Fort Walton Beach, FL ZIP Codes, Map and Demographics

ZIP Code	Type	PopulationPop	% of Population% of Pop	Alias Names
32547	Standard	35,466	61.29%	Ft Walton Bch,Ft Walton Beach
32548	Standard	22,399	38.71%	Cinco Bayou,Ft Walton Bch,Ft Walton Beach,Okaloosa Is,Okaloosa Island,West Destin
32549	P.O. Box	0	0.00%	Ft Walton Bch,Ft Walton Beach

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Population & Demographics

Fort Walton Beach, FL has 58,731 residents, with an average household size of 2.4. The gender split is 50.0% male and 50.0% female - about the same as the national split. By age, the top brackets are 30-34 (5.9%) and 35-39 (6.6%). By race, White and Black or African American are the largest groups. Hispanic or Latino (of any race) is 11.5%. Those born outside the United States make up 9.4% (lower than the Nation).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

There are two kinds of demographics shown in the charts for Fort Walton Beach, FL. Each covers a different geographic boundary and has different criteria for what is included. Learn More

Total Population:	57,865
Total Households:	24,953
Total Housing Units:	29,903
Average Household Size:	2.29
Average Family Size:	3.23

All ZIP Codes assigned this City name by the USPS.

Total Population:	20,922
Total Households:	9,036
Total Housing Units:	10,000
Average Household Size:	2.29
Average Family Size:	3.25

Data for the U.S. Census Place.

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of All ZIPs in Fort Walton Beach, FL population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Census ACS Population Estimate	--	53,898	54,009	54,233	55,728	55,943	55,410	55,134	54,654	56,038	56,889	55,494	57,699	58,731
Decennial Census	51,828	--	--	--	--	--	--	--	--	--	57,865	--	--	--

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 38.9

Male Median Age: 37.3

Female Median Age: 40.9

Line Chart showing the population by Age Group and Gender of all ZIPs in Fort Walton Beach, Florida. One line shows the Total population in that age group, another line shows the Male population for that age group, and the last line shows the Female population for the given age group. A table also provides the same information. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	1,636	1,663	1,623	1,577	2,189	2,724	2,304	2,048	1,694	1,496	1,555	2,131	2,012	1,411	1,099	689	522	517
Female	1,641	1,477	1,673	1,533	1,896	2,266	2,081	1,874	1,663	1,537	1,746	2,179	1,976	1,614	1,260	942	782	835
Total	3,277	3,140	3,296	3,110	4,085	4,990	4,385	3,922	3,357	3,033	3,301	4,310	3,988	3,025	2,359	1,631	1,304	1,352

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table (ZIPs)Comparison Chart Pie Chart & Table (Place)

Population by Race

Pie Chart showing Population by Race for all ZIPs in Fort Walton Beach, Florida. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	36,828	61.78%
Black:	7,086	11.89%
Hispanic:*	8,781	14.73%
Asian:	2,503	4.20%
American Indian:	385	0.65%
Hawaiian:	127	0.21%
Other:	3,900	6.54%
Total:	59,610	100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table (ZIPs)Comparison Chart Pie Chart & Table (Place)

Gender Breakdown

Pie chart showing Male vs Demale share of the population. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	Percentage	Median Age
Males:	28,890	49.93%	37.3 years
Females:	28,975	50.07%	40.9 years
Total:	57,865	100%	38.9 years

All ZIP Codes assigned this City name by the USPS.

Pie Chart showing population of Males vs Females for the U.S. Census Place. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	Percentage	Median Age
Males:	10,361	49.52%	39.4 years
Females:	10,561	50.48%	43.9 years
Total:	20,922	100%	41.5 years

Data for the U.S. Census Place.

