All ZIP Codes, Map and Demographics of Saint Cloud, MN

Need a ZIP Code for Saint Cloud, MN?

Saint Cloud spans 12 ZIP Codes - enter an address to find the correct one.

Get Complete ZIP Code Data

Everything on this page — for all 42,000+ U.S. ZIP codes

Data Last Updated: March 1, 2026
Print Map | Saint Cloud, MN ZIP Code Map |
Need this boundary as a shapefile? Download GIS-ready polygon data for Saint Cloud, MN and all 42,000+ ZIP codes.
Get Boundaries
ZIP Codes:3 Standard, 3 PO Boxes, 6 Unique [See All]
Counties:Sherburne County, MN
Stearns County, MN
Area Code:320
Time Zone:Central (GMT -06:00)
Local Time:12:00:00 AM
Population:68,881 (Census Place) [More Demographics]
Statistical Area:St. Cloud, MN [Learn More]
Coordinates:45.4868, -94.2419
Land Area:148.19 sq miles (ZIP Codes)
Quick Link:
https://www.zip-codes.com/city/mn-saint-cloud.asp

Download this data |

Try ZIP Code API Free |

Saint Cloud, MN has 12 ZIP Codes


ZIP CodeTypePopulationPop% of Population% of PopAlias Names
56301Standard33,78643.25%Rockville,Saint Augusta,Sartell
56302 P.O. Box00.00%
56303Standard27,30534.96%Rockville,Sartell
56304Standard17,02021.79%
56372 Unique00.00%Fingerhut Bus Reply
56388 Unique00.00%Publishers Clearing House
56393 Unique00.00%Fingerhut Sweepstakes
56395 Unique00.00%Fingerhut
56396 Unique00.00%Fingerhut (Pre Paid)
56397 P.O. Box00.00%
56398 P.O. Box00.00%
56399 Unique00.00%Fulfillment Distribution Ctr
1 ZIP Code on this page
42,000+ ZIP Codes in database
Get Full Database CSV · XLS · SQL · API
Interactive charts load automatically as you scroll. Hover for data, click to explore trends, and use the menu to export.

Population & Demographics


Saint Cloud, MN has 78,195 residents, with an average household size of 2.4. The gender split is 51.1% male and 48.9% female - about the same as the national split. By age, the top brackets are 30-34 (4.5%) and 35-39 (5.0%). By race, White and Black or African American are the largest groups. Hispanic or Latino (of any race) is 5.5%. Those born outside the United States make up 12.7% (lower than the Nation).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

There are two kinds of demographics shown in the charts for Saint Cloud, MN. Each covers a different geographic boundary and has different criteria for what is included. Learn More

Total Population:78,111
Total Households:30,698
Total Housing Units:32,628
Average Household Size:2.40
Average Family Size:3.33

All ZIP Codes assigned this City name by the USPS.

Total Population:68,881
Total Households:27,481
Total Housing Units:29,215
Average Household Size:2.38
Average Family Size:3.45

Data for the U.S. Census Place.

Population Over Time (with 2010 & 2020 Census Benchmarks)


Line chart of All ZIPs in Saint Cloud, MN population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--74,28274,34974,72074,75774,68075,18775,67376,36676,71576,66176,87577,33378,195
Decennial Census74,438------------------78,111------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 34.1

Male Median Age: 33.4

Female Median Age: 35.0

Line Chart showing the population by Age Group and Gender of all ZIPs in Saint Cloud, Minnesota. One line shows the Total population in that age group, another line shows the Male population for that age group, and the last line shows the Female population for the given age group. A table also provides the same information. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male2,6652,4342,3402,6144,7063,4172,9702,6162,0311,9032,0882,3742,3581,8941,504879550539
Female2,5502,1882,1442,7954,1432,9612,4992,2851,9821,8082,0922,3812,3362,0581,5321,033693749
Total5,2154,6224,4845,4098,8496,3785,4694,9014,0133,7114,1804,7554,6943,9523,0361,9121,2431,288
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


Pie Chart showing Population by Race for all ZIPs in Saint Cloud, Minnesota. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
White:55,62072.21%
Black:13,53617.57%
Hispanic:*3,2484.22%
Asian:2,5333.29%
American Indian:5120.66%
Hawaiian:580.08%
Other:1,5151.97%
Total:77,022100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


