The ZIP Code, Map and Demographics of Georgetown, KY

40324 is the only ZIP Code for Georgetown, KY

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Data Last Updated: March 1, 2026
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ZIP Code:40324 (Standard)
County:Scott County, KY
Area Code:502
Time Zone:Eastern (GMT -05:00)
Local Time:12:00:00 AM
Population:37,086 (Census Place) [More Demographics]
Statistical Area:Lexington-Fayette, KY [Learn More]
Coordinates:38.2478, -84.5482
Land Area:155.29 sq miles (ZIP Code)
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Georgetown, KY has 1 ZIP Code


ZIP CodeTypePopulationPop% of Population% of PopAlias Names
40324Standard51,035100.00%
1 ZIP Code on this page
42,000+ ZIP Codes in database
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Population & Demographics


Georgetown, KY has 52,173 residents, with an average household size of 2.6. The gender split is 48.0% male and 52.0% female - about the same as the national split. By age, the top brackets are 30-34 (5.8%) and 35-39 (4.5%). By race, White and Black or African American are the largest groups. Hispanic or Latino (of any race) is 6.6%. Those born outside the United States make up 3.6% (lower than the Nation).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

There are two kinds of demographics shown in the charts for Georgetown, KY. Each covers a different geographic boundary and has different criteria for what is included. Learn More

Total Population:51,035
Total Households:19,142
Total Housing Units:20,336
Average Household Size:2.61
Average Family Size:2.74

All ZIP Codes assigned this City name by the USPS.

Total Population:37,086
Total Households:13,979
Total Housing Units:14,800
Average Household Size:2.58
Average Family Size:2.79

Data for the U.S. Census Place.

Population Over Time (with 2010 & 2020 Census Benchmarks)


Line chart of All ZIPs in Georgetown, KY population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--40,54041,75242,55243,68944,64445,54746,37947,24448,25149,06249,95851,07252,173
Decennial Census41,342------------------51,035------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 35.5

Male Median Age: 34.4

Female Median Age: 36.6

Line Chart showing the population by Age Group and Gender of all ZIPs in Georgetown, Kentucky. One line shows the Total population in that age group, another line shows the Male population for that age group, and the last line shows the Female population for the given age group. A table also provides the same information. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male1,7741,8641,9371,8571,6901,8381,7741,7421,6991,7281,5901,5011,2611,080776469250194
Female1,5771,8111,9421,8481,6411,8491,7631,8591,7691,7181,6181,5941,4441,261984599367367
Total3,3513,6753,8793,7053,3313,6873,5373,6013,4683,4463,2083,0952,7052,3411,7601,068617561
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


Pie Chart showing Population by Race for all ZIPs in Georgetown, Kentucky. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
White:42,83384.25%
Black:2,8115.53%
Hispanic:*3,1246.14%
Asian:5681.12%
American Indian:1680.33%
Hawaiian:260.05%
Other:1,3102.58%
Total:50,840100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


Pie chart showing Male vs Demale share of the population. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
GenderCountPercentageMedian Age
Males:25,02449.03%34.4 years
Females:26,01150.97%36.6 years
Total:51,035100%35.5 years

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:50,02795.89%
Native, born in PR, Island Areas, or abroad:4230.81%
Foreign born, naturalized U.S. citizen:8501.63%
Foreign born, not a U.S. citizen:8733.30%
Total Population:52,173100%
Total Native Population:50,45096.70%
Total Foreign-born Population:1,7233.30%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


ZIP Codes in Georgetown, KY have an average household income of $83,012 (much higher than the State by 33.0%, and higher than the Nation by 5.7%). Family vs nonfamily earnings show a significant gap ($99,411 vs $53,019). Employment participation is much higher than the Nation (63.3%). The unemployment rate is 3.9%, which is lower than the Nation (5.2%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Line Chart showing Median Income Estimates from 2011 until 2024 of Median Household Income, Median Family Income, Median Nonfamily Income, Median Male Income, and Median Female Income for all ZIPs in Georgetown, Kentucky. A table also provides the same information. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Income Type2011210220132014201520162017201820192020202120222023
Median Household Income$57,530$60,208$62,548$63,866$64,495$65,106$66,601$67,160$70,491$71,786$72,348$79,997$83,012
Median Family Income$69,297$69,226$71,865$73,936$73,978$75,387$78,696$79,667$81,679$85,063$86,315$94,667$99,411
Median NonFamily Income$34,199$32,967$32,475$35,420$34,425$37,005$37,632$39,596$42,695$45,714$44,898$50,872$53,019
Median Male Income$53,971$54,464$52,981$52,170$52,243$51,855$52,834$53,639$55,419$56,922$59,101$64,296$67,790
Median Female Income$39,373$40,063$41,365$40,036$38,537$38,945$39,284$38,964$39,229$40,576$41,104$45,484$47,466
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Bar Chart showing Average Household Income for all ZIPs in Georgetown, KY, the U.S. Census Place, Scott County, the state of Kentucky, and the United States National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Source: U.S. Census 2019-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employment status for all ZIPs in Georgetown, KY: employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Employed:26,48866.18%
Unemployed:9342.33%
Not In Labor Force:12,60231.49%
Total:40,024100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:10,45539.47%
Service:3,50013.21%
Sales and Office:4,71417.80%
Natural resources, construction, and maintenance:1,8807.10%
Production, transportation, and material moving:5,93922.42%
Total Civilian Employed Population:26,488100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In Georgetown, KY, the median home value is $262,700 - much higher than the State by 36.6%, and up $68,500 (35.3%) since 2020. Renters pay an average of $1,188 per month - much higher than the State by 27.3%, and up $242 (25.6%) since 2020. Most renters in Georgetown pay $1,000-$1,499 (43.4%). About 32.4% pay under $1,000 and 1.9% pay $2,000+; the under $1,000 share is much higher than the Nation. Of occupied housing, owners make up 62.9% (77.3% have a mortgage) and renters make up 37.1% - owners are lower than the Nation.