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table (ZIPs)Pie Chart & Table (Place)

Nativity & Citizenship

Pie chart showing Nativity/Citizenship for all ZIPs in Fort Walton Beach, FL. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	48,171	82.02%
Native, born in PR, Island Areas, or abroad:	2,368	4.03%
Foreign born, naturalized U.S. citizen:	2,908	4.95%
Foreign born, not a U.S. citizen:	5,284	13.95%
Total Population:	58,731	100%
Total Native Population:	50,539	86.05%
Total Foreign-born Population:	8,192	13.95%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

ZIP Codes in Fort Walton Beach, FL have an average household income of $65,839 (lower than the State by 8.2%, and lower than the Nation by 16.2%). Family vs nonfamily earnings show a moderate gap ($77,431 vs $51,913). Employment participation is much higher than the Nation (63.3%). The unemployment rate is 3.9%, which is lower than the Nation (5.2%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line Chart showing Median Income Estimates from 2011 until 2024 of Median Household Income, Median Family Income, Median Nonfamily Income, Median Male Income, and Median Female Income for all ZIPs in Fort Walton Beach, Florida. A table also provides the same information. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Household Income	$46,736	$46,238	$46,941	$48,271	$48,142	$50,063	$52,116	$52,109	$53,745	$54,149	$55,789	$61,222	$65,839
Median Family Income	$56,704	$55,256	$55,271	$55,653	$54,861	$57,492	$60,665	$60,512	$65,647	$68,602	$68,446	$74,284	$77,431
Median NonFamily Income	$32,928	$34,044	$35,716	$36,681	$36,223	$37,874	$37,531	$36,389	$38,130	$38,013	$41,666	$46,417	$51,913
Median Male Income	$37,758	$38,075	$39,616	$39,323	$38,482	$40,026	$41,058	$41,523	$42,071	$42,900	$45,898	$51,090	$53,411
Median Female Income	$30,646	$31,208	$32,000	$31,402	$31,512	$31,863	$31,810	$32,499	$34,092	$34,474	$36,047	$40,206	$42,526

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar Chart showing Average Household Income for all ZIPs in Fort Walton Beach, FL, the U.S. Census Place, Okaloosa County, the state of Florida, and the United States National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table (ZIPs)Comparison Chart Pie Chart & Table (Place)

Employment Status

Employment status for all ZIPs in Fort Walton Beach, FL: employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	28,201	63.80%
Unemployed:	997	2.26%
Not In Labor Force:	15,005	33.95%
Total:	44,203	100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table (ZIPs)Pie Chart & Table (Place)

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	10,487	37.19%
Service:	6,879	24.39%
Sales and Office:	5,103	18.10%
Natural resources, construction, and maintenance:	2,887	10.24%
Production, transportation, and material moving:	2,845	10.09%
Total Civilian Employed Population:	28,201	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In Fort Walton Beach, FL, the median home value is $295,200 - lower than the State by 9.2%, and up $90,500 (44.2%) since 2020. Renters pay an average of $1,351 per month - much lower than the State by 13.6%, and up $307 (29.4%) since 2020. Most renters in Fort Walton Beach pay $1,000-$1,499 (46.1%). About 25.4% pay under $1,000 and 8.8% pay $2,000+; the under $1,000 share is much lower than the Nation. Of occupied housing, owners make up 59.7% (57.2% have a mortgage) and renters make up 40.3% - owners are much lower than the Nation.

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar Chart showing median House Value for all ZIPs in Fort Walton Beach, Florida, the U.S. Census Place, Okaloosa County, Florida, and the United States National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Median Home Value Over Time (2011-2024)

Line chart showing median home values for ZIP across years 2011-2024 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Home Value	$174,550	$165,550	$160,600	$160,800	$161,600	$164,700	$166,600	$175,200	$182,350	$204,700	$217,500	$271,300	$295,200

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Pie Chart & Table (ZIPs)Pie Chart & Table (Place)

Gross Rent Paid

Pie Chart showing Gross Rent Paid by renters for all ZIPs in Fort Walton Beach, FL. A table also provides the same information. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	226	2.12%
$500 to $999:	1,624	15.26%
$1,000 to $1,499:	4,704	44.21%
$1,500 to $1,999:	2,529	23.77%
$2,000 to $2,499:	900	8.46%
$2,500 to $2,999:	314	2.95%
$3,000 or more:	157	1.48%
No Rent:	185	1.74%
Total:	10,639	100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time (2011-2024)

