ZIP Codes of Monroe County, FL

Population & People
Population & People
Total Population
81,805
Household Income
Household Income
Median Income
$92,156
Housing
Housing
Total Housing Units
54,826
Business & Economy
Business & Economy
Total Businesses
4,155
Employment
Employment
Employment Rate
58.78%
Education
Education
Bachelor's Degree+
38.63%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 12 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:12 ZIP Codes (7 Standard, 5 PO Box, 0 Unique) [See All]
Area Codes:305 / 645 / 786
Timezone:Eastern (GMT -05:00)
Local Time:2:11:39 PM
Population:81,805 [See All]
FIPS:12087
CBSA:Key West-Key Largo, FL
Land Area:138 sq mi
Water Area:497 sq mi
Coordinates:24.7677, -81.1483
Quick Link:
https://www.zip-codes.com/county/fl-monroe.asp
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Florida's priciest housing
Average median home value: $790,811.

Standout ZIPs in this County


Most Populous
Key West · 35,429 people
43.3% of county total
Highest Income
Big Pine Key · $110,491 median
1.2× county average
Largest Land Area
Key Largo · 54.6 sq mi
Spans the most ground
Fastest Growth
Tavernier · 23.6% (10-yr)
4,665 → 5,768 residents
Most Educated
Summerland Key · 46.7% bachelor's+
2,426 of 5,196 adults 25+

Things worth knowing about Monroe County


81,805 residents live across 12 ZIPs covering 138 sq mi, served by 10 distinct USPS-recognized cities.

Population moved from 75,167 to 81,805 from 2014 to 2024 — a +8.8% change. 6 ZIPs gained residents, 3 lost.

The county's wealthiest ZIP 33043 (Big Pine Key, $110,491 median) and poorest ZIP 33070 (Tavernier, $75,436) are 58.4 miles apart — a 1.5× income gap across local geography.

Median home values vary 1.6× across this county — from $638,000 in 33043 (Big Pine Key) to $1,017,400 in 33036 (Islamorada).

Density varies across the county — from 254 people/sq mi in 33042 (Summerland Key) to 1,831 in 33040 (Key West).

Educational attainment ranges from 30.7% bachelor's+ in 33043 (Big Pine Key) to 46.7% in 33042 (Summerland Key) — the breadth of educational profiles across the area.

Within Florida, this is the #38 most populous of 67 counties and ranks #6 for median household income with the #35 fastest decade growth .

Weighted by population, the typical household earns about $89,446 across the county — reflecting what a typical resident sees, not a simple ZIP average.

38.6% of adults age 25+ hold a bachelor's degree or higher (24,945 of 64,568 reporting).

7 Standard delivery, 5 PO Box only, 0 single-entity Unique ZIPs serve this county.

All ZIP Codes in Monroe County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
33040Key WestStandard35,429$86,58619.45.2%
33037Key LargoStandard14,770$86,53354.622.8%
33050MarathonStandard10,561$94,8989.315.4%
33042Summerland KeyStandard6,441$103,04125.41.8%
33070TavernierStandard5,768$75,4364.523.6%
33043Big Pine KeyStandard4,298$110,49116.2-6.4%
33036IslamoradaStandard3,777$86,0326.2-3.7%
33051Key Colony BeachPO Box511$94,2310.5-16.9%
33001Long KeyPO Box2501.930.9%
33052Marathon ShoresPO Box0.0
33041Key WestPO Box0.0
33045Key WestPO Box0.0

Adjacent & Nearby Counties