Everything on this page — for all 42,000+ U.S. ZIP codes
| ZIP Code: | 92688 (Standard) |
| County: | Orange County, CA |
| Area Code: | 949 |
| Time Zone: | Pacific (GMT -08:00) |
| Local Time: | 12:00:00 AM |
| Population: | 47,949 (Census Place) [More Demographics] |
| Statistical Area: | Los Angeles-Long Beach-Anaheim, CA [Learn More] |
| Coordinates: | 33.6222, -117.6133 |
| Land Area: | 13.22 sq miles (ZIP Code) |
| Quick Link: |
| ZIP Code | Type | PopulationPop | % of Population% of Pop | Alias Names |
|---|---|---|---|---|
| 92688 | Standard | 44,688 | 100.00% | Rancho Sta Marg,Rcho Sta Marg,Rsm |
Rancho Santa Margarita, CA has 43,937 residents, with an average household size of 2.8. The gender split is 49.7% male and 50.3% female - about the same as the national split. By age, the top brackets are 30-34 (8.3%) and 35-39 (7.9%). By race, White and Black or African American are the largest groups. Hispanic or Latino (of any race) is 20.0%. Those born outside the United States make up 21.5% (higher than the Nation).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
There are two kinds of demographics shown in the charts for Rancho Santa Margarita, CA. Each covers a different geographic boundary and has different criteria for what is included. Learn More
| Total Population: | 44,688 |
| Total Households: | 16,073 |
| Total Housing Units: | 16,471 |
| Average Household Size: | 2.78 |
| Average Family Size: | 2.75 |
All ZIP Codes assigned this City name by the USPS.
| Total Population: | 47,949 |
| Total Households: | 17,188 |
| Total Housing Units: | 17,606 |
| Average Household Size: | 2.79 |
| Average Family Size: | 2.74 |
Data for the U.S. Census Place.
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 43,852 | 44,302 | 44,767 | 45,074 | 45,226 | 45,105 | 45,062 | 45,178 | 44,832 | 44,586 | 44,386 | 44,444 | 43,937 |
| Decennial Census | 43,792%> | -- | -- | -- | -- | -- | -- | -- | -- | -- | 44,688 | -- | -- | -- |
Median Age: 38.5
Male Median Age: 37.0
Female Median Age: 39.8
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 1,232 | 1,502 | 1,680 | 1,687 | 1,392 | 1,369 | 1,371 | 1,497 | 1,515 | 1,593 | 1,770 | 1,741 | 1,353 | 820 | 514 | 282 | 166 | 187 |
| Female | 1,149 | 1,371 | 1,524 | 1,660 | 1,319 | 1,406 | 1,485 | 1,662 | 1,692 | 1,770 | 2,056 | 1,946 | 1,388 | 931 | 644 | 401 | 286 | 327 |
| Total | 2,381 | 2,873 | 3,204 | 3,347 | 2,711 | 2,775 | 2,856 | 3,159 | 3,207 | 3,363 | 3,826 | 3,687 | 2,741 | 1,751 | 1,158 | 683 | 452 | 514 |
| White: | 27,230 | 57.00% |
| Black: | 802 | 1.68% |
| Hispanic:* | 9,991 | 20.91% |
| Asian: | 5,952 | 12.46% |
| American Indian: | 275 | 0.58% |
| Hawaiian: | 97 | 0.20% |
| Other: | 3,426 | 7.17% |
| Total: | 47,773 | 100% |
All ZIP Codes assigned this City name by the USPS.
| Gender | Count | Percentage | Median Age |
|---|---|---|---|
| Males: | 21,671 | 48.49% | 37.0 years |
| Females: | 23,017 | 51.51% | 39.8 years |
| Total: | 44,688 | 100% | 38.5 years |
All ZIP Codes assigned this City name by the USPS.