Line chart displaying median gross rent for ZIP over the years 2011-2024 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Rent	$938	$949	$942	$952	$944	$955	$975	$1,009	$1,036	$1,044	$1,130	$1,252	$1,351

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Pie Chart & Table (ZIPs)Pie Chart & Table (Place)

Housing Occupancy

Pie chart showing housing occupancy for in Fort Walton Beach, FL. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy table. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	8,419	33.92%
Owner Occupied (free and clear, no mortgage):	5,764	23.22%
Renter Occupied:	10,639	42.86%
Total Occupied Housing Units:	24,822	100%

Occupied Housing Units:	24,822	82.32%
Vacant Housing Units (not graphed):	5,330	17.68%
Total Housing Units:	30,152	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

27.8% of adults (25+) have a bachelor-s degree or higher, below the state rate (33.2%) and below the national average (35.0%). High school or higher is 91.7%, which is slightly above the state rate (89.6%). The share of people in poverty is 9.2%, which is about the same as the state rate (8.9%) and about the same as the national rate (8.7%), about the same as 2011 and down 1.2 percentage points from its 2019 pre-pandemic level.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Pie Chart & Table (ZIPs)Pie Chart & Table (Place)

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) for all ZIPs in Fort Walton Beach, FL, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than 9th grade:	2,045	4.92%
9th to 12th grade, no diploma:	2,215	5.33%
High school graduate (includes equivalency):	10,686	25.73%
Some college, no degree:	9,319	22.43%
Associate's degree:	5,190	12.49%
Bachelor's degree:	8,285	19.95%
Graduate or professional degree:	3,798	9.14%
Total:	41,538	100%
High school graduate or higher:	37,278	89.74%
Bachelor's degree or higher:	12,083	29.09%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table (ZIPs)Comparison Chart Pie Chart & Table (Place)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for Fort Walton Beach, FL. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	35,436	55.75%
Public Insurance:	19,275	30.32%
No Insurance:	8,851	13.92%
Total:	63,562	100%
Has Health Insurance:	54,711	86.08%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)

Line chart displaying the share of families and people in All ZIPs of Fort Walton Beach FL whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2024. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
% of People in Poverty	9.7%	11.5%	12.1%	13.1%	13.4%	12.9%	11.5%	11.5%	10.4%	10.1%	11.2%	10.1%	9.2%

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

Pie Chart & Table (ZIPs)Pie Chart & Table (Place)

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School for all ZIPS in Fort Walton Beach, FL.Load Chart Manually (if needed)

Nursery School, Preschool:	564	4.89%
Kindergarten:	859	7.45%
Elementary school (grades 1-8):	4,345	37.70%
High school (grades 9-12):	2,607	22.62%
College or graduate school:	3,149	27.33%
Total:	11,524	100%
Early Childhood:	1,423	12.35%
K-12 (Primary & Secondary School):	7,811	67.78%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

ZIP Codes:	2 Standard, 1 PO Box [See All]
County:	Okaloosa County, FL
Area Codes:	448,850
Time Zone:	Central (GMT -06:00)
Local Time:	12:00:00 AM
Population:	20,922 (Census Place) [More Demographics]
Statistical Area:	Crestview-Fort Walton Beach-Destin, FL [Learn More]
Coordinates:	30.4921, -86.6809
Land Area:	41.05 sq miles (ZIP Codes)
Quick Link:	https://www.zip-codes.com/city/fl-fort-walton-beach.asp

White:	14,287	67.63%
Black:	2,369	11.21%
Hispanic:*	2,444	11.57%
Asian:	844	4.00%
American Indian:	113	0.53%
Hawaiian:	26	0.12%
Other:	1,041	4.93%
Total:	21,124	100%

