ZIP Codes of St Joseph County, IN

Population & People
Population & People
Total Population
282,397
Household Income
Household Income
Median Income
$70,555
Housing
Housing
Total Housing Units
123,320
Business & Economy
Business & Economy
Total Businesses
6,022
Employment
Employment
Employment Rate
59.96%
Education
Education
Bachelor's Degree+
33.08%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 27 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:27 ZIP Codes (18 Standard, 7 PO Box, 2 Unique) [See All]
Area Codes:219 / 574
Timezone:Eastern (GMT -05:00)
Local Time:2:12:09 PM
Population:282,397 [See All]
FIPS:18141
CBSA:South Bend-Mishawaka, IN-MI
Land Area:498 sq mi
Water Area:6 sq mi
Coordinates:41.6556, -86.2561
Quick Link:
https://www.zip-codes.com/county/in-st-joseph.asp
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Among Indiana's 5 most populous counties
#5 of 92 counties with 282,397 residents.
Notable income spread
Median income ranges $30,789 to $122,129 across ZIPs — a 4.0× gap.
Wide geographic spread
ZIPs range from 98.5 sq mi down to 1.64 — a 60× sprawl ratio.
Striking education divide
Bachelor's share spans 11.9% to 60.3% — a 48-point gap.

Standout ZIPs in this County


Most Populous
Granger · 31,598 people
11.2% of county total
Highest Income
Granger · $122,129 median
1.7× county average
Largest Land Area
Walkerton · 98.5 sq mi
Spans the most ground
Fastest Growth
Notre Dame · 12.8% (10-yr)
7,395 → 8,344 residents
Most Educated
South Bend · 60.3% bachelor's+
4,355 of 7,227 adults 25+

Things worth knowing about St Joseph County


282,397 residents live across 27 ZIPs covering 498 sq mi, served by 10 distinct USPS-recognized cities.

Population moved from 276,527 to 282,369 from 2014 to 2024 — a +2.1% change. 9 ZIPs gained residents, 11 lost.

The county's wealthiest ZIP 46530 (Granger, $122,129 median) and poorest ZIP 46601 (South Bend, $30,789) are 8.0 miles apart — a 4.0× income gap across local geography.

Median home values vary 4.2× across this county — from $82,800 in 46613 (South Bend) to $345,400 in 46530 (Granger).

Density varies 71× across the county — from 64 people/sq mi in 46554 (North Liberty) to 4,524 in 46613 (South Bend).

Most of the decade's growth concentrated around South Bend — top growth ZIPs averaged +12.3% over the past ten years ( 46556 , 46637 and 46616 ).

Educational attainment ranges from 11.9% bachelor's+ in 46613 (South Bend) to 60.3% in 46617 (South Bend) — the breadth of educational profiles across the area.

Within Indiana, this is the #5 most populous of 92 counties and ranks #53 for median household income .

Hosts 2 single-entity Unique ZIPs: 46699Business Reply ; and 46626South Bend Tribune .

Weighted by population, the typical household earns about $71,541 across the county — reflecting what a typical resident sees, not a simple ZIP average.

33.1% of adults age 25+ hold a bachelor's degree or higher (61,402 of 185,601 reporting).

18 Standard delivery, 7 PO Box only, 2 single-entity Unique ZIPs serve this county.

Stories about St Joseph County


Higher-education hub

2 ZIPs in this county where more than 60% of adults 25+ hold a bachelor's degree — typically college campuses, research enclaves, or tech corridors.

Notre Dame
70.9%
8,344 residents
South Bend
60.3%
10,032 residents

Two counties in one

Median household income spans 4.0× between the wealthiest and poorest ZIPs — a sign of significant intra-county inequality.

Wealthiest ZIP
Granger
Median income: $122,129
Population: 31,598
Bachelor's+: 56.0%
vs
Poorest ZIP (pop >= 500)
South Bend
Median income: $30,789
Population: 4,800
Bachelor's+: 23.5%
For every $1 of household income in 46601, the typical household in 46530 earns $3.97.

All ZIP Codes in St Joseph County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
46530GrangerStandard31,598$122,12924.85.6%
46544MishawakaStandard31,077$58,82940.7-0.4%
46614South BendStandard29,602$74,15352.5-2.1%
46628South BendStandard27,685$61,75934.76.4%
46545MishawakaStandard26,606$56,86518.310.2%
46619South BendStandard21,729$48,08124.7-1.7%
46637South BendStandard16,200$71,4629.612.1%
46615South BendStandard14,190$62,9643.4-4.6%
46561OsceolaStandard13,996$91,71113.9-0.9%
46613South BendStandard12,279$42,5372.710.5%
46617South BendStandard10,032$74,1862.73.4%
46556Notre DamePO Box8,3442.312.8%
46574WalkertonStandard7,426$76,18198.5-3.3%
46552New CarlisleStandard7,047$91,34164.5-1.5%
46635South BendStandard6,410$81,9443.09.2%
46616South BendStandard5,979$58,5371.611.9%
46601South BendStandard4,800$30,7892.1-26.6%
46554North LibertyStandard4,405$88,06868.9-12.9%
46536LakevilleStandard2,964$78,44829.4-15.6%
46624South BendPO Box280.0
46595WyattPO Box00.0-100.0%
46546MishawakaPO Box0.0
46680South BendPO Box0.0
46699South BendUnique0.0
46634South BendPO Box0.0
46626South BendUnique0.0
46660South BendPO Box0.0

Adjacent & Nearby Counties