244.5104.5%
40941GarrardPO Box2690.0102.3%
40983Sextons CreekStandard241$16,80115.3-68.3%
40932Fall RockPO Box0.0
40944Goose RockPO Box0.0
40951HimaPO Box0.0

Adjacent & Nearby Counties