Native, born in the United States:	18,102	86.38%
Native, born in PR, Island Areas, or abroad:	875	4.18%
Foreign born, naturalized U.S. citizen:	876	4.18%
Foreign born, not a U.S. citizen:	1,103	9.44%
Total Population:	20,956	100%
Total Native Population:	18,977	90.56%
Total Foreign-born Population:	1,979	9.44%

Management, business, science, and arts:	3,506	34.52%
Service:	2,743	27.01%
Sales and Office:	1,899	18.70%
Natural resources, construction, and maintenance:	975	9.60%
Production, transportation, and material moving:	1,032	10.16%
Total Civilian Employed Population:	10,155	100%

Less than $500:	124	3.52%
$500 to $999:	749	21.27%
$1,000 to $1,499:	1,583	44.96%
$1,500 to $1,999:	674	19.14%
$2,000 to $2,499:	151	4.29%
$2,500 to $2,999:	102	2.90%
$3,000 or more:	48	1.36%
No Rent:	90	2.56%
Total:	3,521	100%

All ZIP Codes, Map and Demographics of Fort Walton Beach, FL

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Fort Walton Beach, FL has 3 ZIP Codes

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time (2011-2024)

Gross Rent Paid

Median Gross Rent Over Time (2011-2024)

Housing Occupancy

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2024)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, and Statistical Classifications

Adjacent & Nearby Cities from Fort Walton Beach, FL

Sources & References

Employed:	10,155	64.00%
Unemployed:	411	2.59%
Not In Labor Force:	5,300	33.40%
Total:	15,866	100%

Owner Occupied (with mortgage):	2,985	34.16%
Owner Occupied (free and clear, no mortgage):	2,233	25.55%
Renter Occupied:	3,521	40.29%
Total Occupied Housing Units:	8,739	100%

Occupied Housing Units:	8,739	88.38%
Vacant Housing Units (not graphed):	1,149	11.62%
Total Housing Units:	9,888	100%

Less than 9th grade:	317	2.16%
9th to 12th grade, no diploma:	901	6.15%
High school graduate (includes equivalency):	4,307	29.39%
Some college, no degree:	3,559	24.28%
Associate's degree:	1,503	10.26%
Bachelor's degree:	2,718	18.55%
Graduate or professional degree:	1,351	9.22%
Total:	14,656	100%
High school graduate or higher:	13,438	91.69%
Bachelor's degree or higher:	4,069	27.76%

Private Insurance:	12,999	55.91%
Public Insurance:	7,262	31.24%
No Insurance:	2,987	12.85%
Total:	23,248	100%
Has Health Insurance:	20,261	87.15%

Nursery School, Preschool:	341	7.65%
Kindergarten:	318	7.13%
Elementary school (grades 1-8):	1,835	41.14%
High school (grades 9-12):	970	21.75%
College or graduate school:	996	22.33%
Total:	4,460	100%
Early Childhood:	659	14.78%
K-12 (Primary & Secondary School):	3,123	70.02%

# Residential Mailboxes:	28,723Source: USPS
# Business Mailboxes:	2,537Source: USPS
Total Delivery Receptacles:	43,200Source: USPS
Single Family Delivery Units:	13,932Source: USPS
Multi Family Delivery Units:	3,272Source: USPS

# of Businesses:	1,885Source: CBP
1st Quarter Payroll:	$300,384,000Source: CBP
Annual Payroll:	$1,219,013,000Source: CBP
# of Employees:	24,005Source: CBP

CBSA Name:	Crestview-Fort Walton Beach-Destin, FLSource: Census
CBSA Number:	18880Source: Census
CBSA Type:	MetroSource: Census
CBSA Division:	--Source: Census
CBSA Population:	294,127Source: Census
MSA:	Fort Walton Beach, FL MSASource: Census
PMSA:	--Source: Census

Land Area:	41.051 sq miSource: Census
Water Area:	7.914 sq miSource: Census
Congressional District(s):	01Source: USPS
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	24475Source: Census
Place Name:	Fort Walton Beach city; FloridaSource: Census