| Native, born in the United States: | 33,500 | 76.25% |
| Native, born in PR, Island Areas, or abroad: | 567 | 1.29% |
| Foreign born, naturalized U.S. citizen: | 6,174 | 14.05% |
| Foreign born, not a U.S. citizen: | 3,696 | 22.46% |
| Total Population: | 43,937 | 100% |
| Total Native Population: | 34,067 | 77.54% |
| Total Foreign-born Population: | 9,870 | 22.46% |
ZIP Codes in Rancho Santa Margarita, CA have an average household income of $142,015 (much higher than the State by 47.4%, and much higher than the Nation by 80.8%). Family vs nonfamily earnings show a significant gap ($170,882 vs $85,049). Employment participation is much higher than the Nation (63.3%). The unemployment rate is 4.0%, which is lower than the Nation (5.2%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $100,388 | $98,005 | $98,821 | $100,694 | $100,793 | $99,342 | $103,215 | $108,876 | $116,064 | $116,557 | $127,522 | $141,089 | $142,015 |
| Median Family Income | $112,873 | $113,321 | $114,472 | $115,194 | $115,991 | $114,307 | $116,487 | $128,275 | $135,183 | $145,363 | $152,689 | $170,525 | $170,882 |
| Median NonFamily Income | $58,563 | $57,096 | $55,803 | $57,352 | $54,388 | $58,878 | $60,732 | $66,467 | $64,420 | $65,515 | $68,310 | $82,928 | $85,049 |
| Median Male Income | $80,088 | $80,009 | $79,277 | $79,300 | $79,372 | $77,205 | $79,971 | $89,625 | $88,239 | $93,420 | $98,164 | $101,265 | $101,909 |
| Median Female Income | $57,255 | $55,195 | $56,406 | $56,277 | $56,191 | $54,974 | $61,870 | $66,471 | $65,891 | $65,912 | $67,735 | $72,368 | $79,893 |
| Employed: | 24,972 | 71.06% |
| Unemployed: | 1,085 | 3.09% |
| Not In Labor Force: | 9,085 | 25.85% |
| Total: | 35,142 | 100% |
All ZIP Codes assigned this City name by the USPS.
| Management, business, science, and arts: | 14,022 | 56.15% |
| Service: | 2,832 | 11.34% |
| Sales and Office: | 5,062 | 20.27% |
| Natural resources, construction, and maintenance: | 1,151 | 4.61% |
| Production, transportation, and material moving: | 1,905 | 7.63% |
| Total Civilian Employed Population: | 24,972 | 100% |
In Rancho Santa Margarita, CA, the median home value is $857,100 - much higher than the State by 23.3%, and up $219,100 (34.3%) since 2020. Renters pay an average of $2,508 per month - much higher than the State by 28.2%, and up $343 (15.8%) since 2020. Most renters in Rancho Santa Margarita pay $2,000+ (90.3%). About 1.0% pay under $1,000 and 90.3% pay $2,000+; the under $1,000 share is much lower than the Nation. Of occupied housing, owners make up 73.4% (82.7% have a mortgage) and renters make up 26.6% - owners are much higher than the Nation.
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $533,100 | $492,300 | $474,800 | $491,400 | $516,000 | $543,100 | $583,900 | $618,400 | $627,700 | $638,000 | $673,400 | $819,000 | $857,100 |
| Less than $500: | 0 | 0.00% |
| $500 to $999: | 43 | 0.88% |
| $1,000 to $1,499: | 83 | 1.71% |
| $1,500 to $1,999: | 306 | 6.30% |
| $2,000 to $2,499: | 1,977 | 40.69% |
| $2,500 to $2,999: | 1,300 | 26.75% |
| $3,000 or more: | 1,150 | 23.67% |
| No Rent: | 0 | 0.00% |
| Total: | 4,859 | 100% |
All ZIP Codes assigned this City name by the USPS.