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Bar Chart showing median House Value for all ZIPs in Georgetown, Kentucky, the U.S. Census Place, Scott County, Kentucky, and the United States National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Median Home Value Over Time (2011-2024)


Group2011210220132014201520162017201820192020202120222023
Median Home Value$155,200$160,600$160,900$160,300$163,800$166,600$169,600$176,200$186,800$194,200$203,100$239,700$262,700
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:4056.85%
$500 to $999:1,46424.76%
$1,000 to $1,499:2,37040.09%
$1,500 to $1,999:1,18620.06%
$2,000 to $2,499:560.95%
$2,500 to $2,999:420.71%
$3,000 or more:150.25%
No Rent:3746.33%
Total:5,912100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time (2011-2024)


Group2011210220132014201520162017201820192020202120222023
Median Rent$709$722$730$734$764$793$817$853$909$946$994$1,098$1,188
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage): 10,028 51.36%
Owner Occupied (free and clear, no mortgage): 3,584 18.36%
Renter Occupied: 5,912 30.28%
Total Occupied Housing Units: 19,524 100%

Occupied Housing Units: 19,524 94.91%
Vacant Housing Units (not graphed): 1,046 5.09%
Total Housing Units: 20,570 100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


32.5% of adults (25+) have a bachelor-s degree or higher, above the state rate (27.0%) and slightly below the national average (35.0%). High school or higher is 94.3%, which is above the state rate (88.5%). The share of people in poverty is 8.7%, which is below the state rate (11.8%) and about the same as the national rate (8.7%), down 3.0 percentage points since 2011 and about the same as its 2019 pre-pandemic level.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:6982.07%
9th to 12th grade, no diploma:1,2453.69%
High school graduate (includes equivalency):9,59328.42%
Some college, no degree:7,50522.23%
Associate's degree:3,3469.91%
Bachelor's degree:7,23021.42%
Graduate or professional degree:4,13812.26%
Total:33,755100%
High school graduate or higher:31,81294.24%
Bachelor's degree or higher:11,36833.68%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:39,43269.05%
Public Insurance:15,12126.48%
No Insurance:2,5544.47%
Total:57,107100%
Has Health Insurance:54,55395.53%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty11.7%11.5%10.0%8.1%8.9%8.8%9.0%9.5%9.0%7.6%7.5%6.9%8.7%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:7505.68%
Kindergarten:7515.69%
Elementary school (grades 1-8):6,05445.88%
High school (grades 9-12):2,66820.22%
College or graduate school:2,97122.52%
Total:13,194100%
Early Childhood:1,50111.38%
K-12 (Primary & Secondary School):9,47371.80%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


Georgetown supports both business and residential activity. According to the Business Census (2024), there are 990 business establishments, employing about 26,020 people with an annual payroll of $1,592,207,000. USPS data shows 21,910 residential mailboxes and 1,049 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:21,910Source: USPS
# Business Mailboxes:1,049Source: USPS
Total Delivery Receptacles:23,343Source: USPS
Single Family Delivery Units:16,250Source: USPS
Multi Family Delivery Units:1,637Source: USPS
# of Businesses:990Source: CBP
1st Quarter Payroll:$370,657,000Source: CBP
Annual Payroll:$1,592,207,000Source: CBP
# of Employees:26,020Source: CBP

All ZIP Codes assigned this City name by the USPS.

Geography, Land Area, and Statistical Classifications


Georgetown, KY is located in Scott County, within the Lexington-Fayette, KY Metropolitan Statistical Area (CBSA 30460). It spans 13 of Kentucky's Congressional Districts (1st,2nd,3rd,4th,5th,6th,7th,9th,15th,17th,19th,22nd, and 31st). This Metro area has a population of 517,378 people, about 9.9% of whom live in Georgetown. ZIP Codes here cover 155.288 sq mi of land and a water area of 2.035 sq mi.

CBSA Name:Lexington-Fayette, KYSource: Census
CBSA Number:30460Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:517,378Source: Census
MSA:Lexington, KY MSASource: Census
PMSA:--Source: Census
Land Area:155.288 sq miSource: Census
Water Area:2.035 sq miSource: Census
Congressional District(s):01,02,03,04,05,06,07,09,15,17,19,22,31Source: USPS
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:30700Source: Census
Place Name:Georgetown city; KentuckySource: Census

Sum of all ZIP Codes assigned this City name by the USPS.

Adjacent & Nearby Cities from Georgetown, KY


  1. Lexington, KY ~8.4 miles
  2. Stamping Ground, KY ~9.1 miles
  3. Sadieville, KY ~9.9 miles
  4. Midway, KY ~11.2 miles
  5. Paris, KY ~17.8 miles
  6. Corinth, KY ~17.9 miles
  7. Frankfort, KY ~19.0 miles
  8. Versailles, KY ~19.2 miles
  9. Cynthiana, KY ~19.3 miles
  10. Berry, KY ~20.4 miles
  11. Owenton, KY ~22.7 miles
  12. Lockport, KY ~25.8 miles
  13. Nicholasville, KY ~26.5 miles
  14. Wilmore, KY ~26.8 miles
  15. Pleasureville, KY ~27.1 miles
  16. Bagdad, KY ~27.4 miles
  17. Williamstown, KY ~27.5 miles
  18. Carlisle, KY ~28.7 miles
  19. Lawrenceburg, KY ~28.9 miles
  20. Bethlehem, KY ~29.0 miles

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.

  1. U.S. Postal Service [Last Updated: 3/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 3/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 3/1/2026], https://nces.ed.gov