ZIP Codes of Putnam County, FL

Population & People
Population & People
Total Population
72,511
Household Income
Household Income
Median Income
$48,820
Housing
Housing
Total Housing Units
35,565
Business & Economy
Business & Economy
Total Businesses
1,314
Employment
Employment
Employment Rate
43.83%
Education
Education
Bachelor's Degree+
15.14%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 18 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:18 ZIP Codes (11 Standard, 7 PO Box, 0 Unique) [See All]
Area Codes:352 / 386
Timezone:Eastern (GMT -05:00)
Local Time:2:11:39 PM
Population:72,511 [See All]
FIPS:12107
CBSA:Palatka, FL
Land Area:720 sq mi
Water Area:87 sq mi
Coordinates:29.6117, -81.7243
Quick Link:
https://www.zip-codes.com/county/fl-putnam.asp
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Wide geographic spread
ZIPs range from 275.2 sq mi down to 2.11 — a 131× sprawl ratio.

Standout ZIPs in this County


Most Populous
Palatka · 25,645 people
35.4% of county total
Highest Income
East Palatka · $69,416 median
1.4× county average
Largest Land Area
Palatka · 275.2 sq mi
Spans the most ground
Fastest Growth
Interlachen · 18.1% (10-yr)
10,212 → 12,063 residents
Most Educated
Melrose · 31.5% bachelor's+
1,719 of 5,462 adults 25+

Things worth knowing about Putnam County


72,511 residents live across 18 ZIPs covering 720 sq mi, served by 16 distinct USPS-recognized cities.

Population moved from 70,149 to 72,511 from 2014 to 2024 — a +3.4% change. 7 ZIPs gained residents, 6 lost.

The county's wealthiest ZIP 32131 (East Palatka, $69,416 median) and poorest ZIP 32157 (Lake Como, $22,111) are 14.5 miles apart — a 3.1× income gap across local geography.

Median home values vary 2.8× across this county — from $100,400 in 32181 (Pomona Park) to $280,600 in 32193 (Welaka).

Density varies 17× across the county — from 34 people/sq mi in 32140 (Florahome) to 587 in 32193 (Welaka).

Educational attainment ranges from 6.3% bachelor's+ in 32181 (Pomona Park) to 35.3% in 32187 (San Mateo) — the breadth of educational profiles across the area.

Within Florida, this is the #40 most populous of 67 counties and ranks #61 for median household income .

Weighted by population, the typical household earns about $49,462 across the county — reflecting what a typical resident sees, not a simple ZIP average.

15.1% of adults age 25+ hold a bachelor's degree or higher (7,863 of 51,945 reporting).

11 Standard delivery, 7 PO Box only, 0 single-entity Unique ZIPs serve this county.

Stories about Putnam County


Two counties in one

Median household income spans 3.1× between the wealthiest and poorest ZIPs — a sign of significant intra-county inequality.

Wealthiest ZIP
East Palatka
Median income: $69,416
Population: 5,078
Bachelor's+: 15.6%
vs
Poorest ZIP (pop >= 500)
Lake Como
Median income: $22,111
Population: 639
Bachelor's+: 16.9%
For every $1 of household income in 32157, the typical household in 32131 earns $3.14.

All ZIP Codes in Putnam County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
32177PalatkaStandard25,645$47,796275.2-3.6%
32148InterlachenStandard12,063$45,42085.118.1%
32112Crescent CityStandard8,214$39,89082.7-4.8%
32666MelroseStandard6,662$68,76570.3-0.7%
32189SatsumaStandard5,593$42,92031.9-3.6%
32131East PalatkaStandard5,078$69,41646.010.0%
32181Pomona ParkStandard2,377$47,10133.910.4%
32140FlorahomeStandard1,479$35,47443.159.4%
32147HollisterPO Box1,3530.01239.6%
32193WelakaStandard1,236$56,5282.14.4%
32187San MateoStandard1,191$51,98227.4-28.7%
32139GeorgetownStandard981$58,43822.0-2.2%
32157Lake ComoPO Box639$22,1110.020.8%
32149InterlachenPO Box0.0
32178PalatkaPO Box0.0
32138GrandinPO Box0.0
32185Putnam HallPO Box0.0
32007BostwickPO Box0.0

Adjacent & Nearby Counties