Pie chart showing Male vs Demale share of the population. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
GenderCountPercentageMedian Age
Males:39,88251.06%33.4 years
Females:38,22948.94%35.0 years
Total:78,111100%34.1 years

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:68,15187.16%
Native, born in PR, Island Areas, or abroad:7390.95%
Foreign born, naturalized U.S. citizen:5,3396.83%
Foreign born, not a U.S. citizen:3,96611.90%
Total Population:78,195100%
Total Native Population:68,89088.10%
Total Foreign-born Population:9,30511.90%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


ZIP Codes in Saint Cloud, MN have an average household income of $63,549 (much lower than the State by 27.4%, and lower than the Nation by 19.1%). Family vs nonfamily earnings show a significant gap ($79,872 vs $44,422). Employment participation is much higher than the Nation (63.3%). The unemployment rate is 6.5%, which is higher than the Nation (5.2%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Line Chart showing Median Income Estimates from 2011 until 2024 of Median Household Income, Median Family Income, Median Nonfamily Income, Median Male Income, and Median Female Income for all ZIPs in Saint Cloud, Minnesota. A table also provides the same information. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Income Type2011210220132014201520162017201820192020202120222023
Median Household Income$42,388$42,697$43,709$46,129$46,840$46,772$48,198$49,134$51,309$53,517$57,419$62,100$63,549
Median Family Income$61,185$62,048$59,494$61,634$60,784$61,992$64,215$65,867$67,684$69,957$71,454$75,292$79,872
Median NonFamily Income$27,212$28,058$28,191$31,125$31,109$31,081$32,727$32,962$34,111$33,828$38,352$40,788$44,422
Median Male Income$41,659$40,719$42,225$41,302$41,623$41,405$43,351$43,574$45,060$44,994$48,404$52,816$55,781
Median Female Income$32,483$33,395$33,488$33,849$33,532$35,324$36,225$36,158$39,375$42,105$43,803$46,651$49,043
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Bar Chart showing Average Household Income for all ZIPs in Saint Cloud, MN, the U.S. Census Place, Sherburne County, the state of Minnesota, and the United States National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Source: U.S. Census 2019-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employment status for all ZIPs in Saint Cloud, MN: employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Employed:40,14863.99%
Unemployed:2,6114.16%
Not In Labor Force:19,98131.85%
Total:62,740100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:14,03434.96%
Service:8,10120.18%
Sales and Office:8,19020.40%
Natural resources, construction, and maintenance:2,8787.17%
Production, transportation, and material moving:6,94517.30%
Total Civilian Employed Population:40,148100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In Saint Cloud, MN, the median home value is $230,333 - much lower than the State by 24.6%, and up $58,900 (34.4%) since 2020. Renters pay an average of $1,010 per month - much lower than the State by 18.2%, and up $185 (22.4%) since 2020. Most renters in Saint Cloud pay under $1,000 (49.5%). About 49.5% pay under $1,000 and 2.6% pay $2,000+; the under $1,000 share is much higher than the Nation. Of occupied housing, owners make up 48.6% (58.8% have a mortgage) and renters make up 51.4% - owners are much lower than the Nation.

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Bar Chart showing median House Value for all ZIPs in Saint Cloud, Minnesota, the U.S. Census Place, Sherburne County, Minnesota, and the United States National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Median Home Value Over Time (2011-2024)


Group2011210220132014201520162017201820192020202120222023
Median Home Value$166,833$163,133$158,466$153,433$150,866$152,033$153,800$157,933$167,866$171,433$181,733$207,300$230,333
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:1,3099.08%
$500 to $999:5,63439.09%
$1,000 to $1,499:4,60031.92%
$1,500 to $1,999:2,18815.18%
$2,000 to $2,499:2241.55%
$2,500 to $2,999:730.51%
$3,000 or more:820.57%
No Rent:3032.10%
Total:14,413100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time (2011-2024)


Group2011210220132014201520162017201820192020202120222023
Median Rent$686$697$704$708$725$722$741$771$809$825$881$942$1,010
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage): 9,528 30.94%
Owner Occupied (free and clear, no mortgage): 6,857 22.26%
Renter Occupied: 14,413 46.80%
Total Occupied Housing Units: 30,798 100%