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $1,639 | $1,662 | $1,673 | $1,689 | $1,709 | $1,750 | $1,827 | $1,948 | $2,060 | $2,165 | $2,276 | $2,446 | $2,508 |
| Owner Occupied (with mortgage): | 9,207 | 57.70% |
| Owner Occupied (free and clear, no mortgage): | 1,892 | 11.86% |
| Renter Occupied: | 4,859 | 30.45% |
| Total Occupied Housing Units: | 15,958 | 100% |
| Occupied Housing Units: | 15,958 | 97.38% |
| Vacant Housing Units (not graphed): | 430 | 2.62% |
| Total Housing Units: | 16,388 | 100% |
48.8% of adults (25+) have a bachelor-s degree or higher, well above the state rate (36.5%) and well above the national average (35.0%). High school or higher is 94.6%, which is well above the state rate (84.6%). The share of people in poverty is 5.4%, which is below the state rate (8.4%) and below the national rate (8.7%), up 2.0 percentage points since 2011 and up 1.8 percentage points from its 2019 pre-pandemic level.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 850 | 2.78% |
| 9th to 12th grade, no diploma: | 890 | 2.91% |
| High school graduate (includes equivalency): | 4,007 | 13.09% |
| Some college, no degree: | 7,202 | 23.53% |
| Associate's degree: | 2,793 | 9.13% |
| Bachelor's degree: | 9,879 | 32.28% |
| Graduate or professional degree: | 4,983 | 16.28% |
| Total: | 30,604 | 100% |
| High school graduate or higher: | 28,864 | 94.31% |
| Bachelor's degree or higher: | 14,862 | 48.56% |
All ZIP Codes assigned this City name by the USPS.
| Private Insurance: | 36,554 | 78.38% |
| Public Insurance: | 7,799 | 16.72% |
| No Insurance: | 2,281 | 4.89% |
| Total: | 46,634 | 100% |
| Has Health Insurance: | 44,353 | 95.11% |
All ZIP Codes assigned this City name by the USPS.
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 3.4% | 4.2% | 4.1% | 3.8% | 4.1% | 4.7% | 4.5% | 3.9% | 3.6% | 5.0% | 4.1% | 4.0% | 5.4% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 985 | 8.67% |
| Kindergarten: | 478 | 4.21% |
| Elementary school (grades 1-8): | 4,088 | 35.99% |
| High school (grades 9-12): | 2,943 | 25.91% |
| College or graduate school: | 2,866 | 25.23% |
| Total: | 11,360 | 100% |
| Early Childhood: | 1,463 | 12.88% |
| K-12 (Primary & Secondary School): | 7,509 | 66.10% |
Rancho Santa Margarita supports both business and residential activity. According to the Business Census (2024), there are 1,156 business establishments, employing about 17,871 people with an annual payroll of $1,080,246,000. USPS data shows 16,251 residential mailboxes and 678 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 16,251Source: USPS |
| # Business Mailboxes: | 678Source: USPS |
| Total Delivery Receptacles: | 17,308Source: USPS |
| Single Family Delivery Units: | 1,886Source: USPS |
| Multi Family Delivery Units: | 2,867Source: USPS |
| # of Businesses: | 1,156Source: CBP |
| 1st Quarter Payroll: | $275,813,000Source: CBP |
| Annual Payroll: | $1,080,246,000Source: CBP |
| # of Employees: | 17,871Source: CBP |
All ZIP Codes assigned this City name by the USPS.
Rancho Santa Margarita, CA is located in Orange County, within the Los Angeles-Long Beach-Anaheim, CA Metropolitan Statistical Area (CBSA 31080) and spans 2 of California's 40th and 49th Congressional Districts. This Metro area has a population of 13,012,469 people, about 0.3% of whom live in Rancho Santa Margarita. ZIP Codes here cover 13.22 sq mi of land and a water area of 0.019 sq mi.
| CBSA Name: | Los Angeles-Long Beach-Anaheim, CASource: Census |
| CBSA Number: | 31080Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 13,012,469Source: Census |
| MSA: | Los Angeles-Riverside-Orange County, CASource: Census |
| PMSA: | Orange County, CA PMSASource: Census |
| Land Area: | 13.22 sq miSource: Census |
| Water Area: | 0.019 sq miSource: Census |
| Congressional District(s): | 40,49Source: USPS |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 59587Source: Census |
| Place Name: | Rancho Santa Margarita city; CaliforniaSource: Census |
Sum of all ZIP Codes assigned this City name by the USPS.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.