Occupied Housing Units: 30,798 93.87%
Vacant Housing Units (not graphed): 2,011 6.13%
Total Housing Units: 32,809 100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


29.4% of adults (25+) have a bachelor-s degree or higher, well below the state rate (38.8%) and below the national average (35.0%). High school or higher is 90.7%, which is below the state rate (93.9%). The share of people in poverty is 11.1%, which is above the state rate (5.5%) and slightly above the national rate (8.7%), down 1.8 percentage points since 2011 and about the same as its 2019 pre-pandemic level.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:2,3624.99%
9th to 12th grade, no diploma:1,9464.11%
High school graduate (includes equivalency):12,41626.24%
Some college, no degree:11,34923.99%
Associate's degree:5,30911.22%
Bachelor's degree:8,94818.91%
Graduate or professional degree:4,98310.53%
Total:47,313100%
High school graduate or higher:43,00590.89%
Bachelor's degree or higher:13,93129.44%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:50,81658.69%
Public Insurance:31,42136.29%
No Insurance:4,3535.03%
Total:86,590100%
Has Health Insurance:82,23794.97%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty12.9%12.5%14.9%13.1%13.2%11.9%11.5%11.5%11.2%12.0%13.0%12.2%11.1%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:8403.80%
Kindergarten:1,0304.66%
Elementary school (grades 1-8):7,17132.43%
High school (grades 9-12):3,78817.13%
College or graduate school:9,28541.99%
Total:22,114100%
Early Childhood:1,8708.46%
K-12 (Primary & Secondary School):11,98954.21%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


Saint Cloud supports both business and residential activity. According to the Business Census (2024), there are 2,076 business establishments, employing about 49,250 people with an annual payroll of $2,789,645,000. USPS data shows 33,330 residential mailboxes and 2,042 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:33,330Source: USPS
# Business Mailboxes:2,042Source: USPS
Total Delivery Receptacles:39,235Source: USPS
Single Family Delivery Units:18,272Source: USPS
Multi Family Delivery Units:11,662Source: USPS
# of Businesses:2,076Source: CBP
1st Quarter Payroll:$685,518,000Source: CBP
Annual Payroll:$2,789,645,000Source: CBP
# of Employees:49,250Source: CBP

All ZIP Codes assigned this City name by the USPS.

Geography, Land Area, and Statistical Classifications


Saint Cloud, MN is located in Sherburne County, within the St. Cloud, MN Metropolitan Statistical Area (CBSA 41060) and spans 2 of Minnesota's 6th and 9th Congressional Districts. This Metro area has a population of 200,816 people, about 38.9% of whom live in Saint Cloud. ZIP Codes here cover 148.189 sq mi of land and a water area of 4.523 sq mi.

CBSA Name:St. Cloud, MNSource: Census
CBSA Number:41060Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:200,816Source: Census
MSA:St. Cloud, MN MSASource: Census
PMSA:--Source: Census
Land Area:148.189 sq miSource: Census
Water Area:4.523 sq miSource: Census
Congressional District(s):06,09Source: USPS
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:56896Source: Census
Place Name:St. Cloud city; MinnesotaSource: Census

Sum of all ZIP Codes assigned this City name by the USPS.

Adjacent & Nearby Cities from Saint Cloud, MN


  1. Waite Park, MN ~3.7 miles
  2. Cold Spring, MN ~8.3 miles
  3. Saint Joseph, MN ~10.6 miles
  4. Clearwater, MN ~10.9 miles
  5. Sartell, MN ~11.0 miles
  6. Kimball, MN ~12.2 miles
  7. Avon, MN ~13.1 miles
  8. South Haven, MN ~13.2 miles
  9. Sauk Rapids, MN ~13.4 miles
  10. Clear Lake, MN ~13.5 miles
  11. Richmond, MN ~14.4 miles
  12. Saint Stephen, MN ~14.6 miles
  13. Watkins, MN ~16.1 miles
  14. Annandale, MN ~16.5 miles
  15. Rice, MN ~18.7 miles
  16. Roscoe, MN ~19.1 miles
  17. Albany, MN ~19.6 miles
  18. Maple Lake, MN ~19.8 miles
  19. Holdingford, MN ~20.4 miles
  20. Becker, MN ~20.5 miles

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.

  1. U.S. Postal Service [Last Updated: 3/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 3/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 3/1/2026], https://nces.ed.gov